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PT GoTo Gojek Tokopedia Tbk (GOTO) Fair Value & Analysis

Technology · ID · Market cap 53.1T IDR

PG PT GoTo Gojek Tokopedia Tbk GOTO · JK
Price50.00 IDR
Fair Value18.67 IDR
Upside-62.7%
Quality48/100
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Mixed Growth
Loss-making · -3.3% net margin
Low debt · generates free cash flow
Mixed vs. peers (4/8)
Narrow moat 23/100
Evidence: Medium Range 17.54 IDR – 19.80 IDR Share as image

Fair value as of: Jul 12, 2026

From 9 valuation models · updated 26 days ago

Below-average quality, and screening another 63% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (19.80 IDR). The favourable scenario is already priced in.
  • Solid but not exceptional quality (48/100) and above fair value, neither a clear bargain nor a standout compounder.
  • The models converge in a tight band (17.54 IDR to 19.80 IDR), unusually little disagreement for a valuation.
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Price vs Fair Value (4 years)

404.00 IDR 50.00 IDR Fair Value 18.67 IDR Apr 2022 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

52‑month range 50.00 IDR – 404.00 IDR · fair‑value band 17.54 IDR – 19.80 IDR · the 50.00 IDR price screens above the 18.67 IDR fair value. Dashed = 300-day average. As of Jul 12, 2026.

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Analysis

PT GoTo Gojek Tokopedia Tbk (GOTO) currently trades at 50.00 IDR, while our model-based Fair Value estimate is 18.67 IDR, implying the stock looks roughly 62.7% overvalued today. We read business quality at 48/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, PT GoTo Gojek Tokopedia Tbk generated revenue of 19.4T IDR at a net margin of -3.3%. Revenue grew 26.3% year over year. It earns a return on equity of -3.3%. The balance sheet holds a net cash position of 15.0T IDR. Fundamentals as of Jul 12, 2026

Our scenario range runs from 17.54 IDR (bear case) to 19.80 IDR (bull case); at 50.00 IDR, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 32% below its 52-week high, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -53% fair-value upside, at -63%, GOTO screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 16.01 IDR 16.40 IDR 17.06 IDR 80
EV/EBITDA 19.05 IDR 20.19 IDR 21.32 IDR 54
NCAV (Graham) 14.97 IDR 20.07 IDR 29.95 IDR 50
All 9 models by family
DCF Models
FCF DCF 16.04 IDR 16.27 IDR 17.03 IDR 38
5Y Revenue Exit 15.92 IDR 16.10 IDR 16.48 IDR 39
5Y EBITDA Exit 18.38 IDR 21.08 IDR 26.41 IDR 41
10Y Revenue Exit 15.95 IDR 16.28 IDR 16.48 IDR 36
10Y EBITDA Exit 17.80 IDR 21.71 IDR 28.95 IDR 37
Multiples
EV/EBITDA 19.05 IDR 20.19 IDR 21.32 IDR 54
EV/Revenue 15.85 IDR 15.93 IDR 16.02 IDR 43
Asset-Based
NCAV (Graham) 14.97 IDR 20.07 IDR 29.95 IDR 50
Growth DCF
Growth DCF 16.01 IDR 16.40 IDR 17.06 IDR 80

Widest divergence: Asset-Based (20.07 IDR) versus Multiples (15.93 IDR). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 19.4T IDR
Revenue growth (YoY) +26.3%
Net margin -3.3%
Return on equity -3.3%
Free cash flow 22.7B IDR FY2025
Operating margin 7.8%
More key figures
EPS (TTM) -0.6100 IDR
Net cash 15.0T IDR FY2025

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 48/100

Of which business quality 53 · Market factors (momentum, volatility) 35

Profitability 15
Margins and returns on capital today
Quality Growth 77
Are margins and returns improving?
Cashflow 12
Earnings quality: real cash, not paper profit
Fin. Strength 72
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 77
Calm price path (market factor)
Momentum 25
Price trend over the last 3–12 months (market factor)
52W Momentum 4
Distance to the 52-week high (market factor)
Net Issuance 83
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

PT GoTo Gojek Tokopedia Tbk provides and operates on-demand services in Indonesia and internationally. It offers Gojek on-demand services, including mobility, food delivery, and logistics through electronic media, software platforms, or applications to micro-entrepreneurs; GoTo Financial technology solutions, including consumer payments, lending, and …

