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CPI Card Group Inc (PMTS) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of CPI Card Group Inc stock $35.99, price $24.36, upside +47.7%, quality 55 out of 100. Rating: undervalued. Calculated from audited financials with 21 of our 26 valuation models and 37 quality factors, updated daily.

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Financial Services US

CC CPI Card Group Inc logo Some data Nov 7, 2026

CPI Card Group Inc

PMTS · US
Meets all rules

The stock costs 32% less than our calculation considers fair.

Fair value $35.99 · Undervalued
Healthy Growth (revenue 5y +11.7 %/yr in USD)
Generates free cash flow
Ranks above peers (7/11)
Positive coverage
Profit last quarter +116% vs. a year ago.
Quality 55/100
Thin margins · 2.7% net margin (TTM)
Negative equity (buybacks among others)
Insiders bought $861,888 (6M) · sold $74,608
Some data
Narrow moat 31/100
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$45.01 $11.29 Fair Value $35.99 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.

How to read this chart

60‑month range $11.29 – $45.01 · fair‑value band $22.96 – $52.53 · the $24.36 price screens below the $35.99 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.

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Company profile

CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments.

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The Debit and Credit segment produces secure debit and credit cards, such as contact, contactless, eco-focused, and magnetic stripe cards; and provides card services, including digital services.

This segment also provides personalization services, which include instant issuance solutions that provide customers with the ability to issue an instant personalized debit or credit card on-demand; and other payment solutions, such as digital push provisioning for mobile wallets.

The Prepaid Debit segment primarily provides integrated card services comprising tamper-evident security packaging services. It also produces payment cards issued on the networks of the payment card brands.

The company offers card data personalization and fulfillment services, SaaS -based instant card issuance and other digital solutions, an integrated end-to-end on-demand payment card solution, and Card@Once, a proprietary and patented SaaS -based instant card issuance system.

It serves issuers of debit and credit cards, prepaid program managers, financial institution platform providers and card processor organizations, fintechs, small to mid-sized financial institutions, healthcare providers, entertainment venues, government disbursements, transit services, and others through sales representatives, customer relationships, and partners.

The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is headquartered in Littleton, Colorado.

Stock analysis

CPI Card Group Inc (PMTS) currently trades at $24.36, while our model-based Fair Value estimate is $35.99, implying the stock looks roughly 32% undervalued today.

Show more

Valuation

Bull case: the Growth DCF group reads highest at a median of $48.79 per share, and 16 of the 21 models we run sit above the $24.36 price.

Bear case: the Economic Profit group reads lowest at $12.51, and 5 of the 21 models stay below the price. Data coverage for this calculation is medium.

Scenario range: $22.96 (bear) to $52.53 (bull), the price of $24.36 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 55/100 (solid quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

CPI Card Group Inc reported revenue of $544M in FY2025 versus $375M in FY2021, a compound +9.7%/yr. Reported net income was $15.0M in FY2025, compounding −1.6%/yr from FY2021.

Key figures

Market cap $291M Micro · P/E ratio 17.8 · P/S ratio 0.48 · EPS (TTM) $1.37 · Net margin 2.7% · Return on assets (EBIT) 20.3% (5-year average) · Operating margin 9.9% · Revenue (TTM) $608M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 31 out of 100 (medium confidence).

What moves the price

The share trades about 20% below its 52-week high and 116% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −3% fair-value upside, at 48%, PMTS screens cheaper than that median.

