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Tessin Nordic Holding (TESSIN) Fair Value & Analysis

Real Estate · SE · Market cap 14.6M SEK

TN Tessin Nordic Holding TESSIN · ST
Pricekr 3.00
Fair Valuekr 1.82
Upside-39.3%
Quality25/100
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Weak Growth
Thin margins · 0.0% net margin
Negative equity (buybacks among others) · negative free cash flow
Trails peers (2/7)
Narrow moat 38/100
Evidence: Low Range kr 1.73 – kr 2.11 Share as image

Fair value as of: Jul 16, 2026

From 2 valuation models · updated 25 days ago

Fair value updated Jul 16, 2026, revised from kr 1.85 to kr 1.82 (−1.6%) since Jun 26, 2026. Share price −15.7% over the past month.

Below-average quality, and screening another 39% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (kr 2.11). The favourable scenario is already priced in.
  • Weak quality (25/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

kr 8.40 kr 0.0500 Fair Value kr 1.82 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.

How to read this chart

60‑month range kr 0.0500 – kr 8.40 · fair‑value band kr 1.73 – kr 2.11 · the kr 3.00 price screens above the kr 1.82 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 16, 2026.

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Analysis

Tessin Nordic Holding (TESSIN) currently trades at kr 3.00, while our model-based Fair Value estimate is kr 1.82, implying the stock looks roughly 39.3% overvalued today. The Quality Score stands at 25/100 (below-average quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at 14.8M SEK. Revenue grew 35.5% year over year. Net debt stands at 56.2M SEK. Fundamentals as of Jul 16, 2026

Our scenario range runs from kr 1.73 (bear case) to kr 2.11 (bull case); at kr 3.00, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 66% below its 52-week high, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -2% fair-value upside, at -39%, TESSIN screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM kr 0.1400 kr 0.1500 kr 0.1700 70
DDM Multi-Stage kr 0.1400 kr 0.1600 kr 0.1900 61
All 2 models by family
Dividend Discount
Gordon GGM kr 0.1400 kr 0.1500 kr 0.1700 70
DDM Multi-Stage kr 0.1400 kr 0.1600 kr 0.1900 61

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Key figures & financial health

Revenue (TTM) 14.8M SEK
Revenue growth (YoY) +35.5%
Return on equity -546%
Free cash flow −47.0M SEK FY2025
Operating margin -148%
EPS (TTM) kr -1,314
More key figures
Net debt 56.2M SEK FY2025

Figures from reported company fundamentals · as of Jul 16, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 25/100

Of which business quality 23 · Market factors (momentum, volatility) 50

Profitability 5
Margins and returns on capital today
Quality Growth 23
Are margins and returns improving?
Cashflow 5
Earnings quality: real cash, not paper profit
Fin. Strength 18
Balance sheet, leverage, solvency risk
Investment 71
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 40
Price trend over the last 3–12 months (market factor)
52W Momentum 67
Distance to the 52-week high (market factor)
Net Issuance 44
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Tessin Nordic Holding AB (publ) owns and operates a digital investment platform for property financing. The company provides crowdfunding services for real estate projects, enabling both lenders and borrowers to participate in property financing.

Full company description

Tessin Nordic Holding AB (publ) owns and operates a digital investment platform for property financing. The company provides crowdfunding services for real estate projects, enabling both lenders and borrowers to participate in property financing. It offers complementary services and products related to real estate financing, aiming to use technology to broaden access to investment opportunities previously reserved for professional investors. It serves property developers, investors, and borrowers in Sweden and the wider Nordic market. The company primarily offers construction and bridge loans to property companies and property developers. Tessin Nordic Holding AB (publ) was founded in 2014 and is based in Stockholm, Sweden.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Tessin Nordic Holding reported revenue of kr 14.8M in FY2025 versus kr 44.2M in FY2021, a compound −23.9%/yr. Reported net income was −kr 59.7M in FY2025.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
14.8M SEK
Latest YoY
−39.6%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−33.7%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−18.0%
Avg. growth/yr (8Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.6%
Revenue −23.9%/yr
FY21 kr 44.2M
FY22 kr 50.7M
FY23 kr 40.6M
FY24 kr 24.5M
FY25 kr 14.8M
Net income
FY21 −kr 82.7M
FY22 −kr 46.9M
FY23 −kr 14.5M
FY24 −kr 41.2M
FY25 −kr 59.7M

TESSIN screens 39% overvalued. Compare with Vingroup Joint Stock Company →

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Cite: Fair Value Calculator (2026). "Tessin Nordic Holding Fair Value". https://www.fairvalue-calculator.com/stock/TESSIN

Peer Group

Real Estate Services · 520 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 26 · Bottom 25%
Fair Value upside −39% · Bottom 25%
Return on assets -12% · Bottom 25%
Net margin (TTM) 0% · Below median
Revenue growth -76% · Bottom 25%

Valuation Multiples vs Real Estate Services median · lower = cheaper

P/S (TTM) 0.13× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 37
FUTURE 0 · sector 10
PAST 0 · sector 16
HEALTH 100 · sector 85
DIVIDEND 0 · sector 49

VALUE 0: the price sits above our fair-value range.

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).

Stock Price Fair Value vs Fair Value
Vingroup Joint Stock Company VIC 223,000 VND 25,731 VND -88%
KE Holdings 2423 HK$44.76 HK$18.03 -60%
Swire Properties Limited 1972 HK$23.90 HK$18.75 -22%
Plaza S.A MALLPLAZA 3,725 CLP 5,571 CLP +50%
SAGAA SAGAA kr 170.00 kr 75.55 -56%
Cencosud Shopping S.A CENCOMALLS 2,324 CLP 2,976 CLP +28%
PT Sarana Menara Nusantara Tbk. owns and TOWR 372.00 IDR 1,208 IDR +225%
PT Metropolitan Kentjana Tbk MKPI 20,975 IDR 19,160 IDR -9%
PT Bangun Kosambi Sukses Tbk, CBDK 3,530 IDR 3,464 IDR -2%
IRSA Inversiones y Representaciones Sociedad Anónima, IRSA 2,495 ARS 3,998 ARS +60%

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Frequently asked questions

Is Tessin Nordic Holding (TESSIN) overvalued or undervalued?
As of Jul 16, 2026, our model estimates a fair value of kr 1.82 versus a price of kr 3.00, about −39% (overvalued).
What is the fair value of TESSIN?
Our model-based fair value for Tessin Nordic Holding is kr 1.82 (as of Jul 16, 2026), built from audited fundamentals. The current price is kr 3.00.
What is the quality score of TESSIN?
Tessin Nordic Holding has a Quality Score of 25/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Tessin Nordic Holding (TESSIN)?
Tessin Nordic Holding reported trailing-twelve-month revenue of about 14.8M SEK (latest available figure, as of Jul 16, 2026).
What is the net profit margin of TESSIN?
The net profit margin of Tessin Nordic Holding is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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