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Sumedha Fiscal Services Limited (SUMEDHA) Fair Value & Analysis

Financial Services · IN · Market cap ₹313M

SF Sumedha Fiscal Services Limited SUMEDHA · BSE
Price₹39.19
Fair Value₹51.55
Upside+31.5%
Quality45/100
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Evidence: High Range ₹38.66 – ₹64.44 📤 Share as image

Fair value as of: Jul 6, 2026

From 17 valuation models · updated 15 days ago

Share price +0.4% over the past month.

Price vs Fair Value (12 months)

₹62.14 ₹31.85 Fair Value ₹51.55 Jul 2025 Jul 2026

12‑month range ₹31.85 – ₹62.14 · fair‑value band ₹38.66 – ₹64.44 · the ₹39.19 price screens below the ₹51.55 fair value. As of Jul 6, 2026.

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Analysis

Sumedha Fiscal Services Limited (SUMEDHA) currently trades at ₹39.19, while our model-based Fair Value estimate is ₹51.55, implying the stock looks roughly 31.5% undervalued today. We read business quality at 45/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Sumedha Fiscal Services Limited generated revenue of ₹1.1B at a net margin of 2.2%. Revenue grew 71.6% year over year. It earns a return on equity of 3.7%. The stock trades on a trailing P/E of 12.9. Fundamentals as of Jul 6, 2026

Our scenario range runs from ₹38.66 (bear case) to ₹64.44 (bull case); at ₹39.19, the current price sits within that range. The share trades about 38% below its 52-week high and 27% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 15% fair-value upside, at 32%, SUMEDHA screens cheaper than that median.

Key figures & financial health

Revenue (TTM) ₹1.1B
Revenue growth (YoY) +71.6%
Net margin 2.2%
Return on equity 3.7%
Free cash flow −₹39.4M FY2025
P/E ratio 12.9
More key figures
Operating margin -10.2%
EPS (TTM) ₹3.03
Dividend yield 2.5%
EPS growth (YoY) -87.9%

Figures from reported company fundamentals (EODHD) · as of Jul 6, 2026. TTM = trailing twelve months.

About the company

Sumedha Fiscal Services Limited provides investment banking services in India. The company's investment banking services, including merchant banking, debt syndication, financial restructuring, stressed assets resolution, mergers and takeovers, equity placements, techno-economic viability study, lenders independent engineers report, employee stock option plans advisory, and corporate consulting services, as well as public issues of equities and debt. It also provides capital market services, such as corporate advisory, private placements, takeover, delisting and buyback, initial public offer, and valuation; and wealth management services, which includes distribution of mutual funds, as well as a digital platform for mutual fund transactions. In addition, the company offers management consultancy and advisory services; and various fee-based services consisting of fund mobilization through issuance of debt, quasi equity, structured hybrid instruments, etc. It serves public and private …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Sumedha Fiscal Services Limited reported revenue of ₹1.1B in FY2025 versus ₹556M in FY2021, a compound +18.5%/yr. Reported net income was ₹24.2M in FY2025, compounding −5.7%/yr from FY2021.

Revenue +18.5%/yr
FY21 ₹556M
FY22 ₹594M
FY23 ₹929M
FY24 ₹981M
FY25 ₹1.1B
Net income −5.7%/yr
FY21 ₹30.6M
FY22 ₹15.3M
FY23 ₹76.5M
FY24 ₹72.8M
FY25 ₹24.2M

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Cite: Fair Value Calculator (2026). "Sumedha Fiscal Services Limited Fair Value". https://www.fairvalue-calculator.com/stock/SUMEDHA

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Frequently asked questions

Is Sumedha Fiscal Services Limited (SUMEDHA) undervalued?
As of Jul 6, 2026, our model estimates a fair value of ₹51.55 versus a price of ₹39.19, about +32% (undervalued). Model-based estimate, not financial advice.
What is the fair value of SUMEDHA?
Our model-based fair value for Sumedha Fiscal Services Limited is ₹51.55 (as of Jul 6, 2026), built from audited fundamentals. The current price is ₹39.19.
What is the quality score of SUMEDHA?
Sumedha Fiscal Services Limited has a Quality Score of 45/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Sumedha Fiscal Services Limited (SUMEDHA)?
Sumedha Fiscal Services Limited reported trailing-twelve-month revenue of about ₹1.1B (latest available figure, as of Jul 6, 2026).
What is the net profit margin of SUMEDHA?
The net profit margin of Sumedha Fiscal Services Limited is about 2.2%, meaning it keeps roughly 2.2% of revenue as net income. Based on the latest reported figures.
Does Sumedha Fiscal Services Limited pay a dividend?
Sumedha Fiscal Services Limited currently shows a dividend yield of about 2.52% relative to its recent price (as of Jul 6, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.