Fair Value models

Bear $22.96 Fair Value $35.99 Bull $52.53
Price $24.36 · Upside +47.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($1.17 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF $27.67 $52.47 $85.63 78
Growth DCF $26.98 $48.72 $75.85 77
Owner Earnings $17.00 $36.55 $62.70 73
All 21 models by family
DCF Models
FCF DCF $27.67 $52.47 $85.63 78
Owner Earnings $17.00 $36.55 $62.70 73
5Y Revenue Exit $22.34 $48.85 $83.37 69
5Y EBITDA Exit $44.38 $92.82 $152.00 72
5Y P/E Exit $12.77 $29.77 $47.98 68
10Y Revenue Exit $22.96 $45.68 $77.77 64
10Y EBITDA Exit $35.82 $71.72 $123.55 66
10Y P/E Exit $18.75 $34.38 $54.16 62
Earnings-Based
Graham-Dodd $8.74 $36.27 $49.44 64
Lynch FV $9.16 $13.08 $17.01 61
PEG = 1.0 $9.16 $13.08 $17.01 57
EPV $5.11 $8.24 $10.75 72
Multiples
P/E Multiple $26.99 $35.99 $44.98 63
P/S Multiple $16.39 $21.85 $27.31 58
EV/EBIT $57.72 $86.00 $114.29 65
EV/EBITDA $62.57 $92.47 $122.38 66
EV/Revenue $15.76 $34.14 $52.53 51
Growth DCF
Growth DCF $26.98 $48.72 $75.85 77
Rev-Margin DCF $22.34 $48.86 $82.00 70
Economic Profit
ROIC Compounder $6.62 $12.51 $19.21 69
Growth Earnings
Growth-Adj P/E $18.72 $26.75 $34.77 67

Open the full fair value analysis →

Quality Score breakdown

Overall quality 55/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 59
How much profit the company makes from its sales and capital
Quality Growth 33
Are margins and returns getting better?
Cashflow 61
Do the profits arrive as real cash?
Financial strength 41
Debt, balance sheet and risk of trouble
Investment 69
Does it invest with discipline instead of growing at any price?
Low Volatility 23
How calm the share price moves, does not count
Price momentum 77
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 84
Distance to the 52-week high, does not count
New shares 80
Buys back shares or issues new ones?

Open the full quality analysis →

Insider trades

In the last 6 months, 4 officers or directors bought shares worth $861,888, most recently on Sep 14, 2026. Over the same period, one person sold shares worth $74,608. Buying cluster

  • BuyTricor PMT25 Holdings Inc.10% owner525,000 shares at $21.50$11.3MSep 14, 2026
  • BuyH Sanford RileyDirector3× since Dec 4, 2025: 225,853 shares, avg. $14.13$3.2MSep 14, 2026
  • BuyMarc SheinbaumDirector4,651 shares at $21.50$99,997Sep 14, 2026
  • BuyNicholas PetersDirector11,628 shares at $21.50$250,002Sep 14, 2026
  • SaleParallel49 Equity, ULC10% owner2,687,921 shares at $20.43$54.9MSep 14, 2026
  • BuyRavi MallelaDirector1,000 shares at $21.50$21,500Sep 14, 2026
  • SaleDonna Abbey CarmignaniController & Chief Acct. Off.4,870 shares at $15.32$74,608May 11, 2026
  • SaleTricor Pacific Capital Partners (Fund IV), LP10% owner2,126,056 shares at $13.51$28.7MDec 4, 2025

Plus 37 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.

Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.

Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 80/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+13.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.7%
Start year 2020 (pandemic). Over 10 years: +3.8% a year
Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.7%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
−0.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year−0.1%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−2.1% vs −2.5%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.12% → 10%
Pace: the 5-year rate starts in 2020 (pandemic)

Growth Forecast

Price in line with expectations
The price assumes about as much growth as the company has delivered so far and about what analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+10.3%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+7.8%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +7.7% a year for the price and +5.3% for the forecasts.
Forecast 2026 (sales)+11.2%
Forecast 2027 (sales)+8.2%
Projected 2028 (sales)+7.4%
Projected 2029 (sales)+6.6%
Projected 2030 (sales)+5.9%

Watch PMTS, get fair value alerts →

Recent news

News mood ⓘNews mood, the average tone of recent news (98 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Positive
Recent news coverage is more positive than average.

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 283 stocks

Beats the industry median on 7/11 measures
Overall it ranks above its industry peers.
Valuation
Quality Score 55 · Above median
Fair Value upside +47.7% · Above median
Profitability
Return on equity (12 months) Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Return on assets 3.7% · Above median
Net margin (12 months) 2.7% · Bottom 25%
Operating margin (12 months) 9.9% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 14.8% · Above median
Balance sheet
Debt / equity Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.

