Sahara Housingfina Corporation (SAHARAHOUS) Fair Value & Analysis
Financial Services · IN · Market cap ₹297M
Fair value as of: Jul 5, 2026
From 20 valuation models · updated today
Share price +6.1% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹30.80 – ₹58.98 · fair‑value band ₹4.79 – ₹7.98 · the ₹42.44 price screens above the ₹6.39 fair value. As of Jul 5, 2026.
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Sahara Housingfina Corporation (SAHARAHOUS) currently trades at ₹42.44, while our model-based Fair Value estimate is ₹6.39 — implying the stock looks roughly 84.9% overvalued today. We read business quality at 55/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Sahara Housingfina Corporation generated revenue of ₹55.4M at a net margin of 6.2%. Revenue declined 10.8% year over year. It earns a return on equity of 0.7%. Net debt stands at ₹193M. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹4.79 (bear case) to ₹7.98 (bull case); at ₹42.44, the current price sits above that range. The share trades about 35% below its 52-week high and 41% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 57% fair-value upside — at -85%, SAHARAHOUS screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Sahara Housingfina Corporation Limited provides housing finance to individuals and corporates for the purchase, construction, extension, repair, and renovation of houses in India. The company was formerly known as Livewell Home Finance Limited and changed its name to Sahara Housingfina Corporation Limited in January 2005. Sahara Housingfina Corporation Limited was incorporated in 1991 and is based in Kolkata, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Sahara Housingfina Corporation reported revenue of ₹71.2M in FY2026 versus ₹117M in FY2022, a compound −11.7%/yr. Reported net income was ₹3.4M in FY2026, compounding −33.7%/yr from FY2022.
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Similar stocks
10 more Mortgage Finance stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Federal Home Loan Mortgage Corporation FMCCT | $16.50 | $27.69 | +68% |
| Rocket Companies, Inc RKT | $13.34 | $3.90 | -71% |
| Federal National Mortgage Association FNMAS | $11.90 | $20.80 | +75% |
| Bajaj Housing Finance Limited BAJAJHFL | ₹91.33 | ₹61.48 | -33% |
| PennyMac Financial Services, Inc PFSI | $79.81 | $125.45 | +57% |
| LIC Housing Finance Limited LICHSGFIN | ₹553.70 | ₹1,107 | +100% |
| PNB Housing Finance Limited PNBHOUSING | ₹1,064 | ₹1,143 | +7% |
| Aadhar Housing Finance Limited AADHARHFC | ₹518.50 | ₹501.16 | -3% |
| OSB Group OSBGF | $6.65 | $13.30 | +100% |
| Walker & Dunlop, Inc WD | $53.00 | $32.55 | -39% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.