PRO FIN CAPITAL SERVICES LTD. (PROFINC) fair value: what the stock is really worth
As of Oct 23, 2026: fair value (intrinsic value) of PRO FIN CAPITAL SERVICES LTD. stock ₹0.60, price ₹2.50, upside -76.0%, quality 38 out of 100. Rating: strongly overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Fair value above price?No
Good quality?No
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 26, 2026.
How to read this chart
60‑month range ₹0.4612 – ₹7.64 · fair‑value band ₹0.4000 – ₹2.40 · the ₹2.50 price screens above the ₹0.6000 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Oct 26, 2026.
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PRO FIN CAPITAL SERVICES LTD. (PROFINC) currently trades at ₹2.50, while our model-based Fair Value estimate is ₹0.6000, 76.0% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 7 models at a data quality of 96/100, which puts the data coverage at low.
Scenario range: ₹0.4000 (bear) to ₹2.40 (bull), the price of ₹2.50 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 38/100 (below-average quality), in the Financial sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
PRO FIN CAPITAL SERVICES LTD. reported revenue of ₹619M in FY2026 versus ₹267M in FY2022, a compound +23.4%/yr. Reported net income was ₹0 in FY2026.
Key figures
Market cap ₹1.5B (≈ $15.6M) Micro · P/S ratio 1.84 · EPS (TTM) ₹−0.0900 · Return on equity −3.8% · Return on assets (EBIT) 3.7% · Operating margin 9.2% · Revenue (TTM) ₹859M · Revenue growth (YoY) +267%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 23 out of 100 (low confidence).
What moves the price
The share trades about 67% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial peers we cover trades at 10% fair-value upside, at −76%, PROFINC screens richer than that median.
Fair Value models
Bear₹0.4000Fair Value ₹0.6000Bull₹2.40
Price ₹2.50 · Upside -76.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.67/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+101.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+45.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+25.1%
Start year 2021 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.1%
’19
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
39.0% (2021) → −16.3% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
Price in line with expectations
The price assumes about as much growth as the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+25.7%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +20.7% a year for the price.
Compare PRO FIN CAPITAL SERVICES LTD. with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Investment Brokerage - National” was too small, so the broader sector is used.)Financials · 3169 stocks
Beats the sector median on 2/10 measures
Overall it trails its sector peers.
Valuation
Quality Score38 · Bottom 25%
Fair Value upside−76.0% · Bottom 25%
Profitability
Return on assets0.0% · Bottom 25%
Net margin (12 months)−3.1% · Bottom 25%
Operating margin (12 months)9.2% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)266.8% · Top 25%
Balance sheet
Debt / equity4.13× · Highest 25%
Valuation Multiplesvs Financials median · lower = cheaper
P/B2.18× · Priciest 25%
P/S (12 months)1.73× · Cheaper than median
Price / free cash flow11.3× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 32
FUTURE (revenue growth)100· sector 46
PAST (return on equity)0· sector 38
HEALTH (low debt)0· sector 87
DIVIDEND (yield)0· sector 58
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "PRO FIN CAPITAL SERVICES LTD. Fair Value". https://www.fairvalue-calculator.com/stock/PROFINC
Frequently asked questions
Is PRO FIN CAPITAL SERVICES LTD. (PROFINC) overvalued or undervalued?
As of Oct 26, 2026, our model estimates a fair value of ₹0.6000 versus a price of ₹2.50, about −76% upside (overvalued).
What is the fair value of PROFINC?
Our model-based fair value for PRO FIN CAPITAL SERVICES LTD. is ₹0.6000 (as of Oct 26, 2026), built from audited fundamentals. The current price: ₹2.50.
What is the quality score of PROFINC?
PRO FIN CAPITAL SERVICES LTD. has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
Our model-based price target is the fair value of ₹0.6000 (as of Oct 26, 2026) from 6 valuation models. Cautious scenario ₹0.4000, optimistic scenario ₹2.40. It is a calculation from audited fundamentals, not an analyst target.
What is the PRO FIN CAPITAL SERVICES LTD. stock forecast for 2026?
Our models put fair value at ₹0.6000, about −76% upside versus a price of ₹2.50 (overvalued). Cautious scenario ₹0.4000, optimistic scenario ₹2.40. The calculation is refreshed regularly with new filings.
What is the revenue of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
PRO FIN CAPITAL SERVICES LTD. reported trailing-twelve-month revenue of about ₹859M (latest available figure, as of Oct 26, 2026).
What growth is priced into PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
For today's price to be fair in a discounted-cash-flow model, PRO FIN CAPITAL SERVICES LTD. would have to grow free cash flow by +25.7 % per year for five years (discount rate 12.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +25.1 % per year. As of Oct 26, 2026.
What discount rate (WACC) does the fair value of PROFINC use?
