VJTF EDUSERVICES LTD. (VJTFEDU) fair value: what the stock is really worth
As of Oct 19, 2026: fair value (intrinsic value) of VJTF EDUSERVICES LTD. stock ₹166, price ₹61.50, upside +170.1%, quality 53 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 3, 2026.
How to read this chart
60‑month range ₹33.45 – ₹151.00 · fair‑value band ₹155.94 – ₹173.77 · the ₹61.50 price screens below the ₹166.14 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Oct 3, 2026.
Follow VJTF EDUSERVICES in your weekly email
Every Wednesday you see whether VJTF EDUSERVICES is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
VJTF EDUSERVICES LTD. (VJTFEDU) currently trades at ₹61.50, while our model-based Fair Value estimate is ₹166.14, implying the stock looks roughly 63.0% undervalued today.
Show more
Valuation
Bull case: the Growth DCF group reads highest at a median of ₹275.30 per share, and 4 of the 5 models we run sit above the ₹61.50 price.
Bear case: the Asset-Based group reads lowest at ₹39.59, and 1 of the 5 models stay below the price. Data coverage for this calculation is low.
Scenario range: ₹155.94 (bear) to ₹173.77 (bull), the price of ₹61.50 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 53/100 (solid quality), in the Consumer Discretionary sector.
Mixed Growth: Spin-off in 2025: revenue and profit before it include the divested business. Growth is measured afresh from 2025.
VJTF EDUSERVICES LTD. reported revenue of ₹30.0M in FY2026 versus ₹74.8M in FY2022, a compound −20.4%/yr. Reported net income was −₹2.2M in FY2026.
Key figures
Market cap ₹1.2B (≈ $12.7M) Micro · P/S ratio 65.4 · EPS (TTM) ₹−0.6200 · Net margin −58.6% · Return on equity −0.1% · Return on assets (EBIT) 0.7% · Operating margin 73.1% · Revenue (TTM) ₹18.4M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 39 out of 100 (low confidence).
What moves the price
The share trades about 50% below its 52-week high and 13% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Discretionary peers we cover trades at −38% fair-value upside, at 170%, VJTFEDU screens cheaper than that median.
Fair Value models
Bear₹155.94Fair Value ₹166.14Bull₹173.77
Price ₹61.50 · Upside +170.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.55/100
Spin-off in 2025: revenue and profit before it include the divested business. Growth is measured afresh from 2025.
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−89.9% (2021) → −40.8% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−28.1%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about −31.0% a year for the price.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Education Services” was too small, so the broader sector is used.)Consumer Discretionary · 3592 stocks
Beats the sector median on 5/10 measures
A mixed picture versus its sector peers.
Valuation
Quality Score53 · Below median
Fair Value upside+170.1% · Top 25%
Profitability
Return on assets−0.2% · Bottom 25%
Net margin (12 months)−58.6% · Bottom 25%
Operating margin (12 months)73.1% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)−32.1% · Bottom 25%
Balance sheet
Debt / equity0.00× · Lowest 25%
Valuation Multiplesvs Consumer Discretionary median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is VJTF EDUSERVICES LTD. (VJTFEDU) overvalued or undervalued?
As of Oct 3, 2026, our model estimates a fair value of ₹166.14 versus a price of ₹61.50, about +170% upside (undervalued).
What is the fair value of VJTFEDU?
Our model-based fair value for VJTF EDUSERVICES LTD. is ₹166.14 (as of Oct 3, 2026), built from audited fundamentals. The current price: ₹61.50.
What is the quality score of VJTFEDU?
VJTF EDUSERVICES LTD. has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for VJTF EDUSERVICES LTD. (VJTFEDU)?
Our model-based price target is the fair value of ₹166.14 (as of Oct 3, 2026) from 6 valuation models. Cautious scenario ₹155.94, optimistic scenario ₹173.77. It is a calculation from audited fundamentals, not an analyst target.
What is the VJTF EDUSERVICES LTD. stock forecast for 2026?
Our models put fair value at ₹166.14, about +170% upside versus a price of ₹61.50 (undervalued). Cautious scenario ₹155.94, optimistic scenario ₹173.77. The calculation is refreshed regularly with new filings.
What is the revenue of VJTF EDUSERVICES LTD. (VJTFEDU)?
VJTF EDUSERVICES LTD. reported trailing-twelve-month revenue of about ₹18.4M (latest available figure, as of Oct 3, 2026).
What growth is priced into VJTF EDUSERVICES LTD. (VJTFEDU)?
For today's price to be fair in a discounted-cash-flow model, VJTF EDUSERVICES LTD. would have to grow free cash flow by -28.1 % per year for five years (discount rate 12.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -9.7 % per year. As of Oct 3, 2026.
What discount rate (WACC) does the fair value of VJTFEDU use?
Our models discount VJTF EDUSERVICES LTD. at 12.4 %: a base by market capitalisation (nano), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For VJTF EDUSERVICES LTD. that is -28.1 % per year a year over ten years, using the same discount rate (12.4 %) and the same formula as our fair value.
How much growth has VJTF EDUSERVICES LTD. (VJTFEDU) delivered so far?
