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Automatic Bank Services Limited (SHVA) Fair Value & Analysis

Technology · Il · Market cap 973M ILA

AB Automatic Bank Services Limited SHVA · TA
Price22.95 ILA
Fair Value15.26 ILA
Upside-33.5%
Quality95/100
Evidence: High Range 7.99 ILA – 24.89 ILA

Fair value as of: Jun 24, 2026

From 26 valuation models · updated 6 days ago

Share price −6.8% over the past month.

Price vs Fair Value (12 months)

27.61 ILA 18.15 ILA Fair Value 15.26 ILA Jun 2025 Jun 2026

12‑month range 18.15 ILA – 27.61 ILA · fair‑value band 7.99 ILA – 24.89 ILA · the 22.95 ILA price screens above the 15.26 ILA fair value. As of Jun 24, 2026.

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Analysis

Automatic Bank Services Limited (SHVA) currently trades at 22.95 ILA, while our model-based Fair Value estimate is 15.26 ILA — implying the stock looks roughly 33.5% overvalued today. We read business quality at 95/100 (high quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Automatic Bank Services Limited generated revenue of 157M ILA at a net margin of 26.6%. Revenue grew 0.7% year over year. It earns a return on equity of 18.1%. Net debt stands at 3.9M ILA. Fundamentals as of Jun 24, 2026

Key figures & financial health

Revenue (TTM) 157M ILA
Revenue growth (YoY) +0.7%
Net margin 26.6%
Return on equity 18.1%
Free cash flow 12.2M ILA FY2025
P/E ratio 23.4
More key figures
Operating margin 22.0%
EPS (TTM) 1.04 ILA
Dividend yield 0.0%
EPS growth (YoY) -34.6%
Net debt 3.9M ILA FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 24, 2026. TTM = trailing twelve months.

About the company

Automatic Bank Services Limited provides transaction infrastructure and financial information solutions in Israel. The company offers ASHRAIT, a software designed to perform credit card transactions at business sites; 3DSecure that provides security and protection for businesses; SHVA Standing Orders, a solution for standing payments; tap on phone (TOP); closed loop payments (CLP); and SHVA Insights which provides summary data for financial, business, and research decisions. It also provides ATM and payment cards solutions. Automatic Bank Services Limited was incorporated in 1978 and is based in Holon, Israel.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Automatic Bank Services Limited reported revenue of 157M ILA in FY2025 versus 110M ILA in FY2021, a compound +9.2%/yr. Reported net income was 45.3M ILA in FY2025, compounding +0.4%/yr from FY2021.

Revenue +9.2%/yr
FY21 110M ILA
FY22 117M ILA
FY23 135M ILA
FY24 151M ILA
FY25 157M ILA
Net income +0.4%/yr
FY21 44.6M ILA
FY22 24.1M ILA
FY23 38.2M ILA
FY24 50.9M ILA
FY25 45.3M ILA

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Similar stocks

6 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jun 24, 2026).

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Microsoft Corporation MSF €347.50 €211.04 -39%
Oracle Corporation ORCL $201.26 $43.29 -78%
Palantir Technologies Inc PTX €114.20 €17.96 -84%
Palo Alto Networks, Inc 5AP €231.80 €35.85 -85%
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Fortinet, Inc FTNT $149.67 $35.84 -76%

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Frequently asked questions

Is Automatic Bank Services Limited (SHVA) undervalued?
As of Jun 24, 2026, our model estimates a fair value of 15.26 ILA versus a price of 22.95 ILA — about −34% (overvalued). Model-based estimate, not financial advice.
What is the fair value of SHVA?
Our 21-model fair value for Automatic Bank Services Limited is 15.26 ILA (as of Jun 24, 2026), built from audited fundamentals. The current price is 22.95 ILA.
What is the quality score of SHVA?
Automatic Bank Services Limited has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Automatic Bank Services Limited (SHVA)?
Automatic Bank Services Limited reported trailing-twelve-month revenue of about 157M ILS (latest available figure, as of Jun 24, 2026).
What is the net profit margin of SHVA?
The net profit margin of Automatic Bank Services Limited is about 26.6%, meaning it keeps roughly 26.6% of revenue as net income. Based on the latest reported figures.
Does Automatic Bank Services Limited pay a dividend?
Automatic Bank Services Limited currently shows a dividend yield of about 0.03% relative to its recent price (as of Jun 24, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.