Check 35,000+ stocks against 26 valuation models and 37 quality factors

CPI Card Group Inc (PMTS) fair value: what the stock is really worth

As of Sep 23, 2026: fair value of CPI Card Group Inc $36.48, price $24.39, upside +49.6%, quality 54 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

Fair value above price? Yes
Good quality? Yes
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Financial Services · US · ISIN US12634H2004

Some data Sep 23, 2026

CPI Card Group Inc

PMTS · US

UndervaluedThe stock appears undervalued with acceptable quality.

✓Fair value $36.48 · Undervalued (+50%)

!Quality 54/100

!Mixed Growth (revenue 5y +11.7 %/yr)

!Thin margins · 2.2% net margin (TTM)

✓Negative equity (buybacks among others) · generates free cash flow

✓Ranks above peers (7/11)

!Narrow moat 33/100

!Evidence only medium, so the estimate is less certain

26 models, one by oneBear $24.32 to bull $53.25 Growth analysisrevenue history, year by year Quality 54/100 in detail37 factors, each one shown Compared with its peersrank on every measure, side by side

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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.

How to read this chart

60‑month range $11.29 – $45.01 · fair‑value band $24.32 – $53.25 · the $24.39 price screens below the $36.48 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.

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Company profile

CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces secure debit and credit cards, such as contact, contactless, eco-focused, and magnetic stripe cards; and provides card services, including digital services. This segment also provides personalization services, which include instant issuance solutions that provide customers with the ability to issue an instant personalized debit or credit card on-demand; and other payment solutions, such as digital push provisioning for mobile wallets. The Prepaid Debit segment primarily provides integrated card services comprising tamper-evident security packaging services. It also produces payment cards issued on the networks of the payment card brands. The company offers card data personalization and fulfillment services, SaaS -based instant card issuance and other digital solutions, an integrated end-to-end on-demand payment card solution, and Card@Once, a proprietary and patented SaaS -based instant card issuance system. It serves issuers of debit and credit cards, prepaid program managers, financial institution platform providers and card processor organizations, fintechs, small to mid-sized financial institutions, healthcare providers, entertainment venues, government disbursements, transit services, and others through sales representatives, customer relationships, and partners. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is headquartered in Littleton, Colorado.

Stock analysis

CPI Card Group Inc (PMTS) currently trades at $24.39, while our model-based Fair Value estimate is $36.48, implying the stock looks roughly 33.1% undervalued today.

Valuation

Bull case: the Growth DCF group reads highest at a median of $51.89 per share, and 16 of the 21 models we run sit above the $24.39 price.

Bear case: the Earnings-Based group reads lowest at $13.26, and 5 of the 21 models stay below the price. Evidence for this calculation is medium.

Scenario range: $24.32 (bear) to $53.25 (bull), the price of $24.39 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 54/100 (solid quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

CPI Card Group Inc reported revenue of $544M in FY2025 versus $375M in FY2021, a compound +9.7%/yr. Reported net income was $15.0M in FY2025, compounding −1.6%/yr from FY2021.

Key figures

Market cap $291M · P/E ratio 23.9 · P/S ratio 0.66 · EPS (TTM) $1.02 · Net margin 2.8% · Return on assets (EBIT) 20.3% · Operating margin 7.5% · Revenue (TTM) $568M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 31 out of 100 (medium confidence).

What moves the price

The share trades about 20% below its 52-week high and 116% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −32% fair-value upside, at 50%, PMTS screens cheaper than that median.

Fair Value models

Bear $24.32 Fair Value $36.48 Bull $53.25

Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($0.7489 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.

