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Tavistock Investments Plc, (TAVI) Fair Value & Analysis

Financial Services · GB · Market cap 13.9M GBX

TI Tavistock Investments Plc, TAVI · LSE
Price£0.0315
Fair Value£0.0340
Upside+7.9%
Quality53/100
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Mixed Growth
Highly profitable · 24.3% net margin
Low debt · negative free cash flow
3.17% dividend yield
Ranks above peers (10/13)
Moderate moat 47/100
Evidence: High Range £0.0310 – £0.0408 Share as image

Fair value as of: Jul 17, 2026

From 9 valuation models · updated 24 days ago

A solid business, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

£0.0987 £0.0216 Fair Value £0.0340 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 17, 2026.

How to read this chart

60‑month range £0.0216 – £0.0987 · fair‑value band £0.0310 – £0.0408 · the £0.0315 price screens below the £0.0340 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 17, 2026.

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Analysis

Tavistock Investments Plc, (TAVI) currently trades at £0.0315, while our model-based Fair Value estimate is £0.0340, implying the stock looks roughly 7.9% fairly valued today. The Quality Score stands at 53/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Tavistock Investments Plc, generated revenue of £24.1M at a net margin of 24.3%. Revenue declined 43.5% year over year. It earns a return on equity of 14.7%. The balance sheet holds a net cash position of £1.6M. Fundamentals as of Jul 17, 2026

Our scenario range runs from £0.0310 (bear case) to £0.0408 (bull case); at £0.0315, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at 8%, TAVI screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income £0.0800 £0.1100 £0.2900 76
Gordon GGM £0.0100 £0.0100 £0.0100 70
P/E Multiple £0.1500 £0.2000 £0.2500 63
All 9 models by family
DCF Models
Owner Earnings £0.2800 £0.5400 £0.9900 31
Earnings-Based
Graham-Dodd £0.1000 £0.7200 £1.01 54
Lynch FV £0.3700 £0.5300 £0.6900 50
Dividend Discount
Gordon GGM £0.0100 £0.0100 £0.0100 70
DDM Multi-Stage £0.0100 £0.0100 £0.0100 61
Multiples
P/E Multiple £0.1500 £0.2000 £0.2500 63
P/B Multiple £0.0900 £0.1200 £0.1600 55
Asset-Based
NCAV (Graham) £0.0400 £0.0600 £0.0900 50
Economic Profit
Residual Income £0.0800 £0.1100 £0.2900 76

Widest divergence: DCF Models (£0.5400) versus Dividend Discount (£0.0100). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) 24.1M GBX
Revenue growth (YoY) -43.5%
Net margin 24.3%
Return on equity 14.7%
Free cash flow −5.8M GBX FY2025
P/E ratio 3.2
More key figures
Operating margin -9.6%
EPS (TTM) £0.0100
Dividend yield 3.2%
Net cash 1.6M GBX FY2025

Figures from reported company fundamentals · as of Jul 17, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 53/100

Of which business quality 50 · Market factors (momentum, volatility) 31

Profitability 61
Margins and returns on capital today
Quality Growth 35
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 86
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 59
Calm price path (market factor)
Momentum 24
Price trend over the last 3–12 months (market factor)
52W Momentum 9
Distance to the 52-week high (market factor)
Net Issuance 33
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Tavistock Investments Plc, together with its subsidiaries, provides financial advisory and investment management services in the United Kingdom. The company offers wealth and portfolio management services; and life insurance and critical illness policies to higher net worth private clients.

Full company description

Tavistock Investments Plc, together with its subsidiaries, provides financial advisory and investment management services in the United Kingdom. The company offers wealth and portfolio management services; and life insurance and critical illness policies to higher net worth private clients. It also provides financial advice on lifetime financial planning, investments, tax efficient investing, pension and retirement planning, estate and legacy planning, protection and insurance, bereavement notification, and will writing, as well as mortgages and property services. In addition, the company offers employee benefits, such as flexible benefits, auto enrollment and corporate pensions, group risk, health and wellbeing, total reward, financial education, and individual financial planning. Further, it operates Tavistock platform, a digital investment platform; and Platform Proposition. Tavistock Investments Plc was incorporated in 2004 and is based in Ascot, the United Kingdom.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Tavistock Investments Plc, reported revenue of £32.6M in FY2025 versus £28.7M in FY2021, a compound +3.2%/yr. Reported net income was £6.7M in FY2025, compounding +70.5%/yr from FY2021.

Growth Quality 27/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
£32.6M
Latest YoY
−17.4%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−1.4%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.5%
Avg. growth/yr (19Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.2%
Revenue +3.2%/yr
FY21 £28.7M
FY22 £34.0M
FY23 £34.0M
FY24 £39.5M
FY25 £32.6M
Net income +70.5%/yr
FY21 £792K
FY22 £29.6M
FY23 −£1.4M
FY24 −£1.3M
FY25 £6.7M

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Cite: Fair Value Calculator (2026). "Tavistock Investments Plc, Fair Value". https://www.fairvalue-calculator.com/stock/TAVI

Peer Group

Capital Markets · 423 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 52 · Below median
Fair Value upside +8% · Above median
Return on equity (TTM) 15% · Above median
Return on assets 2% · Above median
Net margin (TTM) 24% · Above median
Operating margin (TTM) -10% · Bottom 25%
Revenue growth -44% · Bottom 25%
Dividend yield (TTM) 3.2% · Above median
Debt / equity 0.06× · Lower than median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 3.2× · Cheaper than 75% of peers
P/B 0.48× · Cheaper than 75% of peers
P/S (TTM) 0.78× · Cheaper than median
EV/EBITDA 5.7× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 44 · sector 9
FUTURE 0 · sector 96
PAST 59 · sector 30
HEALTH 97 · sector 93
DIVIDEND 63 · sector 36

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 17, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%

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Frequently asked questions

Is Tavistock Investments Plc, (TAVI) overvalued or undervalued?
As of Jul 17, 2026, our model estimates a fair value of £0.0340 versus a price of £0.0315, about +8% (fairly valued).
What is the fair value of TAVI?
Our model-based fair value for Tavistock Investments Plc, is £0.0340 (as of Jul 17, 2026), built from audited fundamentals. The current price is £0.0315.
What is the quality score of TAVI?
Tavistock Investments Plc, has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Tavistock Investments Plc, (TAVI)?
Tavistock Investments Plc, reported trailing-twelve-month revenue of about £24.1M (latest available figure, as of Jul 17, 2026).
What is the net profit margin of TAVI?
The net profit margin of Tavistock Investments Plc, is about 24.3%, meaning it keeps roughly 24.3% of revenue as net income. Based on the latest reported figures.
Does Tavistock Investments Plc, pay a dividend?
Tavistock Investments Plc, currently shows a dividend yield of about 3.17% relative to its recent price (as of Jul 17, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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