Swissquote Group Holding Ltd (SWQGF) fair value: what the stock is really worth
As of Sep 25, 2026: fair value of Swissquote Group Holding Ltd $7.45, price $49.29, upside -84.9%, quality 66 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range $11.72 – $1,000,000 · fair‑value band $5.59 – $9.31 · the $49.29 price screens above the $7.45 fair value. Dashed = 300-day average. As of Sep 23, 2026.
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Swissquote Group Holding SA provides online financial services to retail investors, affluent investors, and professional and institutional customers in Switzerland and internationally. It operates through Securities Trading and Leveraged Forex segments.
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Swissquote Group Holding SA provides online financial services to retail investors, affluent investors, and professional and institutional customers in Switzerland and internationally. It operates through Securities Trading and Leveraged Forex segments. The company operates an online bank that accepts multi-currency deposits/withdrawals, including crypto assets and precious metals. It also offers securities trading services, such as custody services by means of tools to trade in real time in a palette of asset classes and access a set of investment, decision making, risk monitoring, and margin lending services to retail, affluent, and high-net-worth individuals; corporate and family offices; fund managers; asset managers; and brokers and banks. In addition, the company provides access to over-the-counter trading of foreign exchange and contracts-for-differences. Further, it offers securities, forex, CFDs, cryptocurrencies, and thematic trading; portfolio solutions, sustainable investing, and savings plans; debit cards, online payments, eMortgages, and loans. The company was founded in 1996 and is headquartered in Gland, Switzerland.
Stock analysis
Swissquote Group Holding Ltd (SWQGF) currently trades at $49.29, while our model-based Fair Value estimate is $7.45, 84.9% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 16 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: $5.59 (bear) to $9.31 (bull), the price of $49.29 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 66/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Swissquote Group Holding Ltd reported revenue of CHF 724M in FY2025 versus CHF 472M in FY2021, a compound +11.3%/yr. Reported net income was CHF 366M in FY2025, compounding +17.4%/yr from FY2021.
Key figures
Market cap $7.4B · P/E ratio 16.0 · P/S ratio 8.10 · EPS (TTM) $3.08 · Dividend yield 1.5% · Net margin 50.6% · Return on equity 28.9% · Return on assets 2.5%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 58 out of 100 (medium confidence).
What moves the price
The share trades about 3% below its 52-week high and 25% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −15% fair-value upside, at −85%, SWQGF screens richer than that median.
Fair Value models
Bear $5.59Fair Value $7.45Bull $9.31
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($1.77 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+9.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+21.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.2%
Start year 2020 (pandemic)
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip.
−15.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year−16.8%
Dividend (yield on the price)1.5%
2025 sits 67% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Growth Forecast
Little optimism in the price
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
less than -40 %
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+7.2%
Yearly sales growth analysts expect, extended to five years.
After inflation (figures in CHF, Switzerland: IMF forecast 0.6% a year to 2030, 0.8% from 2016 to 2025) that is about +6.6% a year for the forecasts.
News mood ⓘNews mood, the average tone of recent news (7 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Compare Swissquote Group Holding Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 456 stocks
Beats the industry median on 6/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score71 · Top 25%
Fair Value upside−78.0% · Bottom 25%
Profitability
Return on equity (TTM)28.9% · Top 25%
Return on assets2.5% · Above median
Net margin (TTM)48.2% · Top 25%
Operating margin (TTM)44.6% · Above median
Growth and dividend
Revenue growth8.8% · Below median
Dividend yield (TTM)1.5% · Below median
Valuation Multiplesvs Capital Markets median · lower = cheaper
P/E (TTM)16.0× · Pricier than median
P/B4.37× · Priciest 25%
P/S (TTM)8.05× · Priciest 25%
P/FCF3.7× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 36
FUTURE (revenue growth)44· sector 94
PAST (return on equity)100· sector 32
HEALTH (low debt)0· sector 95
DIVIDEND (yield)30· sector 44
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Swissquote Group Holding Ltd Fair Value". https://www.fairvalue-calculator.com/stock/SWQGF
Frequently asked questions
Is Swissquote Group Holding Ltd (SWQGF) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $7.45 versus the last price from Sep 25, 2026 of $49.29, about −85% upside (overvalued).
What is the fair value of SWQGF?
Our model-based fair value for Swissquote Group Holding Ltd is $7.45 (as of Sep 23, 2026), built from audited fundamentals. Last price (from Sep 25, 2026): $49.29.
What is the quality score of SWQGF?
Swissquote Group Holding Ltd has a Quality Score of 66/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Swissquote Group Holding Ltd (SWQGF)?
Our model-based price target is the fair value of $7.45 (as of Sep 23, 2026) from 2 valuation models. Cautious scenario $5.59, optimistic scenario $9.31. It is a calculation from audited fundamentals, not an analyst target.
What is the Swissquote Group Holding Ltd stock forecast for 2026?
Our models put fair value at $7.45, about −85% upside versus the last price from Sep 25, 2026 of $49.29 (overvalued). Cautious scenario $5.59, optimistic scenario $9.31. The calculation is refreshed regularly with new filings.
What is the revenue of Swissquote Group Holding Ltd (SWQGF)?
Swissquote Group Holding Ltd reported trailing-twelve-month revenue of about CHF 761M (latest available figure, as of Sep 23, 2026).
Does Swissquote Group Holding Ltd pay a dividend?
Swissquote Group Holding Ltd currently shows a dividend yield of about 1.50% relative to its recent price (as of Sep 23, 2026).
