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QuickFee Limited (QFE) Fair Value & Analysis

Technology · AU · Market cap A$26.1M

QL QuickFee Limited QFE · AU
PriceA$0.0750
Fair ValueA$0.0510
Upside-32.0%
Quality20/100
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Mixed Growth
Highly profitable · 191.3% net margin
Low debt · negative free cash flow
7.35% dividend yield
Ranks above peers (7/11)
Moderate moat 49/100
Evidence: Low Range A$0.0336 – A$0.0770 Share as image

Fair value as of: Jul 16, 2026

From 3 valuation models · updated 25 days ago

Share price +7.1% over the past month.

Below-average quality, and screening another 32% overvalued on our models.

What matters now

  • Weak quality (20/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • A fairly wide model range (A$0.0336 to A$0.0770) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

A$0.2672 A$0.0394 Fair Value A$0.0510 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.

How to read this chart

60‑month range A$0.0394 – A$0.2672 · fair‑value band A$0.0336 – A$0.0770 · the A$0.0750 price screens above the A$0.0510 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 16, 2026.

Full chart & analysis →

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Analysis

QuickFee Limited (QFE) currently trades at A$0.0750, while our model-based Fair Value estimate is A$0.0510, implying the stock looks roughly 32.0% overvalued today. The Quality Score stands at 20/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at A$17.5M. Revenue declined 20.4% year over year. It earns a return on equity of 31.4%. Net debt stands at A$40.5M. Fundamentals as of Jul 16, 2026

Our scenario range runs from A$0.0336 (bear case) to A$0.0770 (bull case); at A$0.0750, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 41% below its 52-week high and 95% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -50% fair-value upside, at -32%, QFE screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM A$0.4200 A$0.7100 A$0.9200 70
DDM Multi-Stage A$0.4200 A$0.6700 A$0.7600 61
NCAV (Graham) A$0.0100 A$0.0100 A$0.0100 50
All 3 models by family
Dividend Discount
Gordon GGM A$0.4200 A$0.7100 A$0.9200 70
DDM Multi-Stage A$0.4200 A$0.6700 A$0.7600 61
Asset-Based
NCAV (Graham) A$0.0100 A$0.0100 A$0.0100 50

Widest divergence: Dividend Discount (A$0.6700) versus Asset-Based (A$0.0100). Highest evidence: Gordon GGM (70).

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Key figures & financial health

Revenue (TTM) A$17.5M
Revenue growth (YoY) -20.4%
Net margin 191%
Return on equity 31.4%
Free cash flow −A$3.8M FY2025
P/E ratio 0.8
More key figures
Operating margin 526%
EPS (TTM) A$0.0900
Dividend yield 7.4%
Net debt A$40.5M FY2025

Figures from reported company fundamentals · as of Jul 16, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 20/100

Of which business quality 16 · Market factors (momentum, volatility) 62

Profitability 4
Margins and returns on capital today
Quality Growth 34
Are margins and returns improving?
Cashflow 6
Earnings quality: real cash, not paper profit
Fin. Strength 15
Balance sheet, leverage, solvency risk
Investment 60
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 65
Price trend over the last 3–12 months (market factor)
52W Momentum 71
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

QuickFee Limited provides a suite of payment and lending offerings through an online portal to professional, commercial, and homeowner services providers in Australia and the United States.

Full company description

QuickFee Limited provides a suite of payment and lending offerings through an online portal to professional, commercial, and homeowner services providers in Australia and the United States. The company's integrated online payment platform and financing solutions enable merchants to accept payments by ACH/EFT or card, payment plan/loan, or a "buy now, pay later' instalment plan through QuickFee Pay Now, QuickFee Finance, Financing or Pay Over Time, and Q Pay Plan solutions. It also provides QuickFee CONNECT solution that automates client's invoice. QuickFee Limited was founded in 2009 and is based in Sydney, Australia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

QuickFee Limited reported revenue of A$10.4M in FY2025 versus A$8.9M in FY2021, a compound +4.2%/yr. Reported net income was −A$4.3M in FY2025.

Growth Quality 32/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
A$10.4M
Latest YoY
−33.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−1.5%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+4.7%
Avg. growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.9%
Revenue +4.2%/yr
FY21 A$8.9M
FY22 A$10.9M
FY23 A$14.9M
FY24 A$15.6M
FY25 A$10.4M
Net income
FY21 −A$8.5M
FY22 −A$13.5M
FY23 −A$8.1M
FY24 −A$4.7M
FY25 −A$4.3M

QFE screens 32% overvalued. Compare with Microsoft Corporation →

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Cite: Fair Value Calculator (2026). "QuickFee Limited Fair Value". https://www.fairvalue-calculator.com/stock/QFE

Peer Group

Software - Infrastructure · 370 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 20 · Bottom 25%
Fair Value upside −32% · Above median
Return on equity (TTM) 31% · Top 25%
Return on assets 41% · Top 25%
Net margin (TTM) 191% · Top 25%
Revenue growth -20% · Bottom 25%
Dividend yield (TTM) 7.4% · Top 25%
Debt / equity 0.09× · Higher than median

Valuation Multiples vs Software - Infrastructure median · lower = cheaper

P/E (TTM) 0.8× · Cheaper than 75% of peers
P/B 3.33× · Pricier than median
P/S (TTM) 1.06× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 0 · sector 46
PAST 100 · sector 15
HEALTH 95 · sector 98
DIVIDEND 100 · sector 28

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).

Stock Price Fair Value vs Fair Value
Microsoft Corporation MSFT $384.00 $274.17 -29%
Oracle Corporation ORAC C$9.08 C$2.94 -68%
Fortinet, Inc FTNT $160.78 $44.96 -72%
Synopsys, Inc 1SNPS €354.50 €93.61 -74%
Block, Inc XYZ A$114.53 A$70.69 -38%
CoreWeave, Inc CRWV $79.94 $44.89 -44%
Range Intelligent Computing Technology Group 300442 ¥71.60 ¥34.00 -53%
Oracle Financial Services Software Limited OFSS ₹11,651 ₹5,821 -50%
360 Security Technology Inc 601360 ¥9.64 ¥5.05 -48%
One97 Communications Limited PAYTM ₹1,342 ₹181.50 -86%

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Frequently asked questions

Is QuickFee Limited (QFE) overvalued or undervalued?
As of Jul 16, 2026, our model estimates a fair value of A$0.0510 versus a price of A$0.0750, about −32% (overvalued).
What is the fair value of QFE?
Our model-based fair value for QuickFee Limited is A$0.0510 (as of Jul 16, 2026), built from audited fundamentals. The current price is A$0.0750.
What is the quality score of QFE?
QuickFee Limited has a Quality Score of 20/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of QuickFee Limited (QFE)?
QuickFee Limited reported trailing-twelve-month revenue of about A$17.5M (latest available figure, as of Jul 16, 2026).
What is the net profit margin of QFE?
The net profit margin of QuickFee Limited is about 191.3%, meaning it keeps roughly 191.3% of revenue as net income. Based on the latest reported figures.
Does QuickFee Limited pay a dividend?
QuickFee Limited currently shows a dividend yield of about 7.14% relative to its recent price (as of Jul 16, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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