Volta Finance Limited (VTA) fair value: what the stock is really worth
As of Sep 29, 2026: fair value of Volta Finance Limited €14.01, price €5.95, upside +135.5%, quality 71 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range €3.24 – €6.53 · fair‑value band €11.20 – €18.48 · the €5.95 price screens below the €14.01 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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Volta Finance Limited is a closed-ended fixed income mutual fund launched and managed by AXA Investment Managers Paris S.A. The fund invests in the fixed income markets of Europe and the United States.
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Volta Finance Limited is a closed-ended fixed income mutual fund launched and managed by AXA Investment Managers Paris S.A. The fund invests in the fixed income markets of Europe and the United States. It primarily invests in corporate credits, sovereign and quasi-sovereign debt, residential mortgage loans, CDOs, ABS, leveraged loans, automobile loans, and debt interests in infrastructure assets. Volta Finance Limited was formed in December 2006 and is domiciled in the Guernsey, Channel Islands.
Stock analysis
Volta Finance Limited (VTA) currently trades at €5.95, while our model-based Fair Value estimate is €14.01, implying the stock looks roughly 57.5% undervalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of €16.46 per share, and 12 of the 19 models we run sit above the €5.95 price.
Bear case: the Dividend Discount group reads lowest at €4.50, and 7 of the 19 models stay below the price. Evidence for this calculation is high.
Scenario range: €11.20 (bear) to €18.48 (bull), the price of €5.95 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 71/100 (solid quality), in the Basic Materials sector.
Weak Growth: Revenue growth is weak, negative or inconsistent.
Volta Finance Limited reported revenue of €42.4M in FY2025 versus €77.9M in FY2021, a compound −14.1%/yr. Reported net income was €35.4M in FY2025, compounding −17.6%/yr from FY2021.
Key figures
Market cap €218M · P/E ratio 0.0 · EPS (TTM) €88.90 · Dividend yield 10.3% · Net margin 83.5% · Return on equity −0.3% · Return on assets (EBIT) 11.6% · Operating margin 139%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (low confidence).
What moves the price
The share trades about 9% below its 52-week high and 7% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Basic Materials peers we cover trades at −10% fair-value upside, at 135%, VTA screens cheaper than that median.
Fair Value models
Bear €11.20Fair Value €14.01Bull €18.48
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (€88.29 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.37/100
Revenue growth is weak, negative or inconsistent.
Revenue growth 1 year
−25.3%
Revenue growth 17 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.5%
’11
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’14
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’21
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’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+7.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year−3.3%
Dividend (yield on the price)10.3%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−3.3% vs −2.3%, steady
Profit margin 2019 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.82% → 79%
Start year 2020 (pandemic)
⚠ Revenue per share shrinking 1.7%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
Little optimism in the price
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
less than -40 %
Yearly growth needed for the next five years to justify today's price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Other Precious Metals & Mining · 104 stocks
Beats the industry median on 10/11 measures
Overall it ranks above its industry peers.
Valuation
Quality Score72 · Top 25%
Fair Value upside+135.5% · Top 25%
Profitability
Return on assets−1.6% · Above median
Net margin (TTM)83.5% · Top 25%
Operating margin (TTM)139.1% · Top 25%
Growth and dividend
Revenue growth−74.8% · Bottom 25%
Dividend yield (TTM)10.3% · Top 25%
Valuation Multiplesvs Other Precious Metals & Mining median · lower = cheaper
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Is Volta Finance Limited (VTA) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of €14.01 versus a price of €5.95, about +135% upside (undervalued).
What is the fair value of VTA?
Our model-based fair value for Volta Finance Limited is €14.01 (as of Sep 24, 2026), built from audited fundamentals. The current price: €5.95.
What is the quality score of VTA?
Volta Finance Limited has a Quality Score of 71/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Volta Finance Limited (VTA)?
Our model-based price target is the fair value of €14.01 (as of Sep 24, 2026) from 19 valuation models. Cautious scenario €11.20, optimistic scenario €18.48. It is a calculation from audited fundamentals, not an analyst target.
What is the Volta Finance Limited stock forecast for 2026?
Our models put fair value at €14.01, about +135% upside versus a price of €5.95 (undervalued). Cautious scenario €11.20, optimistic scenario €18.48. The calculation is refreshed regularly with new filings.
Does Volta Finance Limited pay a dividend?
Volta Finance Limited currently shows a dividend yield of about 10.25% relative to its recent price (as of Sep 24, 2026).
What growth is priced into Volta Finance Limited (VTA)?
For today's price to be fair in a discounted-cash-flow model, Volta Finance Limited would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 11.8 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 6 years revenue grew +30.5 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of VTA use?
Our models discount Volta Finance Limited at 11.8 %: a base by market capitalisation (micro), damped by beta 0.31, country premium for United Kingdom. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Volta Finance Limited that is less than minus 40 % per year a year over ten years, using the same discount rate (11.8 %) and the same formula as our fair value.
