The Charles Schwab Corporation (SCHW34) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of The Charles Schwab Corporation BRL 66.11, price BRL 63.06, upside +4.8%, quality 67 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? Yes
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The Charles Schwab Corporation
SCHW34 · SANeutralThe stock looks roughly fairly valued with average quality.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 29, 2026.
How to read this chart
60‑month range R$28.59 – R$72.87 · fair‑value band R$32.17 – R$94.36 · the R$63.06 price screens below the R$66.11 fair value. Dashed = 300-day average. As of Sep 29, 2026.
Company profile
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services.
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The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including money market funds, and certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital and software based trading platforms; research tools, and multichannel support, real-time market data, options trading; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.
Stock analysis
The Charles Schwab Corporation (SCHW34) currently trades at R$63.06, while our model-based Fair Value estimate is R$66.11, so the stock looks roughly fairly valued today (gap 4.6%).
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Valuation
Bull case: the DCF Models group reads highest at a median of R$78.04 per share, and 5 of the 13 models we run sit above the R$63.06 price.
Bear case: the Asset-Based group reads lowest at R$12.43, and 8 of the 13 models stay below the price. Evidence for this calculation is high.
Scenario range: R$32.17 (bear) to R$94.36 (bull), the price of R$63.06 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 67/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
The Charles Schwab Corporation reported revenue of $27.7B in FY2025 versus $18.5B in FY2021, a compound +10.6%/yr. Reported net income was $8.9B in FY2025, compounding +10.9%/yr from FY2021.
Key figures
Market cap R$914B (≈ $175B) · P/E ratio 19.3 · P/S ratio 6.19 · EPS (TTM) R$3.26 · Dividend yield 1.8% · Net margin 32.0% · Return on equity 19.1% · Return on assets (EBIT) 1.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 55 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 19% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −30% fair-value upside, at 5%, SCHW34 screens cheaper than that median.
Fair Value models
All 13 models by family
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Set up alert →Quality Score breakdown
Of which business quality 63 · Market factors (momentum, volatility) 53
Revenue & earnings trend
Growth Forecast
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Recent news
- Talk to ‘Charley’? Charles Schwab Unveils New AI Assistant for Investors
- Bond Volatility Has Charles Schwab Stock And MarketAxess In Focus
- Charles Schwab (SCHW) Is Opening Private Markets To Retail Investors
Compare The Charles Schwab Corporation with another stock
Price, fair value, quality and upside side by side.
Context: sector, industry, market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
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|---|---|---|---|
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| Interactive Brokers Group IBKR | $89.24 | $23.12 | −74% |
| Robinhood Markets, Inc HOOD | $116.22 | $47.77 | −59% |
| Macquarie Group MQG | A$245.63 | A$80.51 | −67% |
| CITIC Securities Company 600030 | ¥26.29 | ¥18.35 | −30% |
| Guotai Haitong Securities Co 601211 | ¥17.21 | ¥19.35 | +12% |
| East Money Information Co 300059 | ¥18.28 | ¥4.94 | −73% |
| Nomura Holdings NMR | $9.91 | $10.19 | +3% |
| LPL Financial Holdings LPLA | $308.05 | $126.09 | −59% |
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Frequently asked questions
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Key figures of The Charles Schwab Corporation
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