Over the past 5 years revenue at VJTF EDUSERVICES LTD. grew -9.7 % a year. The price currently implies -28.1 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
What is the free cash flow yield of VJTF EDUSERVICES LTD. (VJTFEDU)?
The free-cash-flow yield on the price is 48.03 %: that much free cash flow VJTF EDUSERVICES LTD. produces per unit of market value. When it exceeds the discount rate of our models (12.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of VJTF EDUSERVICES LTD. (VJTFEDU)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For VJTF EDUSERVICES LTD. it is ₹166.14 per share (as of Oct 3, 2026), against a price of ₹61.50. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is VJTF EDUSERVICES LTD. stock overvalued or undervalued in 2026?
As of Oct 3, 2026, VJTFEDU trades below its calculated fair value: price ₹61.50, fair value ₹166.14, a gap of about +170% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of VJTFEDU?
No. The price is what the market pays today (₹61.50); the fair value is what the company's own numbers justify (₹166.14). For VJTF EDUSERVICES LTD. the two are ₹104.64 per share apart. That gap is exactly why we show both numbers side by side.
How much is VJTF EDUSERVICES LTD. worth?
The market values VJTF EDUSERVICES LTD. at about ₹1.2B (market capitalisation, as of Oct 3, 2026). Per share that is ₹61.50; our models calculate a fair value of ₹166.14 per share.
What do the bullish and bearish scenarios say about VJTFEDU?
Our models span a range for VJTF EDUSERVICES LTD.: cautious scenario ₹155.94, base ₹166.14, optimistic ₹173.77 per share (as of Oct 3, 2026, price ₹61.50). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of VJTF EDUSERVICES LTD. (VJTFEDU)?
Balance-sheet figures for VJTF EDUSERVICES LTD. (as of Oct 3, 2026): return on equity −0.1%, debt of 0.00 per unit of equity. They feed the Quality Score of 53/100, which measures business quality independently of the share price.
How far is VJTFEDU from its 52-week high?
VJTF EDUSERVICES LTD. trades at ₹61.50, about 50% below its 52-week high of ₹122.00 and 13% above the low of ₹54.61 (as of Oct 19, 2026). Distance from the high says nothing about value: that is what the fair value of ₹166.14 is for.
Which stocks are comparable to VJTF EDUSERVICES LTD.?
From the same area (Consumer Discretionary) we also value SEIL, VIRTUALG, ALWN, BYLOT, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is VJTF EDUSERVICES LTD. stock attractive at the current price?
The data as of Oct 3, 2026: price ₹61.50, calculated fair value ₹166.14 (+170%), Quality Score 53/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of VJTFEDU calculated?
We run VJTF EDUSERVICES LTD. through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹166.14, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.8 % above its aggregate fair value. VJTF EDUSERVICES LTD. currently trades 63 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of VJTF EDUSERVICES LTD. (VJTFEDU)?
The closing price on Oct 19, 2026 was ₹61.50. Our model-based fair value is ₹166.14, about +170% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with VJTF EDUSERVICES LTD. right now?
The price is below even our cautious bear case (₹155.94). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (53/100) at a price below fair value, the discount is the argument here, not the business quality. The models converge in a tight band (₹155.94 to ₹173.77), unusually little disagreement for a valuation.
Key figures of VJTF EDUSERVICES LTD.
How large is the market capitalisation of VJTF EDUSERVICES LTD. (VJTFEDU)?
The market capitalisation of VJTF EDUSERVICES LTD. is ₹1.2B (≈ $12.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of VJTF EDUSERVICES LTD. (VJTFEDU)?
The price-to-sales ratio of VJTF EDUSERVICES LTD. is 65.4 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of VJTF EDUSERVICES LTD. (VJTFEDU)?
Earnings per share at VJTF EDUSERVICES LTD. are ₹−0.6200. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of VJTF EDUSERVICES LTD. (VJTFEDU)?
The net margin of VJTF EDUSERVICES LTD. is −58.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of VJTF EDUSERVICES LTD. (VJTFEDU)?
The return on equity (ROE) of VJTF EDUSERVICES LTD. is −0.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of VJTF EDUSERVICES LTD. (VJTFEDU)?
On an EBIT basis the return on assets of VJTF EDUSERVICES LTD. is 0.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of VJTF EDUSERVICES LTD. (VJTFEDU)?
The operating margin of VJTF EDUSERVICES LTD. is 73.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at VJTF EDUSERVICES LTD. (VJTFEDU)?
Revenue at VJTF EDUSERVICES LTD. is growing −32.1% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at VJTF EDUSERVICES LTD. (VJTFEDU)?
Earnings per share at VJTF EDUSERVICES LTD. are growing −31.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does VJTF EDUSERVICES LTD. (VJTFEDU) carry?
The net debt of VJTF EDUSERVICES LTD. is ₹42.9M (fiscal year 2026, ≈ 0.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch VJTF EDUSERVICES LTD. in the live analysis
One click puts VJTF EDUSERVICES LTD. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 28,000+ stock screener.
Thin data
Oct 3, 2026