How much growth has Volta Finance Limited (VTA) delivered so far?
Over the past 6 years revenue at Volta Finance Limited grew +30.5 % a year. The price currently implies less than minus 40 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Volta Finance Limited (VTA) growing?
The median revenue growth in the sector is +5.5 % a year. That is the yardstick for the growth priced into Volta Finance Limited (less than minus 40 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Volta Finance Limited (VTA)?
The free-cash-flow yield on the price is 18.98 %: that much free cash flow Volta Finance Limited produces per unit of market value. When it exceeds the discount rate of our models (11.8 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Volta Finance Limited (VTA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Volta Finance Limited it is €14.01 per share (as of Sep 24, 2026), against a price of €5.95. It is the blended result of 19 valuation models (cash flow, earnings, asset, dividend).
Is Volta Finance Limited stock overvalued or undervalued in 2026?
As of Sep 24, 2026, VTA trades below its calculated fair value: price €5.95, fair value €14.01, a gap of about +135% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of VTA?
No. The price is what the market pays today (€5.95); the fair value is what the company's own numbers justify (€14.01). For Volta Finance Limited the two are €8.06 per share apart. That gap is exactly why we show both numbers side by side.
How much is Volta Finance Limited worth?
The market values Volta Finance Limited at about €218M (market capitalisation, as of Sep 24, 2026). Per share that is €5.95; our models calculate a fair value of €14.01 per share.
What do the bullish and bearish scenarios say about VTA?
Our models span a range for Volta Finance Limited: cautious scenario €11.20, base €14.01, optimistic €18.48 per share (as of Sep 24, 2026, price €5.95). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of VTA?
Volta Finance Limited trades at a price-to-earnings ratio of 0.0 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €14.01 is built from several models across several years. Other multiples: P/B 0.9, EV/EBITDA 6.1.
How solid is the balance sheet of Volta Finance Limited (VTA)?
Balance-sheet figures for Volta Finance Limited (as of Sep 24, 2026): return on equity −0.3%. They feed the Quality Score of 71/100, which measures business quality independently of the share price.
How far is VTA from its 52-week high?
Volta Finance Limited trades at €5.95, about 9% below its 52-week high of €6.53 and 7% above the low of €5.57 (as of Sep 29, 2026). Distance from the high says nothing about value: that is what the fair value of €14.01 is for.
Which stocks are comparable to Volta Finance Limited?
From the same area (Basic Materials) we also value PT Amman Mineral Internasional Tbk, Hecla Mining Company, Compañía de Minas Buenaventura S.A., Sibanye Stillwater Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Volta Finance Limited stock attractive at the current price?
The data as of Sep 24, 2026: price €5.95, calculated fair value €14.01 (+135%), Quality Score 71/100, from 19 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of VTA calculated?
We run Volta Finance Limited through 19 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €14.01, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.9 % above its aggregate fair value. Volta Finance Limited currently trades 58 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Volta Finance Limited (VTA)?
The closing price on Sep 29, 2026 was €5.95. Our model-based fair value is €14.01, about +135% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Volta Finance Limited right now?
The rarer combination: high quality (71/100) AND below fair value. That earns a closer look rather than a quick verdict. The price is below even our cautious bear case (€11.20). The market is more pessimistic than our downside scenario.
Where does the earnings growth of Volta Finance Limited (VTA) come from?
Earnings per share at Volta Finance Limited grew −0.5 % a year from 2012 to 2023. Broken into its drivers: revenue per share −1.0 %, EBIT margin +0.4 %, tax rate +0.6 %, residual (interest, one-offs) −0.5 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Volta Finance Limited
How large is the market capitalisation of Volta Finance Limited (VTA)?
The market capitalisation of Volta Finance Limited is €218M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Volta Finance Limited (VTA)?
Earnings per share at Volta Finance Limited are €88.90 (price ÷ EPS = P/E 0.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Volta Finance Limited (VTA)?
The dividend yield of Volta Finance Limited is 10.3% (payout 0.7%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Volta Finance Limited (VTA)?
The net margin of Volta Finance Limited is 83.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Volta Finance Limited (VTA)?
The return on equity (ROE) of Volta Finance Limited is −0.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Volta Finance Limited (VTA)?
On an EBIT basis the return on assets of Volta Finance Limited is 11.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Volta Finance Limited (VTA)?
The operating margin of Volta Finance Limited is 139% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How much revenue does Volta Finance Limited (VTA) generate?
Volta Finance Limited generates revenue of −€204K (last twelve months). Revenue of the last twelve months (TTM), the most recent full year, not the calendar year.
How fast is revenue growing at Volta Finance Limited (VTA)?
Revenue at Volta Finance Limited is growing −74.8% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Volta Finance Limited (VTA)?
Earnings per share at Volta Finance Limited are growing −66.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Volta Finance Limited (VTA) hold?
Volta Finance Limited holds more cash than debt, €41.7M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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