What growth is priced into Swissquote Group Holding Ltd (SWQGF)?
For today's price to be fair in a discounted-cash-flow model, Swissquote Group Holding Ltd would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 9.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +16.2 % per year. As of Sep 23, 2026.
What discount rate (WACC) does the fair value of SWQGF use?
Our models discount Swissquote Group Holding Ltd at 9.9 %: a base by market capitalisation (mid), damped by beta 1.09, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Swissquote Group Holding Ltd that is less than minus 40 % per year a year over ten years, using the same discount rate (9.9 %) and the same formula as our fair value.
How much growth has Swissquote Group Holding Ltd (SWQGF) delivered so far?
Over the past 5 years revenue at Swissquote Group Holding Ltd grew +16.2 % a year. The price currently implies less than minus 40 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Swissquote Group Holding Ltd (SWQGF) growing?
The median revenue growth in the sector is +9.7 % a year. That is the yardstick for the growth priced into Swissquote Group Holding Ltd (less than minus 40 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Swissquote Group Holding Ltd (SWQGF)?
The free-cash-flow yield on the price is 26.92 %: that much free cash flow Swissquote Group Holding Ltd produces per unit of market value. When it exceeds the discount rate of our models (9.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Swissquote Group Holding Ltd (SWQGF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Swissquote Group Holding Ltd it is $7.45 per share (as of Sep 23, 2026), against a price of $49.29. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Swissquote Group Holding Ltd stock overvalued or undervalued in 2026?
As of Sep 23, 2026, SWQGF trades above its calculated fair value: price $49.29, fair value $7.45, a gap of about −85% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SWQGF?
No. The price is what the market pays today ($49.29); the fair value is what the company's own numbers justify ($7.45). For Swissquote Group Holding Ltd the two are $41.84 per share apart. That gap is exactly why we show both numbers side by side.
How much is Swissquote Group Holding Ltd worth?
The market values Swissquote Group Holding Ltd at about $7.4B (market capitalisation, as of Sep 23, 2026). Per share that is $49.29; our models calculate a fair value of $7.45 per share.
What do the bullish and bearish scenarios say about SWQGF?
Our models span a range for Swissquote Group Holding Ltd: cautious scenario $5.59, base $7.45, optimistic $9.31 per share (as of Sep 23, 2026, price $49.29). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of SWQGF?
Swissquote Group Holding Ltd trades at a price-to-earnings ratio of 16.0 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $7.45 is built from several models across several years. Other multiples: P/B 4.4, P/S 8.1.
How solid is the balance sheet of Swissquote Group Holding Ltd (SWQGF)?
Balance-sheet figures for Swissquote Group Holding Ltd (as of Sep 23, 2026): return on equity 28.9%. They feed the Quality Score of 66/100, which measures business quality independently of the share price.
How far is SWQGF from its 52-week high?
Swissquote Group Holding Ltd trades at $49.29, about 3% below its 52-week high of $50.99 and 25% above the low of $39.49 (as of Sep 25, 2026). Distance from the high says nothing about value: that is what the fair value of $7.45 is for.
Which stocks are comparable to Swissquote Group Holding Ltd?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Swissquote Group Holding Ltd stock attractive at the current price?
The data as of Sep 23, 2026: price $49.29, calculated fair value $7.45 (−85%), Quality Score 66/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SWQGF calculated?
We run Swissquote Group Holding Ltd through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $7.45, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Swissquote Group Holding Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Swissquote Group Holding Ltd (SWQGF)?
The latest price we hold is from Sep 25, 2026 and stands at $49.29. Our model-based fair value is $7.45, about −85% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Swissquote Group Holding Ltd right now?
The price sits above even our optimistic bull case ($9.31). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (66/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Swissquote Group Holding Ltd
How large is the market capitalisation of Swissquote Group Holding Ltd (SWQGF)?
The market capitalisation of Swissquote Group Holding Ltd is $7.4B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Swissquote Group Holding Ltd (SWQGF)?
The price-to-sales ratio of Swissquote Group Holding Ltd is 8.10 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Swissquote Group Holding Ltd (SWQGF)?
Earnings per share at Swissquote Group Holding Ltd are $3.08 (price ÷ EPS = P/E 16.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Swissquote Group Holding Ltd (SWQGF)?
The dividend yield of Swissquote Group Holding Ltd is 1.5% (payout 24.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Swissquote Group Holding Ltd (SWQGF)?
The net margin of Swissquote Group Holding Ltd is 50.6% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Swissquote Group Holding Ltd (SWQGF)?
The return on equity (ROE) of Swissquote Group Holding Ltd is 28.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the return on assets of Swissquote Group Holding Ltd (SWQGF)?
The return on assets (ROA) of Swissquote Group Holding Ltd is 2.5% (last twelve months). Profit relative to everything the company owns. Harder to inflate than return on equity because debt does not boost it.
What is the operating margin of Swissquote Group Holding Ltd (SWQGF)?
The operating margin of Swissquote Group Holding Ltd is 44.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Swissquote Group Holding Ltd (SWQGF)?
Revenue at Swissquote Group Holding Ltd is growing +8.8% versus a year earlier (3y avg +21.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Swissquote Group Holding Ltd (SWQGF)?
Earnings per share at Swissquote Group Holding Ltd are growing +38.7% versus a year earlier. How much earnings per share grew versus a year earlier.
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Thin data
Sep 23, 2026