Premia S.A. (PREMIA) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Premia S.A. €1.65, price €1.31, upside +25.5%, quality 38 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Premia Real Estate Investment Company Societe Anonyme operates in the real estate development industry in Greece. The company engages in the purchase, exploitation, and management of real estate. Its portfolio consists of industrial properties, logistics centers, plots, commercial properties, and public-private partnership properties.
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Premia Real Estate Investment Company Societe Anonyme operates in the real estate development industry in Greece. The company engages in the purchase, exploitation, and management of real estate. Its portfolio consists of industrial properties, logistics centers, plots, commercial properties, and public-private partnership properties. The company was formerly known as Premia S.A. and changed its name to Premia Real Estate Investment Company Societe Anonyme in June 2022. Premia Real Estate Investment Company Societe Anonyme was founded in 1991 and is based in Athens, Greece.
Stock analysis
Premia S.A. (PREMIA) currently trades at €1.31, while our model-based Fair Value estimate is €1.65, implying the stock looks roughly 20.3% undervalued today.
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Valuation
Bull case: the Economic Profit group reads highest at a median of €2.50 per share, and 5 of the 11 models we run sit above the €1.31 price.
Bear case: the DCF Models group reads lowest at €1.05, and 6 of the 11 models stay below the price. Evidence for this calculation is medium.
Quality & growth
The Quality Score stands at 38/100 (below-average quality), in the Real Estate sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Premia S.A. reported revenue of €37.5M in FY2025 versus €9.5M in FY2021, a compound +40.9%/yr. Reported net income was €45.3M in FY2025, compounding +32.7%/yr from FY2021.
Key figures
Market cap €165M · P/E ratio 3.2 · P/S ratio 3.84 · EPS (TTM) €0.4100 · Net margin 121% · Return on equity 19.1% · Return on assets (EBIT) 2.4% · Operating margin 64.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 38 out of 100 (low confidence).
What moves the price
The share trades about 8% below its 52-week high and 10% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 54% fair-value upside, at 25%, PREMIA screens richer than that median.
Fair Value models
Bear €1.65Fair Value €1.65Bull €1.65
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (€0.3010 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+67.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+35.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+85.6%
Start year 2020 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+39.7%
’18
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip.
−13.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−13.9%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.22% → 66%
2025 sits 97% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
⚠ Revenue per share shrinking 21.9%/yr over ~5Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+39.0%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (euro area: IMF forecast 2.2% a year to 2030, 2.6% from 2016 to 2025) that is about +36.0% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Development · 577 stocks
Beats the industry median on 7/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score39 · Below median
Fair Value upside+26% · Above median
Profitability
Return on equity (TTM)19% · Top 25%
Return on assets2% · Above median
Net margin (TTM)121% · Top 25%
Operating margin (TTM)64% · Top 25%
Growth and dividend
Revenue growth54% · Top 25%
Dividend yield (TTM)0.0% · Bottom 25%
Balance sheet
Debt / equity1.47× · Highest 25%
Valuation Multiplesvs Real Estate - Development median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Premia S.A. Fair Value". https://www.fairvalue-calculator.com/stock/PREMIA
Frequently asked questions
Is Premia S.A. (PREMIA) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of €1.65 versus a price of €1.31, about +25% upside (undervalued).
What is the fair value of PREMIA?
Our model-based fair value for Premia S.A. is €1.65 (as of Sep 23, 2026), built from audited fundamentals. The current price: €1.31.
What is the quality score of PREMIA?
Premia S.A. has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Premia S.A. (PREMIA)?
Our model-based price target is the fair value of €1.65 (as of Sep 23, 2026) from 13 valuation models. It is a calculation from audited fundamentals, not an analyst target.
What is the Premia S.A. stock forecast for 2026?
Our models put fair value at €1.65, about +25% upside versus a price of €1.31 (undervalued). The calculation is refreshed regularly with new filings.
What is the revenue of Premia S.A. (PREMIA)?
Premia S.A. reported trailing-twelve-month revenue of about €37.5M (latest available figure, as of Sep 23, 2026).
What growth is priced into Premia S.A. (PREMIA)?
For today's price to be fair in a discounted-cash-flow model, Premia S.A. would have to grow free cash flow by +39.0 % per year for five years (discount rate 13.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +85.6 % per year. As of Sep 23, 2026.
