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Wall Financial Corporation (WFICF) fair value: what the stock is really worth
As of Sep 25, 2026: fair value of Wall Financial Corporation $13.68, price $13.58, upside +0.7%, quality 62 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? Yes
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Broad data
Sep 24, 2026
Broad data
Sep 24, 2026
Wall Financial Corporation
WFICF · USNeutralThe stock looks roughly fairly valued with average quality.
·Fair value $13.68 · Fairly valued (+0.7%)
✓Quality 62/100
!Mixed Growth (revenue 5y −15.4 %/yr)
✓Solidly profitable · 18.3% net margin (TTM)
!High debt · generates free cash flow
!7.4% dividend yield · Pays more than it earns
✓Wide moat 66/100
!The models disagree: range $5.31 to $26.27
What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range $7.08 – $13.81 · fair‑value band $5.31 – $26.27 · the $13.58 price screens below the $13.68 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Company profile
Wall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada. The company operates in three segments: Rental, Hotel, and Development.
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Wall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada. The company operates in three segments: Rental, Hotel, and Development. It is involved in the ownership and management of revenue-producing residential and commercial properties; ownership and management of hotel properties; and development and sale of residential housing. Wall Financial Corporation was founded in 1969 and is based in Vancouver, Canada.
Stock analysis
Wall Financial Corporation (WFICF) currently trades at $13.58, while our model-based Fair Value estimate is $13.68, so the stock looks roughly fairly valued today (gap 0.7%).
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Valuation
Bull case: the DCF Models group reads highest at a median of $13.07 per share, and 4 of the 14 models we run sit above the $13.58 price.
Bear case: the Asset-Based group reads lowest at $3.12, and 10 of the 14 models stay below the price. Evidence for this calculation is high.
Scenario range: $5.31 (bear) to $26.27 (bull), the price of $13.58 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Consumer Cyclical sector.
Mixed Growth: Spin-off in 2026: revenue and profit before it include the divested business. Growth is measured afresh from 2026.
Wall Financial Corporation reported revenue of C$179M in FY2026 versus C$241M in FY2022, a compound −7.1%/yr. Reported net income was C$33.3M in FY2026, compounding +22.9%/yr from FY2022.
Key figures
Market cap $435M · P/E ratio 19.4 · P/S ratio 3.61 · EPS (TTM) $0.7000 · Dividend yield 7.4% · Net margin 18.6% · Return on equity 13.5% · Return on assets (EBIT) 5.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades at its 52-week high and 9% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −28% fair-value upside, at 1%, WFICF screens cheaper than that median.
Fair Value models
Bear $5.31
Fair Value $13.68
Bull $26.27
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.
Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.
Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Residual Income
$4.47
$5.58
$8.11
73
FCF DCF
$4.14
$11.89
$23.34
72
Growth DCF
$4.01
$10.96
$20.69
71
All 14 models by family
DCF Models
FCF DCF
$4.14
$11.89
$23.34
72
5Y Revenue Exit
$4.20
$13.07
$24.89
65
5Y EBITDA Exit
$8.47
$21.65
$37.93
69
10Y Revenue Exit
$3.63
$11.49
$23.06
59
10Y EBITDA Exit
$6.56
$17.16
$32.78
62
Multiples
P/S Multiple
$9.35
$12.47
$15.58
58
P/B Multiple
$6.99
$9.32
$11.65
55
EV/EBIT
$15.45
$23.48
$31.51
65
EV/EBITDA
$13.20
$20.48
$27.75
66
EV/Revenue
$4.65
$10.34
$16.04
51
Asset-Based
NCAV (Graham)
$2.33
$3.12
$4.66
54
Growth DCF
Growth DCF
$4.01
$10.96
$20.69
71
Rev-Margin DCF
$4.20
$12.93
$23.90
66
Economic Profit
Residual Income
$4.47
$5.58
$8.11
73
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Set up alert →Quality Score breakdown
Overall quality
62/100
Of which business quality 56 · Market factors (momentum, volatility) 69
Profitability
38
Margins and returns on capital today
Quality Growth
57
Are margins and returns improving?