Highest evidence

FCF DCF $31.54 $60.12 $99.44 78

Growth DCF $30.86 $56.13 $88.69 77

5Y EBITDA Exit $47.20 $98.18 $160.51 73

All 21 models by family

DCF Models

FCF DCF $31.54 $60.12 $99.44 78

Owner Earnings $14.26 $33.80 $60.68 72

5Y Revenue Exit $24.00 $51.89 $88.23 70

5Y EBITDA Exit $47.20 $98.18 $160.51 73

5Y P/E Exit $13.94 $31.81 $50.96 68

10Y Revenue Exit $25.38 $50.04 $84.96 64

10Y EBITDA Exit $39.43 $78.51 $135.05 66

10Y P/E Exit $20.80 $37.69 $59.13 62

Earnings-Based

Graham-Dodd $8.86 $36.76 $50.11 64

Lynch FV $9.28 $13.26 $17.24 61

PEG = 1.0 $9.28 $13.26 $17.24 57

EPV $6.90 $10.50 $13.42 73

Multiples

P/E Multiple $27.36 $36.48 $45.60 63

P/S Multiple $16.61 $22.15 $27.68 58

EV/EBIT $62.93 $91.60 $120.28 65

EV/EBITDA $67.85 $98.16 $128.47 67

EV/Revenue $20.40 $39.04 $57.67 52

Growth DCF

Growth DCF $30.86 $56.13 $88.69 77

Rev-Margin DCF $24.00 $51.89 $86.75 70

Economic Profit

ROIC Compounder $8.86 $15.88 $23.99 69

Growth Earnings

Growth-Adj P/E $18.98 $27.11 $35.24 67

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Quality Score breakdown

Overall quality 54/100

Of which business quality 55 · Market factors (momentum, volatility) 72

Profitability 59

Margins and returns on capital today

Quality Growth 33

Are margins and returns improving?

Cashflow 61

Earnings quality: real cash, not paper profit

Fin. Strength 39

Balance sheet, leverage, solvency risk

Investment 69

Disciplined investing over empire-building

Low Volatility 28

Calm price path (market factor)

Momentum 96

Price trend over the last 3–12 months (market factor)

52W Momentum 82

Distance to the 52-week high (market factor)

Net Issuance 77

Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 80/100

Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Revenue growth 1 year

+13.1%

Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+4.5%

Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+11.7%

Start year 2020 (pandemic). Over 10 years: +3.8% a year

Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+8.7%

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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.

−0.1%

Earnings growth per share plus dividend.

Earnings per share, growth per year−0.1%

Dividend (yield on the price)0.0%

Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−2% vs −3%, steady

Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.12% → 10%

Start year 2020 (pandemic)

Growth Forecast

Price in line with expectations

The price assumes about as much growth as the company has delivered so far and about what analysts expect.

What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).

+9.4%

Yearly growth needed for the next five years to justify today's price.

What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.

+7.8%

Yearly sales growth analysts expect, extended to five years.

After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +6.9% a year for the price and +5.3% for the forecasts.

Forecast 2026 (sales)+9.1%

Forecast 2027 (sales)+8.8%

Projected 2028 (sales)+8.0%

Projected 2029 (sales)+7.1%

Projected 2030 (sales)+6.3%

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 331 stocks

Beats the industry median on 7/11 measures

Overall it ranks above its industry peers.

Valuation

Quality Score 54 · Above median

Fair Value upside +50% · Above median

Profitability

Return on equity (TTM) Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.

Return on assets 9% · Top 25%

Net margin (TTM) 2% · Bottom 25%

Operating margin (TTM) 7% · Bottom 25%

Growth and dividend

Revenue growth 20% · Above median

Balance sheet

Debt / equity Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.

Valuation Multiplesvs Credit Services median · lower = cheaper

P/E (TTM) 23.9× · Pricier than median

P/B Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.

P/S (TTM) 0.51× · Cheapest 25%

P/FCF 7.0× · Priciest 25%

EV/EBITDA 7.3× · Cheaper than median

PEG 0.57× · Cheaper than median

Strength profile in five axes (Snowflake)

This stock

Sector peers

VALUE (fair-value potential)99 · sector 49

FUTURE (revenue growth)99 · sector 36

PAST (return on equity)0 · sector 32

HEALTH (low debt)0 · sector 59

DIVIDEND (yield)0 · sector 68

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Credit Services stocks, each showing price versus our Fair Value estimate.

