Hoang Huy Investment Financial Services Joint Stock Company (TCH) Fair Value & Analysis
Industrials · VN · Market cap 14.0T VND
Fair value as of: Jul 18, 2026
From 23 valuation models · updated 22 days ago
Share price −16.0% over the past month.
Below-average quality, and screening another 76% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (3,741 VND). The favourable scenario is already priced in.
- Weak quality (37/100) and above fair value at the same time, the margin of safety is missing on both counts.
- A fairly wide model range (2,023 VND to 3,741 VND) leaves room in how you read the outcome.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.
How to read this chart
60‑month range 3,914 VND – 24,619 VND · fair‑value band 2,023 VND – 3,741 VND · the 11,800 VND price screens above the 2,878 VND fair value. Dashed = 300-day average. As of Jul 18, 2026.
Analysis
Hoang Huy Investment Financial Services Joint Stock Company (TCH) currently trades at 11,800 VND, while our model-based Fair Value estimate is 2,878 VND, implying the stock looks roughly 75.6% overvalued today. The Quality Score stands at 37/100 (below-average quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
Over the trailing twelve months, Hoang Huy Investment Financial Services Joint Stock Company generated revenue of 1.9T VND at a net margin of 16.6%. Revenue declined 79.7% year over year. It earns a return on equity of 3.0%. Net debt stands at 158B VND. Fundamentals as of Jul 18, 2026
Our scenario range runs from 2,023 VND (bear case) to 3,741 VND (bull case); at 11,800 VND, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 53% below its 52-week high, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at 12% fair-value upside, at -76%, TCH screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 23 models by family
Widest divergence: Growth DCF (31,794 VND) versus Dividend Discount (511.87 VND). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 42 · Market factors (momentum, volatility) 23
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Hoang Huy Investment Financial Services Joint Stock Company, together with its subsidiaries, engages in the manufacturing, trading, and assembling of motorbikes and cars. The company also offers tractors, trucks, and spare parts under the Hoang Huy brand.
Full company description
Hoang Huy Investment Financial Services Joint Stock Company, together with its subsidiaries, engages in the manufacturing, trading, and assembling of motorbikes and cars. The company also offers tractors, trucks, and spare parts under the Hoang Huy brand. In addition, it supplies new and used trucks, and tractors products, as well as replacement parts under the Hoang Huy International brand name; distributes trucks under the Hoang Huy DongFeng brand name; and air purifiers, front wheel rim, and electric starter under the DongFeng brand name. Further, the company invests in real estate properties. The company was incorporated in 1995 and is headquartered in Hai Phong, Vietnam.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Hoang Huy Investment Financial Services Joint Stock Company reported revenue of 1.4T VND in FY2026 versus 2.8T VND in FY2022, a compound −14.9%/yr. Reported net income was 194B VND in FY2026, compounding −16.5%/yr from FY2022.
TCH screens 76% overvalued. Compare with Caterpillar Inc →
Peer Group
Farm & Heavy Construction Machinery · 148 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Farm & Heavy Construction Machinery median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Farm & Heavy Construction Machinery stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Caterpillar Inc CAT | $952.41 | $307.83 | -68% |
| Deere & Company DE | $597.24 | $187.86 | -69% |
| AB Volvo (publ), VOLVA | kr 336.60 | kr 288.08 | -14% |
| PACCAR Inc PCAR | $126.20 | $94.80 | -25% |
| Epiroc AB EPIA | kr 251.90 | kr 144.14 | -43% |
| Exor N.V EXO | €69.40 | €219.41 | +216% |
| Sany Heavy Industry Co 600031 | ¥18.65 | ¥20.84 | +12% |
| XCMG Construction Machinery Co 000425 | ¥8.39 | ¥11.79 | +41% |
| Sinotruk (Hong Kong) Limited 3808 | HK$41.00 | HK$53.51 | +31% |
| Yutong Bus Co 600066 | ¥32.29 | ¥42.00 | +30% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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