Valuation Multiplesvs Credit Services median · lower = cheaper

P/E (12 months) 17.8× · Pricier than median
P/B Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
P/S (12 months) 0.48× · Cheapest 25%
Price / free cash flow (fiscal year) 7.1× · Pricier than median
EV/EBITDA 7.0× · Cheaper than median
PEG 0.57× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)97 · sector 59
FUTURE (revenue growth)74 · sector 57
PAST (return on equity)0 · sector 39
HEALTH (low debt)0 · sector 54
DIVIDEND (yield)0 · sector 64

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Credit Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Synchrony Financial, SYF $73.74 $141.92 +92% vs PMTS
PayPal Holdings PYPL $59.24 $107.45 +81% vs PMTS
Shriram Finance Limited SHRIRAMFIN ₹961.15 ₹1,309 +36% vs PMTS
Affirm Holdings AFRM $68.11 $74.92 +10% vs PMTS
Bajaj Finance Limited BAJFINANCE ₹1,088 ₹1,055 −3% vs PMTS
American Express Company AXP $320.99 $210.02 −35% vs PMTS
Visa Inc V $422.65 $242.87 −43% vs PMTS
Mastercard Incorporated MA $652.70 $360.13 −45% vs PMTS
Capital One Financial Corporation COF $201.87 $106.81 −47% vs PMTS
SoFi Technologies, Inc SOFI $16.21 $5.51 −66% vs PMTS

