Repco Home Finance Limited (REPCOHOME) Fair Value & Analysis
Financial Services · IN · Market cap ₹26.6B
Fair value as of: Jul 3, 2026
From 17 valuation models · updated today
Share price +17.4% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹336.60 – ₹448.04 · fair‑value band ₹650.03 – ₹1,083 · the ₹433.35 price screens below the ₹866.70 fair value. As of Jul 3, 2026.
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Repco Home Finance Limited (REPCOHOME) currently trades at ₹433.35, while our model-based Fair Value estimate is ₹866.70 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 50/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Repco Home Finance Limited generated revenue of ₹8.3B at a net margin of 55.5%. Revenue grew 13.3% year over year. It earns a return on equity of 13.5%. Net debt stands at ₹119B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
Repco Home Finance Limited operates as a housing finance company in India. The company offers dream home, composite, fifty plus, NRI housing, plot, Repco privilege, green and easy home, advantage, and home 25 loans. It also offers repair, renovation, extension, and multipurpose loans, including home makeover and super loans. In addition, the company provides new horizon, prosperity, commercial real estate, and Repco nivaran plus loan. Repco Home Finance Limited was incorporated in 2000 and is headquartered in Chennai, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Repco Home Finance Limited reported revenue of ₹17.9B in FY2026 versus ₹12.9B in FY2022, a compound +8.6%/yr. Reported net income was ₹4.8B in FY2026, compounding +25.1%/yr from FY2022.
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Similar stocks
6 more Mortgage Finance stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Federal Home Loan Mortgage Corporation FMCCT | $16.25 | $32.50 | +100% |
| Rocket Companies, Inc RKT | $13.34 | $3.90 | -71% |
| Federal National Mortgage Association FNMAS | $11.65 | $23.30 | +100% |
| Bajaj Housing Finance Limited BAJAJHFL | ₹84.14 | ₹52.91 | -37% |
| PennyMac Financial Services, Inc PFSI | $79.81 | $125.45 | +57% |
| LIC Housing Finance Limited LICHSGFIN | ₹553.70 | ₹1,107 | +100% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.