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Thien Viet Securities Joint Stock Company (TVS) Fair Value & Analysis

Financial Services · VN · Market cap 3.3T VND

TV Thien Viet Securities Joint Stock Company TVS · VN
Price13,800 VND
Fair Value21,694 VND
Upside+57.2%
Quality44/100
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Mixed Growth
Highly profitable · 28.9% net margin
Low debt · generates free cash flow
Ranks above peers (10/12)
Wide moat 67/100
Evidence: High Range 16,271 VND – 27,118 VND Share as image

Fair value as of: Jul 19, 2026

From 9 valuation models · updated 22 days ago

Share price −11.0% over the past month.

Below-average quality, screening 57% undervalued on our models.

What matters now

  • The large discount to fair value meets weak quality (44/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case (16,271 VND). The market is more pessimistic than our downside scenario.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

35,984 VND 9,074 VND Fair Value 21,694 VND Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.

How to read this chart

60‑month range 9,074 VND – 35,984 VND · fair‑value band 16,271 VND – 27,118 VND · the 13,800 VND price screens below the 21,694 VND fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 19, 2026.

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Analysis

Thien Viet Securities Joint Stock Company (TVS) currently trades at 13,800 VND, while our model-based Fair Value estimate is 21,694 VND, implying the stock looks roughly 57.2% undervalued today. The Quality Score stands at 44/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Thien Viet Securities Joint Stock Company generated revenue of 847B VND at a net margin of 28.9%. Revenue grew 58.4% year over year. It earns a return on equity of 9.2%. Net debt stands at 3.5T VND. Fundamentals as of Jul 19, 2026

Our scenario range runs from 16,271 VND (bear case) to 27,118 VND (bull case); at 13,800 VND, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 30% below its 52-week high and 10% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at 57%, TVS screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 33,850 VND 46,026 VND 67,694 VND 80
Residual Income 11,610 VND 12,943 VND 21,270 VND 76
P/E Multiple 12,442 VND 16,590 VND 20,737 VND 63
All 9 models by family
DCF Models
Owner Earnings 16,197 VND 21,792 VND 32,559 VND 31
5Y P/E Exit 20,570 VND 26,226 VND 33,056 VND 38
10Y P/E Exit 24,790 VND 29,167 VND 33,162 VND 35
Earnings-Based
Graham-Dodd 8,678 VND 10,606 VND 11,932 VND 54
Multiples
P/E Multiple 12,442 VND 16,590 VND 20,737 VND 63
P/B Multiple 13,743 VND 18,324 VND 22,905 VND 55
Asset-Based
NCAV (Graham) 6,544 VND 8,769 VND 13,089 VND 50
Growth DCF
Growth DCF 33,850 VND 46,026 VND 67,694 VND 80
Economic Profit
Residual Income 11,610 VND 12,943 VND 21,270 VND 76

Widest divergence: Growth DCF (46,026 VND) versus Asset-Based (8,769 VND). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 847B VND
Revenue growth (YoY) +58.4%
Net margin 28.9%
Return on equity 9.2%
Free cash flow 644B VND FY2025
P/E ratio 13.4
More key figures
Operating margin 83.9%
EPS (TTM) 1,116 VND
EPS growth (YoY) -95.8%
Net debt 3.5T VND FY2025

Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 44/100

Of which business quality 46 · Market factors (momentum, volatility) 46

Profitability 39
Margins and returns on capital today
Quality Growth 22
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 34
Balance sheet, leverage, solvency risk
Investment 69
Disciplined investing over empire-building
Low Volatility 80
Calm price path (market factor)
Momentum 39
Price trend over the last 3–12 months (market factor)
52W Momentum 18
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Thien Viet Securities Joint Stock Company provides brokerage, proprietary trading, underwriting for securities issues, securities investment and financial advisory, margin trading, and custodian services in Vietnam.

Full company description

Thien Viet Securities Joint Stock Company provides brokerage, proprietary trading, underwriting for securities issues, securities investment and financial advisory, margin trading, and custodian services in Vietnam. It offers investment banking services, including capital raising and financial restructuring services; brokerage services to retail customers and institutional clients; asset management services, such as portfolio management, account and fund management services, and closed-end funds services; and research services. The company also trades in fixed-income financial instruments, such as deposit certificates and bonds; offers forward products and interest products, as well as margin lending services and advances to investors; invests in listed and public equity, private equity, and debt assets; brokerage service, including opening trading account, brokerage of stocks, bonds, derivatives, and fund certificates, consulting and account management for investors, cash and custody transaction management, distribution of IPO shares and other underwriting services, and margin lending and advance payment services for investors; and provides online trading and fund management services. Thien Viet Securities Joint Stock Company was incorporated in 2006 and is headquartered in Hanoi, Vietnam.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Thien Viet Securities Joint Stock Company reported revenue of 699B VND in FY2025 versus 922B VND in FY2021, a compound −6.7%/yr. Reported net income was 286B VND in FY2025, compounding −13.7%/yr from FY2021.

Growth Quality 89/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
699B VND
Latest YoY
−18.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−2.2%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.2%
Revenue −6.7%/yr
FY21 922B VND
FY22 746B VND
FY23 987B VND
FY24 861B VND
FY25 699B VND
Net income −13.7%/yr
FY21 517B VND
FY22 43.7B VND
FY23 251B VND
FY24 281B VND
FY25 286B VND

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Cite: Fair Value Calculator (2026). "Thien Viet Securities Joint Stock Company Fair Value". https://www.fairvalue-calculator.com/stock/TVS

Peer Group

Capital Markets · 423 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 45 · Below median
Fair Value upside +57% · Top 25%
Return on equity (TTM) 9% · Above median
Return on assets 4% · Above median
Net margin (TTM) 29% · Above median
Operating margin (TTM) 84% · Top 25%
Revenue growth 58% · Above median
Debt / equity 0.10× · Lower than median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 13.4× · Cheaper than median
P/B 1.14× · Cheaper than median
P/S (TTM) 3.95× · Pricier than median
P/FCF 0.0× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 9
FUTURE 100 · sector 96
PAST 37 · sector 30
HEALTH 95 · sector 93
DIVIDEND 0 · sector 36

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%

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Frequently asked questions

Is Thien Viet Securities Joint Stock Company (TVS) overvalued or undervalued?
As of Jul 19, 2026, our model estimates a fair value of 21,694 VND versus a price of 13,800 VND, about +57% (undervalued).
What is the fair value of TVS?
Our model-based fair value for Thien Viet Securities Joint Stock Company is 21,694 VND (as of Jul 19, 2026), built from audited fundamentals. The current price is 13,800 VND.
What is the quality score of TVS?
Thien Viet Securities Joint Stock Company has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Thien Viet Securities Joint Stock Company (TVS)?
Thien Viet Securities Joint Stock Company reported trailing-twelve-month revenue of about 847B VND (latest available figure, as of Jul 19, 2026).
What is the net profit margin of TVS?
The net profit margin of Thien Viet Securities Joint Stock Company is about 28.9%, meaning it keeps roughly 28.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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