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Resona Holdings (RSHGY) Fair Value & Analysis

Financial Services · US · Market cap $31.5B

RH Resona Holdings logo Resona Holdings RSHGY · US
Price$25.92
Fair Value$28.54
Upside+10.1%
Quality97/100
Evidence: Medium Range $21.40 – $35.67

Fair value as of: Jun 26, 2026

From 10 valuation models · updated 4 days ago

Share price +1.8% over the past month.

Price vs Fair Value (12 months)

$28.10 $17.00 Fair Value $28.54 Jun 2025 Jun 2026

12‑month range $17.00 – $28.10 · fair‑value band $21.40 – $35.67 · the $25.92 price screens below the $28.54 fair value. As of Jun 26, 2026.

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Analysis

Resona Holdings (RSHGY) currently trades at $25.92, while our model-based Fair Value estimate is $28.54 — implying the stock looks roughly 10.1% undervalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, Resona Holdings generated revenue of $1.1T at a net margin of 23.0%. Revenue grew 15.1% year over year. It earns a return on equity of 9.2%. The stock trades on a trailing P/E of 19.7. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) $1.1T
Revenue growth (YoY) +15.1%
Net margin 23.0%
Return on equity 9.2%
Free cash flow −$4.8T FY2026
P/E ratio 19.7
More key figures
Operating margin 24.3%
EPS (TTM) $1.42
Dividend yield 1.3%
EPS growth (YoY) -15.6%

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Resona Holdings, Inc., through its subsidiaries, engages in the provision retail and commercial banking products and services in Japan and internationally. The company operates Individual, Corporate, and market segment. It provides consulting services, that includes personal loan, asset management, and asset succession services to individuals; and corporate lending, asset management using trusts, real estate operations, corporate pensions, and business succession services to corporates. The company is also involved in financial market services, that includes short term lending, borrowing, purchase and sale of bonds, and derivatives trading. Resona Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Resona Holdings reported revenue of $1.0T in FY2026 versus $751B in FY2022, a compound +8.1%/yr. Reported net income was $259B in FY2026, compounding +23.8%/yr from FY2022.

Revenue +8.1%/yr
FY22 $751B
FY23 $748B
FY24 $769B
FY25 $880B
FY26 $1.0T
Net income +23.8%/yr
FY22 $110B
FY23 $160B
FY24 $159B
FY25 $213B
FY26 $259B

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Frequently asked questions

Is Resona Holdings (RSHGY) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $28.54 versus a price of $25.92 — about +10% (undervalued). Model-based estimate, not financial advice.
What is the fair value of RSHGY?
Our 21-model fair value for Resona Holdings is $28.54 (as of Jun 26, 2026), built from audited fundamentals. The current price is $25.92.
What is the quality score of RSHGY?
Resona Holdings has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Resona Holdings (RSHGY)?
Resona Holdings reported trailing-twelve-month revenue of about $1.1T (latest available figure, as of Jun 26, 2026).
What is the net profit margin of RSHGY?
The net profit margin of Resona Holdings is about 23.0%, meaning it keeps roughly 23.0% of revenue as net income. Based on the latest reported figures.
Does Resona Holdings pay a dividend?
Resona Holdings currently shows a dividend yield of about 1.29% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.