Stock	Price	Fair Value	vs Fair Value
Visa Inc V	$362.04	$227.35	−37%
Mastercard Incorporated MA	$555.89	$356.78	−36%
American Express Company AXP	$301.96	$206.40	−32%
Capital One Financial Corporation COF	$196.10	$125.36	−36%
Bajaj Finance Limited BAJFINANCE	₹1,043	₹1,101	+6%
PayPal Holdings PYPL	$52.89	$99.46	+88%
Affirm Holdings AFRM	$68.09	$16.24	−76%
Shriram Finance Limited SHRIRAMFIN	₹1,011	₹1,374	+36%
Synchrony Financial, SYF	$70.67	$137.28	+94%
SoFi Technologies, Inc SOFI	$16.55	$5.57	−66%

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CPI Card Group Inc · Fair Value
$36.48 +33%Fair Value
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<a href="https://www.fairvalue-calculator.com/stock/PMTS" target="_blank" rel="nofollow noopener" style="display:inline-flex;align-items:center;gap:12px;box-sizing:border-box;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;text-decoration:none;background:#0f1814;color:#eaf2ed;border:1px solid #2a3a30;border-radius:12px;padding:12px 16px;max-width:360px"><span style="line-height:1.35"><span style="font-size:12px;color:#9fb0a8">CPI Card Group Inc · Fair Value</span><br><b style="font-size:20px">$36.48</b> <span style="color:var(--fvc-g-mitte);font-weight:700;font-size:14px">+33%</span></span><span style="font-size:11px;color:var(--fvc-g-mitte);font-weight:700;margin-left:auto;text-align:right;line-height:1.3">Fair&nbsp;Value<br>Calculator&nbsp;→</span></a>

Cite: Fair Value Calculator (2026). "CPI Card Group Inc Fair Value". https://www.fairvalue-calculator.com/stock/PMTS

Frequently asked questions

Is CPI Card Group Inc (PMTS) overvalued or undervalued?

As of Sep 23, 2026, our model estimates a fair value of $36.48 versus a price of $24.39, about +50% upside (undervalued).

What is the fair value of PMTS?

Our model-based fair value for CPI Card Group Inc is $36.48 (as of Sep 23, 2026), built from audited fundamentals. The current price: $24.39.

What is the quality score of PMTS?

CPI Card Group Inc has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.

What is the price target for CPI Card Group Inc (PMTS)?

Our model-based price target is the fair value of $36.48 (as of Sep 23, 2026) from 21 valuation models. Cautious scenario $24.32, optimistic scenario $53.25. It is a calculation from audited fundamentals, not an analyst target.

What is the CPI Card Group Inc stock forecast for 2026?

Our models put fair value at $36.48, about +50% upside versus a price of $24.39 (undervalued). Cautious scenario $24.32, optimistic scenario $53.25. The calculation is refreshed regularly with new filings.

What is the revenue of CPI Card Group Inc (PMTS)?

CPI Card Group Inc reported trailing-twelve-month revenue of about $568M (latest available figure, as of Sep 23, 2026).

What growth is priced into CPI Card Group Inc (PMTS)?

For today's price to be fair in a discounted-cash-flow model, CPI Card Group Inc would have to grow free cash flow by +9.4 % per year for five years (discount rate 12.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +11.7 % per year. As of Sep 23, 2026.

What discount rate (WACC) does the fair value of PMTS use?

Our models discount CPI Card Group Inc at 12.9 %: a base by market capitalisation (micro), damped by beta 1.06, country premium for USA. The same rate applies in all 26 models.

What is a reverse DCF?

A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For CPI Card Group Inc that is +9.4 % per year a year over ten years, using the same discount rate (12.9 %) and the same formula as our fair value.

How much growth has CPI Card Group Inc (PMTS) delivered so far?

Over the past 5 years revenue at CPI Card Group Inc grew +11.7 % a year. The price currently implies +9.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.

How fast is the sector of CPI Card Group Inc (PMTS) growing?

The median revenue growth in the sector is +8.2 % a year. That is the yardstick for the growth priced into CPI Card Group Inc (+9.4 % per year a year): it shows whether the expectation is within the usual range or beyond it.

What is the free cash flow yield of CPI Card Group Inc (PMTS)?

The free-cash-flow yield on the price is 14.21 %: that much free cash flow CPI Card Group Inc produces per unit of market value. When it exceeds the discount rate of our models (12.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.

What is the intrinsic value of CPI Card Group Inc (PMTS)?

Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For CPI Card Group Inc it is $36.48 per share (as of Sep 23, 2026), against a price of $24.39. It is the blended result of 21 valuation models (cash flow, earnings, asset, dividend).

Is CPI Card Group Inc stock overvalued or undervalued in 2026?

As of Sep 23, 2026, PMTS trades below its calculated fair value: price $24.39, fair value $36.48, a gap of about +50% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.

Is fair value the same as the market price of PMTS?