Full company description

PT GoTo Gojek Tokopedia Tbk provides and operates on-demand services in Indonesia and internationally. It offers Gojek on-demand services, including mobility, food delivery, and logistics through electronic media, software platforms, or applications to micro-entrepreneurs; GoTo Financial technology solutions, including consumer payments, lending, and merchant services; and e-commerce services. The company also engages in retail trading of motor vehicle equipment; wholesale trading; digital identity provision activities; professional, and scientific and technical activities; repair of communication equipment; and operation of e-commerce marketplace and digital platform. In addition, it provides management consultancy, software development, package courier, electronic certificate and digital identity, financial intermediary, mobile advertising, data processing and information, motor vehicle rental, mobile and fixed advertising, transportation, online retail, web portal, financial transaction and payment technology, and point-of-sales technology, financing, trading, freight, management and administration, and warehousing and storage services. The company was founded in 2009 and is based in Jakarta, Indonesia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

PT GoTo Gojek Tokopedia Tbk reported revenue of 18.3T IDR in FY2025 versus 4.5T IDR in FY2021, a compound +41.8%/yr. Reported net income was −1.2T IDR in FY2025.

Growth Quality 62/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
18.3T IDR
Latest YoY
+15.3%
Avg. growth/yr (3Y)
+17.3%
Avg. growth/yr (5Y)
+40.7%
Avg. growth/yr (7Y)
+43.9%
Revenue +41.8%/yr
FY21 4.5T IDR
FY22 11.3T IDR
FY23 14.8T IDR
FY24 15.9T IDR
FY25 18.3T IDR
Net income
FY21 −22.4T IDR
FY22 −40.4T IDR
FY23 −90.4T IDR
FY24 −5.2T IDR
FY25 −1.2T IDR

GOTO screens 63% overvalued. Compare with Microsoft Corporation →

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Cite: Fair Value Calculator (2026). "PT GoTo Gojek Tokopedia Tbk Fair Value". https://www.fairvalue-calculator.com/stock/GOTO

Peer Group

Software - Infrastructure · 367 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 48 · Above median
Return on assets 0% · Below median
Net margin (TTM) -3% · Below median
Operating margin (TTM) 8% · Above median
Revenue growth 26% · Top 25%
Debt / equity 0.19× · Higher than median

Valuation Multiples vs Software - Infrastructure median · lower = cheaper

P/FCF 0.2× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 100 · sector 46
PAST 0 · sector 15
HEALTH 90 · sector 98
DIVIDEND 0 · sector 29

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Microsoft Corporation MSFT $384.00 $274.17 -29%
Oracle Corporation ORAC C$9.08 C$2.94 -68%
Fortinet, Inc FTNT $160.78 $44.96 -72%
Synopsys, Inc 1SNPS €354.50 €93.61 -74%
Block, Inc XYZ A$114.53 A$70.69 -38%
CoreWeave, Inc CRWV $79.94 $44.89 -44%
Range Intelligent Computing Technology Group 300442 ¥71.60 ¥34.00 -53%
Oracle Financial Services Software Limited OFSS ₹11,651 ₹5,821 -50%
One97 Communications Limited PAYTM ₹1,342 ₹181.50 -86%
Sangfor Technologies Inc 300454 ¥88.80 ¥16.46 -81%

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Frequently asked questions

Is PT GoTo Gojek Tokopedia Tbk (GOTO) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of 18.67 IDR versus a price of 50.00 IDR, about −63% (overvalued).
What is the fair value of GOTO?
Our model-based fair value for PT GoTo Gojek Tokopedia Tbk is 18.67 IDR (as of Jul 12, 2026), built from audited fundamentals. The current price is 50.00 IDR.
What is the quality score of GOTO?
PT GoTo Gojek Tokopedia Tbk has a Quality Score of 48/100. It combines two groups: business quality (profitability, growth, cash flow, balance-sheet strength) and market factors (price momentum, distance to the 52-week high, volatility). Both subtotals are shown separately in the detail view.
What is the revenue of PT GoTo Gojek Tokopedia Tbk (GOTO)?
PT GoTo Gojek Tokopedia Tbk reported trailing-twelve-month revenue of about 19.4T IDR (latest available figure, as of Jul 12, 2026).
What is the net profit margin of GOTO?
The net profit margin of PT GoTo Gojek Tokopedia Tbk is about -3.3%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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