Our models discount PRO FIN CAPITAL SERVICES LTD. at 12.4 %: a base by market capitalisation (nano), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For PRO FIN CAPITAL SERVICES LTD. that is +25.7 % per year a year over ten years, using the same discount rate (12.4 %) and the same formula as our fair value.
How much growth has PRO FIN CAPITAL SERVICES LTD. (PROFINC) delivered so far?
Over the past 5 years revenue at PRO FIN CAPITAL SERVICES LTD. grew +25.1 % a year. The price currently implies +25.7 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
What is the free cash flow yield of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
The free-cash-flow yield on the price is 8.82 %: that much free cash flow PRO FIN CAPITAL SERVICES LTD. produces per unit of market value. When it exceeds the discount rate of our models (12.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For PRO FIN CAPITAL SERVICES LTD. it is ₹0.6000 per share (as of Oct 26, 2026), against a price of ₹2.50. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is PRO FIN CAPITAL SERVICES LTD. stock overvalued or undervalued in 2026?
As of Oct 26, 2026, PROFINC trades above its calculated fair value: price ₹2.50, fair value ₹0.6000, a gap of about −76% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PROFINC?
No. The price is what the market pays today (₹2.50); the fair value is what the company's own numbers justify (₹0.6000). For PRO FIN CAPITAL SERVICES LTD. the two are ₹1.90 per share apart. That gap is exactly why we show both numbers side by side.
How much is PRO FIN CAPITAL SERVICES LTD. worth?
The market values PRO FIN CAPITAL SERVICES LTD. at about ₹1.5B (market capitalisation, as of Oct 26, 2026). Per share that is ₹2.50; our models calculate a fair value of ₹0.6000 per share.
What do the bullish and bearish scenarios say about PROFINC?
Our models span a range for PRO FIN CAPITAL SERVICES LTD.: cautious scenario ₹0.4000, base ₹0.6000, optimistic ₹2.40 per share (as of Oct 26, 2026, price ₹2.50). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
Balance-sheet figures for PRO FIN CAPITAL SERVICES LTD. (as of Oct 26, 2026): return on equity −3.8%, debt of 4.13 per unit of equity. They feed the Quality Score of 38/100, which measures business quality independently of the share price.
How far is PROFINC from its 52-week high?
PRO FIN CAPITAL SERVICES LTD. trades at ₹2.50, about 67% below its 52-week high of ₹7.64 and 6% above the low of ₹2.36 (as of Oct 23, 2026). Distance from the high says nothing about value: that is what the fair value of ₹0.6000 is for.
Which stocks are comparable to PRO FIN CAPITAL SERVICES LTD.?
From the same area (Financial) we also value GARNETINT, IndiaNivesh Limited, BNRSEC, ODYCORP, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is PRO FIN CAPITAL SERVICES LTD. stock attractive at the current price?
The data as of Oct 26, 2026: price ₹2.50, calculated fair value ₹0.6000 (−76%), Quality Score 38/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PROFINC calculated?
We run PRO FIN CAPITAL SERVICES LTD. through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹0.6000, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 12.5 % above its aggregate fair value. PRO FIN CAPITAL SERVICES LTD. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
The closing price on Oct 23, 2026 was ₹2.50. Our model-based fair value is ₹0.6000, about −76% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with PRO FIN CAPITAL SERVICES LTD. right now?
The price sits above even our optimistic bull case (₹2.40). The favourable scenario is already priced in. Weak quality (38/100) and above fair value at the same time, the margin of safety is missing on both counts. The model range is unusually wide (₹0.4000 to ₹2.40). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Key figures of PRO FIN CAPITAL SERVICES LTD.
How large is the market capitalisation of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
The market capitalisation of PRO FIN CAPITAL SERVICES LTD. is ₹1.5B (≈ $15.6M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
The price-to-sales ratio of PRO FIN CAPITAL SERVICES LTD. is 1.84 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
Earnings per share at PRO FIN CAPITAL SERVICES LTD. are ₹−0.0900. Earnings per share over the last twelve months: total profit spread across every single share.
What is the return on equity of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
The return on equity (ROE) of PRO FIN CAPITAL SERVICES LTD. is −3.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
On an EBIT basis the return on assets of PRO FIN CAPITAL SERVICES LTD. is 3.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
The operating margin of PRO FIN CAPITAL SERVICES LTD. is 9.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
Revenue at PRO FIN CAPITAL SERVICES LTD. is growing +267% versus a year earlier (3y avg +45.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at PRO FIN CAPITAL SERVICES LTD. (PROFINC)?
Earnings per share at PRO FIN CAPITAL SERVICES LTD. are growing −1.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does PRO FIN CAPITAL SERVICES LTD. (PROFINC) carry?
The net debt of PRO FIN CAPITAL SERVICES LTD. is ₹2.8B (fiscal year 2026, ≈ 21.5 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Oct 26, 2026