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SAGILITY INDIA LIMITED (SAGILITY) Fair Value & Analysis

Healthcare · IN · Market cap ₹192B

SI SAGILITY INDIA LIMITED SAGILITY · NSE
Price₹42.40
Fair Value₹43.46
Upside+2.5%
Quality64/100
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Healthy Growth
Solidly profitable · 12.9% net margin
Low debt · generates free cash flow
0.36% dividend yield
Ranks above peers (11/14)
Moderate moat 54/100
Evidence: High Range ₹30.08 – ₹54.32 Share as image

Fair value as of: Aug 13, 2026

From 26 valuation models · updated 4 days ago

Fair value updated Aug 13, 2026, revised from ₹39.51 to ₹43.46 (+10.0%) since Aug 8, 2026. Share price +1.8% over the past month.

A solid business, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • A fairly wide model range (₹30.08 to ₹54.32) leaves room in how you read the outcome.
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Price vs Fair Value (21 months)

₹54.40 ₹27.93 Fair Value ₹43.46 Nov 2024 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

21‑month range ₹27.93 – ₹54.40 · fair‑value band ₹30.08 – ₹54.32 · the ₹42.40 price screens below the ₹43.46 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

SAGILITY INDIA LIMITED (SAGILITY) currently trades at ₹42.40, while our model-based Fair Value estimate is ₹43.46, implying the stock looks roughly 2.5% fairly valued today. The Quality Score stands at 64/100 (solid quality), in the Healthcare sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, SAGILITY INDIA LIMITED generated revenue of ₹71.9B at a net margin of 12.9%. Revenue grew 29.1% year over year. It earns a return on equity of 10.3%. Net debt stands at ₹5.4B. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹30.08 (bear case) to ₹54.32 (bull case); at ₹42.40, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 27% below its 52-week high and 18% above its 52-week low, currently below its 200-day average. For context, the median of 10 Healthcare peers we cover trades at -64% fair-value upside, at 3%, SAGILITY screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹33.87 ₹61.96 ₹118.74 80
Residual Income ₹17.84 ₹19.73 ₹32.63 76
Rev-Margin DCF ₹32.57 ₹60.33 ₹115.68 74
All 26 models by family
DCF Models
FCF DCF ₹35.94 ₹55.85 ₹119.26 38
Owner Earnings ₹42.12 ₹94.30 ₹203.85 31
5Y Revenue Exit ₹30.74 ₹52.90 ₹99.33 39
5Y EBITDA Exit ₹40.54 ₹72.71 ₹135.87 41
5Y P/E Exit ₹35.33 ₹77.47 ₹134.89 38
10Y Revenue Exit ₹31.67 ₹69.42 ₹93.83 36
10Y EBITDA Exit ₹39.95 ₹90.51 ₹179.64 37
10Y P/E Exit ₹36.15 ₹79.31 ₹150.27 35
Earnings-Based
Graham-Dodd ₹13.43 ₹93.68 ₹131.47 54
Lynch FV ₹41.47 ₹59.24 ₹77.02 50
PEG = 1.0 ₹41.47 ₹59.24 ₹77.02 46
EPV ₹20.72 ₹23.97 ₹26.81 59
Dividend Discount
Gordon GGM ₹0.4600 ₹0.9500 ₹1.51 70
DDM Multi-Stage ₹0.4600 ₹0.8000 ₹1.00 61
Multiples
P/E Multiple ₹32.59 ₹43.46 ₹54.32 63
P/S Multiple ₹25.19 ₹33.58 ₹41.98 58
P/B Multiple ₹25.19 ₹33.58 ₹41.98 55
EV/EBIT ₹35.88 ₹47.44 ₹58.99 53
EV/EBITDA ₹40.70 ₹53.86 ₹67.02 54
EV/Revenue ₹25.96 ₹36.56 ₹47.17 43
Asset-Based
NCAV (Graham) ₹10.32 ₹13.82 ₹20.63 50
Growth DCF
Growth DCF ₹33.87 ₹61.96 ₹118.74 80
Rev-Margin DCF ₹32.57 ₹60.33 ₹115.68 74
Economic Profit
Residual Income ₹17.84 ₹19.73 ₹32.63 76
ROIC Compounder ₹20.83 ₹28.88 ₹36.70 72
Growth Earnings
Growth-Adj P/E ₹51.81 ₹74.02 ₹96.23 68

Widest divergence: Growth Earnings (₹74.02) versus Dividend Discount (₹0.8000). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) ₹71.9B
Revenue growth (YoY) +29.1%
Net margin 12.9%
Return on equity 10.3%
Free cash flow ₹9.7B FY2026
P/E ratio 21.4
More key figures
Operating margin 17.8%
EPS (TTM) ₹1.98
Dividend yield 0.4%
EPS growth (YoY) +43.6%
Net debt ₹5.4B FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 64/100

Of which business quality 63 · Market factors (momentum, volatility) 38

Profitability 41
Margins and returns on capital today
Quality Growth 64
Are margins and returns improving?
Cashflow 63
Earnings quality: real cash, not paper profit
Fin. Strength 76
Balance sheet, leverage, solvency risk
Investment 62
Disciplined investing over empire-building
Low Volatility 56
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 28
Distance to the 52-week high (market factor)
Net Issuance 75
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Sagility Limited engages in the provision of business process management services to the healthcare and insurance industries in India, Jamaica, the Philippines, the United States, and Colombia.

