SUMEDHA FISCAL SERVICES LTD. (SUMEDHA) Fair Value & Analysis
Financial Services · IN · Market cap ₹313M (≈ $3.3M) · ISIN INE886B01012
What is SUMEDHA FISCAL SERVICES LTD. really worth?
Below-average quality, currently priced close to our fair value of ₹39.42.
Strengths
Risks
For context
Fair value as of: Aug 31, 2026
From 9 valuation models · updated 4 days ago
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price sits close to our fair value, market and models broadly agree here, little valuation tension.
- Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 31, 2026.
How to read this chart
60‑month range ₹20.34 – ₹177.41 · fair‑value band ₹29.56 – ₹39.42 · the ₹39.00 price screens below the ₹39.42 fair value. Dashed = 300-day average. As of Aug 31, 2026.
Analysis
SUMEDHA FISCAL SERVICES LTD. (SUMEDHA) currently trades at ₹39.00, while our model-based Fair Value estimate is ₹39.42, implying the stock looks roughly 1.1% fairly valued today. The Quality Score stands at 49/100 (below-average quality), in the Financial Services sector. Bull case: the Earnings-Based group reads highest at a median of ₹77.51 per share, and 7 of the 9 models we run sit above the ₹39.00 price. Bear case: the Dividend Discount group reads lowest at ₹12.79, and 2 of the 9 models stay below the price. Evidence for this calculation is low.
Over the trailing twelve months, SUMEDHA FISCAL SERVICES LTD. generated revenue of ₹1.1B at a net margin of 2.2%. Revenue grew 71.6% year over year. It earns a return on equity of 3.7%. The stock trades on a trailing P/E of 12.9. Fundamentals as of Aug 31, 2026
Our scenario range runs from ₹29.56 (bear case) to ₹39.42 (bull case); at ₹39.00, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 38% below its 52-week high and 26% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −37% fair-value upside, at 1%, SUMEDHA screens cheaper than that median.
Fair Value models
This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly ₹1.37 per share, which is 3.5 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 9 models by family
Widest divergence: Earnings-Based (₹77.51) versus Dividend Discount (₹12.79). Highest evidence: Residual Income (76).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 31, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 49 · Market factors (momentum, volatility) 37
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Sumedha Fiscal Services Limited provides investment banking services in India. The company's investment banking services, including merchant banking, debt syndication, financial restructuring, stressed assets resolution, mergers and takeovers, equity placements, techno-economic viability study, lenders independent engineers report, employee stock option …
Full company description
Sumedha Fiscal Services Limited provides investment banking services in India. The company's investment banking services, including merchant banking, debt syndication, financial restructuring, stressed assets resolution, mergers and takeovers, equity placements, techno-economic viability study, lenders independent engineers report, employee stock option plans advisory, and corporate consulting services, as well as public issues of equities and debt. It also provides capital market services, such as corporate advisory, private placements, takeover, delisting and buyback, initial public offer, and valuation; and wealth management services, which includes distribution of mutual funds, as well as a digital platform for mutual fund transactions. In addition, the company offers management consultancy and advisory services; and various fee-based services consisting of fund mobilization through issuance of debt, quasi equity, structured hybrid instruments, etc. It serves public and private corporates. The company was incorporated in 1989 and is based in Kolkata, India.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
SUMEDHA FISCAL SERVICES LTD. reported revenue of ₹1.1B in FY2025 versus ₹556M in FY2021, a compound +18.5%/yr. Reported net income was ₹24.2M in FY2025, compounding −5.7%/yr from FY2021.
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Peer Group
Capital Markets · 461 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Capital Markets median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 31, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Morgan Stanley, a financial holding company, MS | $214.77 | $138.97 | −35% |
| The Goldman Sachs Group GS | $1,034 | $756.89 | −27% |
| The Charles Schwab Corporation SCHW | $110.16 | $66.17 | −40% |
| Robinhood Markets, Inc HOOD | $104.26 | $30.94 | −70% |
| Macquarie Group MQG | A$250.94 | A$75.58 | −70% |
| CITIC Securities Company 600030 | ¥27.93 | ¥17.68 | −37% |
| Guotai Haitong Securities Co 601211 | ¥18.02 | ¥18.62 | +3% |
| East Money Information Co 300059 | ¥19.42 | ¥4.77 | −75% |
| CSC Financial Co 601066 | ¥25.78 | ¥14.17 | −45% |
| Huatai Securities Co 601688 | ¥19.39 | ¥19.26 | −1% |
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