What discount rate (WACC) does the fair value of PREMIA use?
Our models discount Premia S.A. at 13.9 %: a base by market capitalisation (micro), damped by beta 0.30, country premium for Greece. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Premia S.A. that is +39.0 % per year a year over ten years, using the same discount rate (13.9 %) and the same formula as our fair value.
How much growth has Premia S.A. (PREMIA) delivered so far?
Over the past 5 years revenue at Premia S.A. grew +85.6 % a year. The price currently implies +39.0 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Premia S.A. (PREMIA) growing?
The median revenue growth in the sector is +1.8 % a year. That is the yardstick for the growth priced into Premia S.A. (+39.0 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Premia S.A. (PREMIA)?
The free-cash-flow yield on the price is 6.78 %: that much free cash flow Premia S.A. produces per unit of market value. When it exceeds the discount rate of our models (13.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Premia S.A. (PREMIA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Premia S.A. it is €1.65 per share (as of Sep 23, 2026), against a price of €1.31. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Premia S.A. stock overvalued or undervalued in 2026?
As of Sep 23, 2026, PREMIA trades below its calculated fair value: price €1.31, fair value €1.65, a gap of about +25% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PREMIA?
No. The price is what the market pays today (€1.31); the fair value is what the company's own numbers justify (€1.65). For Premia S.A. the two are €0.3350 per share apart. That gap is exactly why we show both numbers side by side.
How much is Premia S.A. worth?
The market values Premia S.A. at about €165M (market capitalisation, as of Sep 23, 2026). Per share that is €1.31; our models calculate a fair value of €1.65 per share.
What is the P/E ratio of PREMIA?
Premia S.A. trades at a price-to-earnings ratio of 3.2 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €1.65 is built from several models across several years. Excluding one-off items of fiscal year 2025 it is 10.6 (reported for FY2025: 3.7). Other multiples: P/B 0.7, P/S 5.0, EV/EBITDA 25.0.
How solid is the balance sheet of Premia S.A. (PREMIA)?
Balance-sheet figures for Premia S.A. (as of Sep 23, 2026): return on equity 19.1%, debt of 1.47 per unit of equity. They feed the Quality Score of 38/100, which measures business quality independently of the share price.
How far is PREMIA from its 52-week high?
Premia S.A. trades at €1.31, about 8% below its 52-week high of €1.43 and 10% above the low of €1.20 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of €1.65 is for.
Which stocks are comparable to Premia S.A.?
From the same area (Real Estate) we also value Sun Hung Kai Properties Limited, China Resources Land Limited, Vinhomes Joint Stock Company, CK Asset Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Premia S.A. stock attractive at the current price?
The data as of Sep 23, 2026: price €1.31, calculated fair value €1.65 (+25%), Quality Score 38/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PREMIA calculated?
We run Premia S.A. through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €1.65, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. Premia S.A. currently trades 25 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Premia S.A. (PREMIA)?
The closing price on Sep 24, 2026 was €1.31. Our model-based fair value is €1.65, about +25% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Premia S.A. right now?
The price is below even our cautious bear case (€1.65). The market is more pessimistic than our downside scenario. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of Premia S.A.
How large is the market capitalisation of Premia S.A. (PREMIA)?
The market capitalisation of Premia S.A. is €165M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Premia S.A. (PREMIA)?
The price-to-sales ratio of Premia S.A. is 3.84 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Premia S.A. (PREMIA)?
Earnings per share at Premia S.A. are €0.4100 (price ÷ EPS = P/E 3.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Premia S.A. (PREMIA)?
The net margin of Premia S.A. is 121% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Premia S.A. (PREMIA)?
The return on equity (ROE) of Premia S.A. is 19.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Premia S.A. (PREMIA)?
On an EBIT basis the return on assets of Premia S.A. is 2.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Premia S.A. (PREMIA)?
The operating margin of Premia S.A. is 64.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Premia S.A. (PREMIA)?
Revenue at Premia S.A. is growing +54.2% versus a year earlier (3y avg +35.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Premia S.A. (PREMIA)?
Earnings per share at Premia S.A. are growing +13.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Premia S.A. (PREMIA) carry?
The net debt of Premia S.A. is €417M (fiscal year 2025, ≈ 37.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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