No. The price is what the market pays today ($24.39); the fair value is what the company's own numbers justify ($36.48). For CPI Card Group Inc the two are $12.09 per share apart. That gap is exactly why we show both numbers side by side.

How much is CPI Card Group Inc worth?

The market values CPI Card Group Inc at about $291M (market capitalisation, as of Sep 23, 2026). Per share that is $24.39; our models calculate a fair value of $36.48 per share.

What do the bullish and bearish scenarios say about PMTS?

Our models span a range for CPI Card Group Inc: cautious scenario $24.32, base $36.48, optimistic $53.25 per share (as of Sep 23, 2026, price $24.39). The range comes from different growth and margin assumptions, not from analyst opinions.

What is the P/E ratio of PMTS?

CPI Card Group Inc trades at a price-to-earnings ratio of 23.9 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $36.48 is built from several models across several years. Other multiples: PEG 0.6, P/S 0.5, EV/EBITDA 7.3.

What is the PEG ratio of PMTS?

The PEG ratio of CPI Card Group Inc is 0.57 (P/E divided by earnings growth, as of Sep 23, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.

How solid is the balance sheet of CPI Card Group Inc (PMTS)?

Balance-sheet figures for CPI Card Group Inc (as of Sep 23, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 54/100, which measures business quality independently of the share price.

How far is PMTS from its 52-week high?

CPI Card Group Inc trades at $24.39, about 20% below its 52-week high of $30.50 and 116% above the low of $11.29 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of $36.48 is for.

Which stocks are comparable to CPI Card Group Inc?

From the same area (Financial Services) we also value Visa Inc, Mastercard Incorporated, American Express Company, Capital One Financial Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.

Is CPI Card Group Inc stock attractive at the current price?

The data as of Sep 23, 2026: price $24.39, calculated fair value $36.48 (+50%), Quality Score 54/100, from 21 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.

How is the fair value of PMTS calculated?

We run CPI Card Group Inc through 21 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $36.48, with the spread shown as a cautious and an optimistic scenario.

Is it still worth investing in stocks now?

The global stock market currently sits 13.0 % above its aggregate fair value. CPI Card Group Inc currently trades 50 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.

What is the share price of CPI Card Group Inc (PMTS)?

The closing price on Sep 23, 2026 was $24.39. Our model-based fair value is $36.48, about +50% upside (undervalued). We carry closing prices from our data provider, not a live tick.

What should I pay attention to with CPI Card Group Inc right now?

Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range ($24.32 to $53.25) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Where does the earnings growth of CPI Card Group Inc (PMTS) come from?

Earnings per share at CPI Card Group Inc grew −0.8 % a year from 2014 to 2025. Broken into its drivers: revenue per share +2.3 %, EBIT margin −1.4 %, tax rate +1.8 %, residual (interest, one-offs) −3.4 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of CPI Card Group Inc

How large is the market capitalisation of CPI Card Group Inc (PMTS)?

The market capitalisation of CPI Card Group Inc is $291M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.

What is the P/S ratio of CPI Card Group Inc (PMTS)?

The price-to-sales ratio of CPI Card Group Inc is 0.66 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.

What are the earnings per share of CPI Card Group Inc (PMTS)?

Earnings per share at CPI Card Group Inc are $1.02 (price ÷ EPS = P/E 23.9). Earnings per share over the last twelve months: total profit spread across every single share.

What is the net margin of CPI Card Group Inc (PMTS)?

The net margin of CPI Card Group Inc is 2.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.

What is the EBIT return on assets of CPI Card Group Inc (PMTS)?

On an EBIT basis the return on assets of CPI Card Group Inc is 20.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.

What is the operating margin of CPI Card Group Inc (PMTS)?

The operating margin of CPI Card Group Inc is 7.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.

How fast is revenue growing at CPI Card Group Inc (PMTS)?

Revenue at CPI Card Group Inc is growing +19.8% versus a year earlier (3y avg +4.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.

How fast are earnings growing at CPI Card Group Inc (PMTS)?

Earnings per share at CPI Card Group Inc are growing −57.5% versus a year earlier. How much earnings per share grew versus a year earlier.

How much net debt does CPI Card Group Inc (PMTS) carry?

The net debt of CPI Card Group Inc is $316M (fiscal year 2025, ≈ 7.6 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.

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