Cashflow
76
Earnings quality: real cash, not paper profit
Fin. Strength
10
Balance sheet, leverage, solvency risk
Investment
93
Disciplined investing over empire-building
Low Volatility
96
Calm price path (market factor)
Momentum
48
Price trend over the last 3–12 months (market factor)
52W Momentum
72
Distance to the 52-week high (market factor)
Net Issuance
87
Share count: buybacks or dilution?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
55/100
Spin-off in 2026: revenue and profit before it include the divested business. Growth is measured afresh from 2026.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−15.4%
Start year 2020 (pandemic). Over 10 years: +11.7% a year
Revenue growth 28 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.2%
’15
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’19
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’21
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+25.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+18.4%
Dividend (yield on the price)7.4%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.18.4% vs 6.0%, picking up
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.10% → 37%
Start year 2021 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+21.2%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (figures in CAD, Canada: IMF forecast 2.1% a year to 2030, 2.6% from 2016 to 2025) that is about +18.6% a year for the price.
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Context: sector, industry, market
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Lodging stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Marriott International, Inc MAR | $355.67 | $152.36 | −57% |
| Hilton Worldwide Holdings HLT | $320.28 | $270.90 | −15% |
| InterContinental Hotels Group IHG | $161.11 | $99.86 | −38% |
| Hyatt Hotels Corporation H | $158.48 | $48.73 | −69% |
| H World Group HTHT | $43.14 | $61.97 | +44% |
| Accor SA AC | €44.20 | €41.51 | −6% |
| The Indian Hotels Company INDHOTEL | ₹726.80 | ₹494.26 | −32% |
| Jabal Omar Development Company 4250 | 17.17 SAR | 17.95 SAR | +5% |
| Wyndham Hotels & Resorts, Inc WH | $69.99 | $30.01 | −57% |
| Choice Hotels International, Inc CHH | $101.81 | $73.63 | −28% |
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Frequently asked questions
Is Wall Financial Corporation (WFICF) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of $13.68 versus the last price from Sep 25, 2026 of $13.58, about +1% upside (fairly valued).
What is the fair value of WFICF?
Our model-based fair value for Wall Financial Corporation is $13.68 (as of Sep 24, 2026), built from audited fundamentals. Last price (from Sep 25, 2026): $13.58.
What is the quality score of WFICF?
Wall Financial Corporation has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Wall Financial Corporation (WFICF)?
Our model-based price target is the fair value of $13.68 (as of Sep 24, 2026) from 14 valuation models. Cautious scenario $5.31, optimistic scenario $26.27. It is a calculation from audited fundamentals, not an analyst target.
What is the Wall Financial Corporation stock forecast for 2026?
Our models put fair value at $13.68, about +1% upside versus the last price from Sep 25, 2026 of $13.58 (fairly valued). Cautious scenario $5.31, optimistic scenario $26.27. The calculation is refreshed regularly with new filings.
What is the revenue of Wall Financial Corporation (WFICF)?
Wall Financial Corporation reported trailing-twelve-month revenue of about C$174M (latest available figure, as of Sep 24, 2026).
Does Wall Financial Corporation pay a dividend?
Wall Financial Corporation currently shows a dividend yield of about 7.36% relative to its recent price (as of Sep 24, 2026).
What growth is priced into Wall Financial Corporation (WFICF)?
For today's price to be fair in a discounted-cash-flow model, Wall Financial Corporation would have to grow free cash flow by +21.2 % per year for five years (discount rate 10.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -1.3 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of WFICF use?
Our models discount Wall Financial Corporation at 10.1 %: a base by market capitalisation (small), damped by beta 0.60, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Wall Financial Corporation that is +21.2 % per year a year over ten years, using the same discount rate (10.1 %) and the same formula as our fair value.
How much growth has Wall Financial Corporation (WFICF) delivered so far?
Over the past 5 years revenue at Wall Financial Corporation grew -1.3 % a year. The price currently implies +21.2 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Wall Financial Corporation (WFICF) growing?
The median revenue growth in the sector is +1.8 % a year. That is the yardstick for the growth priced into Wall Financial Corporation (+21.2 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Wall Financial Corporation (WFICF)?