Full company description

Sagility Limited engages in the provision of business process management services to the healthcare and insurance industries in India, Jamaica, the Philippines, the United States, and Colombia. The company offers claims cost containment and management, member and provider engagement, enrolment, benefits plan building, payment integrity and billing, credentialing, clinical and case management, provider network operation services, analytics, front and back-office, administrative support provider, and data management services. It also provides utilization and care management, and population health management, as well as revenue cycle management functions, such as financial clearance, medical coding, billing, labs and durable medical equipment support, patient access and engagement, and accounts receivable follow-up services. In addition, it provides services to pharmacy benefit managers that manage prescription drugs for members under health insurance plans. Further, it offers various platforms, including document processing engine, genAI solutions for customer and member engagement, nurse assist, revenue cycle management, provider forward, enrolment and plan automation, and contract central. The company was formerly known as Sagility India Limited and changed its name to Sagility Limited in August 2025. The company was incorporated in 2021 and is based in Bengaluru, India. Sagility Limited operates as a subsidiary of Sagility B.V.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

SAGILITY INDIA LIMITED reported revenue of ₹71.9B in FY2026 versus ₹13.9B in FY2022, a compound +51.0%/yr. Reported net income was ₹9.2B in FY2026.

Growth Quality 95/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2026)
₹71.9B
Latest YoY
+29.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+19.5%
Revenue +51.0%/yr
FY22 ₹13.9B
FY23 ₹42.2B
FY24 ₹47.5B
FY25 ₹55.7B
FY26 ₹71.9B
Net income
FY22 −₹70.1M
FY23 ₹1.4B
FY24 ₹2.3B
FY25 ₹5.4B
FY26 ₹9.2B

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Cite: Fair Value Calculator (2026). "SAGILITY INDIA LIMITED Fair Value". https://www.fairvalue-calculator.com/stock/SAGILITY

Peer Group

Health Information Services · 125 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 64 · Above median
Fair Value upside +3% · Top 25%
Return on equity (TTM) 10% · Top 25%
Return on assets 7% · Top 25%
Net margin (TTM) 13% · Top 25%
Operating margin (TTM) 18% · Top 25%
Revenue growth 29% · Top 25%
Dividend yield (TTM) 0.4% · Bottom 25%

Valuation Multiples vs Health Information Services median · lower = cheaper

P/E (TTM) 21.4× · Cheaper than 75% of peers
P/B 1.99× · Pricier than median
P/S (TTM) 2.67× · Pricier than median
P/FCF 0.2× · Cheaper than 75% of peers
EV/EBITDA 10.6× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 37 · sector 0
FUTURE 100 · sector 29
PAST 41 · sector 7
HEALTH 100 · sector 98
DIVIDEND 7 · sector 42

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Health Information Services stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Veeva Systems Inc VEEV $241.51 $91.49 -62%
Pro Medicus Limited PME A$183.71 A$23.74 -87%
BrightSpring Health Services, Inc BTSG $59.68 $21.31 -64%
HealthEquity, Inc HQY $105.50 $56.63 -46%
Hinge Health, Inc HNGE $86.32 $24.03 -72%
10x Genomics, Inc TXG $58.48 $17.18 -71%
Waystar Holding WAY $24.54 $12.86 -48%
XtalPi Holdings 2228 HK$8.19 HK$1.04 -87%
Doximity, Inc DOCS $24.99 $25.91 +4%
Privia Health Group PRVA $21.54 $5.26 -76%

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Frequently asked questions

Is SAGILITY INDIA LIMITED (SAGILITY) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹43.46 versus a price of ₹42.40, about +3% (fairly valued).
What is the fair value of SAGILITY?
Our model-based fair value for SAGILITY INDIA LIMITED is ₹43.46 (as of Aug 13, 2026), built from audited fundamentals. The current price is ₹42.40.
What is the quality score of SAGILITY?
SAGILITY INDIA LIMITED has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of SAGILITY INDIA LIMITED (SAGILITY)?
SAGILITY INDIA LIMITED reported trailing-twelve-month revenue of about ₹71.9B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of SAGILITY?
The net profit margin of SAGILITY INDIA LIMITED is about 12.9%, meaning it keeps roughly 12.9% of revenue as net income. Based on the latest reported figures.
Does SAGILITY INDIA LIMITED pay a dividend?
SAGILITY INDIA LIMITED currently shows a dividend yield of about 0.36% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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