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Frequently asked questions

Is CPI Card Group Inc (PMTS) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of $35.99 versus a price of $24.36, about +48% upside (undervalued).
What is the fair value of PMTS?
Our model-based fair value for CPI Card Group Inc is $35.99 (as of Nov 7, 2026), built from audited fundamentals. The current price: $24.36.
What is the quality score of PMTS?
CPI Card Group Inc has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for CPI Card Group Inc (PMTS)?
Our model-based price target is the fair value of $35.99 (as of Nov 7, 2026) from 21 valuation models. Cautious scenario $22.96, optimistic scenario $52.53. It is a calculation from audited fundamentals, not an analyst target.
What is the CPI Card Group Inc stock forecast for 2026?
Our models put fair value at $35.99, about +48% upside versus a price of $24.36 (undervalued). Cautious scenario $22.96, optimistic scenario $52.53. The calculation is refreshed regularly with new filings.
What is the revenue of CPI Card Group Inc (PMTS)?
CPI Card Group Inc reported trailing-twelve-month revenue of about $608M (latest available figure, as of Nov 7, 2026).
What growth is priced into CPI Card Group Inc (PMTS)?
For today's price to be fair in a discounted-cash-flow model, CPI Card Group Inc would have to grow free cash flow by +10.3 % per year for five years (discount rate 13.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +11.7 % per year. As of Nov 7, 2026.
What discount rate (WACC) does the fair value of PMTS use?
Our models discount CPI Card Group Inc at 13.4 %: a base by market capitalisation (micro), damped by beta 1.20, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For CPI Card Group Inc that is +10.3 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (13.4 %) and the same formula as our fair value.
How much growth has CPI Card Group Inc (PMTS) delivered so far?
Over the past 5 years revenue at CPI Card Group Inc grew +11.7 % a year. The price currently implies free-cash-flow growth of +10.3 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of CPI Card Group Inc (PMTS) growing?
The median revenue growth in the sector is +11.5 % a year. That is the yardstick for the growth priced into CPI Card Group Inc (+10.3 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of CPI Card Group Inc (PMTS)?
The free-cash-flow yield on the price is 14.19 %: that much free cash flow CPI Card Group Inc produces per unit of market value. When it exceeds the discount rate of our models (13.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of CPI Card Group Inc (PMTS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For CPI Card Group Inc it is $35.99 per share (as of Nov 7, 2026), against a price of $24.36. It is the blended result of 21 valuation models in 6 families (DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit, Growth Earnings).
Is CPI Card Group Inc stock overvalued or undervalued in 2026?
As of Nov 7, 2026, PMTS trades below its calculated fair value: price $24.36, fair value $35.99, a gap of about +48% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PMTS?
No. The price is what the market pays today ($24.36); the fair value is what the company's own numbers justify ($35.99). For CPI Card Group Inc the two are $11.63 per share apart. That gap is exactly why we show both numbers side by side.
How much is CPI Card Group Inc worth?
The market values CPI Card Group Inc at about $291M (market capitalisation, as of Nov 7, 2026). Per share that is $24.36; our models calculate a fair value of $35.99 per share.
What do the bullish and bearish scenarios say about PMTS?
Our models span a range for CPI Card Group Inc: cautious scenario $22.96, base $35.99, optimistic $52.53 per share (as of Nov 7, 2026, price $24.36). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PMTS?
CPI Card Group Inc trades at a price-to-earnings ratio of 17.8 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $35.99 is built from several models across several years. Median P/E at fiscal year-end, 7 fiscal years (2018 to 2025), reported earnings, FY2018, FY2023 ex one-offs: 11.6. Other multiples: PEG 0.6, P/S 0.5, EV/EBITDA 7.0.
What is the PEG ratio of PMTS?
The PEG ratio of CPI Card Group Inc is 0.57 (P/E divided by earnings growth, as of Nov 7, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of CPI Card Group Inc (PMTS)?
Balance-sheet figures for CPI Card Group Inc (as of Nov 7, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 55/100, which measures business quality independently of the share price.
How far is PMTS from its 52-week high?
CPI Card Group Inc trades at $24.36, about 20% below its 52-week high of $30.50 and 116% above the low of $11.29 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $35.99 is for.
Which stocks are comparable to CPI Card Group Inc?
From the same area (Financial Services) we also value Visa Inc, Mastercard Incorporated, American Express Company, Capital One Financial Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is CPI Card Group Inc stock attractive at the current price?
The data as of Nov 7, 2026: price $24.36, calculated fair value $35.99 (+48%), Quality Score 55/100, from 21 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PMTS calculated?
We run CPI Card Group Inc through 21 models from 6 families: DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $35.99 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. CPI Card Group Inc currently trades 32% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of CPI Card Group Inc (PMTS)?
The closing price on Nov 6, 2026 was $24.36. Our model-based fair value is $35.99, about +48% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with CPI Card Group Inc right now?
Solid quality (55/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range ($22.96 to $52.53) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of CPI Card Group Inc (PMTS) come from?
Earnings per share at CPI Card Group Inc grew −0.8 % a year from 2014 to 2025. Broken into its drivers: revenue per share +2.3 %, EBIT margin −1.4 %, tax rate +1.8 %, residual (interest, one-offs) −3.4 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of CPI Card Group Inc

How large is the market capitalisation of CPI Card Group Inc (PMTS)?
The market capitalisation of CPI Card Group Inc is $291M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of CPI Card Group Inc (PMTS)?
The price-to-sales ratio of CPI Card Group Inc is 0.48 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of CPI Card Group Inc (PMTS)?
Earnings per share at CPI Card Group Inc are $1.37 (price ÷ EPS = P/E 17.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of CPI Card Group Inc (PMTS)?
The net margin of CPI Card Group Inc is 2.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of CPI Card Group Inc (PMTS)?
On an EBIT basis the return on assets of CPI Card Group Inc is 20.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of CPI Card Group Inc (PMTS)?
The operating margin of CPI Card Group Inc is 9.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at CPI Card Group Inc (PMTS)?
Revenue at CPI Card Group Inc is growing +14.8% versus a year earlier (3y avg +4.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at CPI Card Group Inc (PMTS)?
Earnings per share at CPI Card Group Inc are growing +116% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does CPI Card Group Inc (PMTS) carry?
The net debt of CPI Card Group Inc is $316M (fiscal year 2025, ≈ 7.6 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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