The free-cash-flow yield on the price is 5.92 %: that much free cash flow Wall Financial Corporation produces per unit of market value. When it exceeds the discount rate of our models (10.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Wall Financial Corporation (WFICF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Wall Financial Corporation it is $13.68 per share (as of Sep 24, 2026), against a price of $13.58. It is the blended result of 14 valuation models (cash flow, earnings, asset, dividend).
Is Wall Financial Corporation stock overvalued or undervalued in 2026?
As of Sep 24, 2026, WFICF trades below its calculated fair value: price $13.58, fair value $13.68, a gap of about +1% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of WFICF?
No. The price is what the market pays today ($13.58); the fair value is what the company's own numbers justify ($13.68). For Wall Financial Corporation the two are $0.1000 per share apart. That gap is exactly why we show both numbers side by side.
How much is Wall Financial Corporation worth?
The market values Wall Financial Corporation at about $435M (market capitalisation, as of Sep 24, 2026). Per share that is $13.58; our models calculate a fair value of $13.68 per share.
What do the bullish and bearish scenarios say about WFICF?
Our models span a range for Wall Financial Corporation: cautious scenario $5.31, base $13.68, optimistic $26.27 per share (as of Sep 24, 2026, price $13.58). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is WFICF from its 52-week high?
Wall Financial Corporation trades at $13.58, at its 52-week high of $13.58 and 9% above the low of $12.42 (as of Sep 25, 2026). Distance from the high says nothing about value: that is what the fair value of $13.68 is for.
Which stocks are comparable to Wall Financial Corporation?
From the same area (Consumer Cyclical) we also value Marriott International, Inc, Hilton Worldwide Holdings, InterContinental Hotels Group, Hyatt Hotels Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Wall Financial Corporation stock attractive at the current price?
The data as of Sep 24, 2026: price $13.58, calculated fair value $13.68 (+1%), Quality Score 62/100, from 14 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of WFICF calculated?
We run Wall Financial Corporation through 14 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $13.68, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Wall Financial Corporation currently trades 1 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Wall Financial Corporation (WFICF)?
The latest price we hold is from Sep 25, 2026 and stands at $13.58. Our model-based fair value is $13.68, about +1% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Wall Financial Corporation right now?
The model range is unusually wide ($5.31 to $26.27). The outcome hinges heavily on assumptions, so read the point estimate with caution. The price sits close to our fair value, market and models broadly agree here, little valuation tension.
Where does the earnings growth of Wall Financial Corporation (WFICF) come from?
Earnings per share at Wall Financial Corporation grew +6.0 % a year from 2015 to 2026. Broken into its drivers: revenue per share +1.1 %, EBIT margin +11.0 %, tax rate −3.8 %, residual (interest, one-offs) −1.8 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Wall Financial Corporation
How large is the market capitalisation of Wall Financial Corporation (WFICF)?
The market capitalisation of Wall Financial Corporation is $435M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/E ratio of Wall Financial Corporation (WFICF)?
The price-to-earnings ratio of Wall Financial Corporation is 19.4. Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of Wall Financial Corporation (WFICF)?
The price-to-sales ratio of Wall Financial Corporation is 3.61 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Wall Financial Corporation (WFICF)?
Earnings per share at Wall Financial Corporation are $0.7000 (price ÷ EPS = P/E 19.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Wall Financial Corporation (WFICF)?
The dividend yield of Wall Financial Corporation is 7.4% (payout 143%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Wall Financial Corporation (WFICF)?
The net margin of Wall Financial Corporation is 18.6% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Wall Financial Corporation (WFICF)?
The return on equity (ROE) of Wall Financial Corporation is 13.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Wall Financial Corporation (WFICF)?
On an EBIT basis the return on assets of Wall Financial Corporation is 5.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Wall Financial Corporation (WFICF)?
The operating margin of Wall Financial Corporation is 30.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Wall Financial Corporation (WFICF)?
Revenue at Wall Financial Corporation is growing −12.7% versus a year earlier (3y avg +7.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Wall Financial Corporation (WFICF)?
Earnings per share at Wall Financial Corporation are growing −24.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Wall Financial Corporation (WFICF) carry?
The net debt of Wall Financial Corporation is C$665M (fiscal year 2026, ≈ 18.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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