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Raffles Education Limited (RFLFY) Fair Value & Analysis

Consumer Defensive · US · Market cap $121M

RE Raffles Education Limited logo Raffles Education Limited RFLFY · US
Price$1.33
Fair Value$1.09
Upside-18.1%
Quality55/100
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Evidence: Medium Range $0.7600 – $1.42 📤 Share as image

Fair value as of: Jul 19, 2026

From 23 valuation models · updated 6 days ago

Fair value updated Jul 19, 2026, revised from $1.08 to $1.09 (+0.9%) since Jun 24, 2026.

Price vs Fair Value (12 months)

$1.33 $0.4919 Fair Value $1.09 Jul 2025 Jul 2026

12‑month range $0.4919 – $1.33 · fair‑value band $0.7600 – $1.42 · the $1.33 price screens above the $1.09 fair value. As of Jul 19, 2026.

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Analysis

Raffles Education Limited (RFLFY) currently trades at $1.33, while our model-based Fair Value estimate is $1.09, implying the stock looks roughly 18.1% overvalued today. We read business quality at 55/100 (solid quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Raffles Education Limited generated revenue of $114M at a net margin of 2.9%. Revenue grew 0.1% year over year. Net debt stands at $202M. The stock trades on a trailing P/E of 14.8. Fundamentals as of Jul 19, 2026

Our scenario range runs from $0.7600 (bear case) to $1.42 (bull case); at $1.33, the current price sits within that range. The share trades near its 52-week high and 170% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 7% fair-value upside, at -18%, RFLFY screens richer than that median.

Key figures & financial health

Revenue (TTM) $114M
Revenue growth (YoY) +0.1%
Net margin 2.9%
Return on equity 0.0%
Free cash flow $145K FY2025
P/E ratio 14.8
More key figures
Operating margin 15.5%
EPS (TTM) $0.0900
EPS growth (YoY) -57.1%
Net debt $202M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 19, 2026. TTM = trailing twelve months.

About the company

Raffles Education Limited, an investment holding company, provides education and related services in the regions of ASEAN, North Asia, South Asia, Australasia, Indonesia, and Europe. It operates through Education, Education Facilities Rental Service, and Real Estate Investment & Development segments. The company offers diploma, undergraduate, and postgraduate programs in design discipline which includes animation, digital media, fashion, graphic, interior, jewellery, product, video games, visual communication design, photography, and fashion marketing and management specializations; business discipline comprising accountancy, business administration, commerce, entrepreneurship and small business operation, marketing, supply chain and logistic operations, and tourism and hospitality management specializations; and technology discipline, such as applied electronics and instrumentation, computer science, electronics and communication, electrical engineering, cloud computing and IT …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Raffles Education Limited reported revenue of $112M in FY2025 versus $97.7M in FY2021, a compound +3.4%/yr. Reported net income was $7.7M in FY2025, compounding −17.2%/yr from FY2021.

Revenue +3.4%/yr
FY21 $97.7M
FY22 $105M
FY23 $111M
FY24 $112M
FY25 $112M
Net income −17.2%/yr
FY21 $16.4M
FY22 $9.6M
FY23 −$5.3M
FY24 −$19.3M
FY25 $7.7M

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Cite: Fair Value Calculator (2026). "Raffles Education Limited Fair Value". https://www.fairvalue-calculator.com/stock/RFLFY

Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
New Oriental Education & Technology Group EDUN 966.48 MXN 51.39 MXN -95%
TAL Education Group T1AL34 R$4.86 R$0.9200 -81%
Laureate Education, Inc LAUR $37.19 $41.45 +11%
Grand Canyon Education, Inc LOPE $142.06 $152.01 +7%
Physicswallah Limited PWL ₹130.16 ₹14.81 -89%
Covista Inc CVSA $119.28 $137.46 +15%
Stride, Inc LRN $82.32 $140.28 +70%
Universal Technical Institute, Inc UTI $43.57 $22.42 -49%
Perdoceo Education Corporation PRDO $34.27 $61.71 +80%
Strategic Education, Inc STRA $81.58 $83.99 +3%

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Frequently asked questions

Is Raffles Education Limited (RFLFY) undervalued?
As of Jul 19, 2026, our model estimates a fair value of $1.09 versus a price of $1.33, about −18% (overvalued). Model-based estimate, not financial advice.
What is the fair value of RFLFY?
Our model-based fair value for Raffles Education Limited is $1.09 (as of Jul 19, 2026), built from audited fundamentals. The current price is $1.33.
What is the quality score of RFLFY?
Raffles Education Limited has a Quality Score of 55/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Raffles Education Limited (RFLFY)?
Raffles Education Limited reported trailing-twelve-month revenue of about $114M (latest available figure, as of Jul 19, 2026).
What is the net profit margin of RFLFY?
The net profit margin of Raffles Education Limited is about 2.9%, meaning it keeps roughly 2.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.