Wilmington PLC (WIL) fair value: what the stock is really worth
As of Nov 12, 2026: fair value (intrinsic value) of Wilmington PLC stock £2.03, price £2.65, that is 23.4% below the price, quality 57 out of 100. Rating: overvalued. Calculated from audited financials with 23 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
60‑month range £1.79 – £3.96 · fair‑value band £1.26 – £2.78 · the £2.65 price screens above the £2.03 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.
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Wilmington plc, together with its subsidiaries, provides data, information, training, and education solutions to professional markets in the United Kingdom, the United States, rest of Europe, and internationally.
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The company operates through Health, Safety and Environment (HSE), Legal, and Financial Services segments.
It offers risk and compliance data; face-to-face and online learning for various industry standard qualifications and certificates; and compliance training and technical support, including formal qualifications, continuing education, and mandatory training through instructor-led and self-guided formats for customers across various industries, such as financial services, legal, and health, safety, and environment sectors.
The company also provides training courses in health, safety, and environmental industries; international compliance and regulatory information for the insurance industry; witness training and conference services; certified professional training; training courses in compliance and money laundering; facilitation of ISO certification services for businesses; professional association services; training and support services for the accounting profession; conference and networking services for specialist events in the healthcare and finance industries; information and events for professional markets; and trust and shared services.
It offers its services under the ICA, CLTi, Mercia, Astutis, Bond Solon, and FRA brands. The company was formerly known as Wilmington Group plc and changed its name to Wilmington plc in February 2015. Wilmington plc was incorporated in 1995 and is based in Birmingham, the United Kingdom.
Stock analysis
Wilmington PLC (WIL) currently trades at £2.65, while our model-based Fair Value estimate is £2.03, 23% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of £2.61 per share, and 4 of the 23 models we run sit above the £2.65 price.
Bear case: the Economic Profit group reads lowest at £1.32, and 19 of the 23 models stay below the price. Data coverage for this calculation is high.
Scenario range: £1.26 (bear) to £2.78 (bull), the price of £2.65 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 57/100 (solid quality), in the Consumer Defensive sector.
Weak Growth: Revenue growth is weak: less than 2 % a year.
Wilmington PLC reported revenue of £120M in FY2026 versus £121M in FY2022, a compound −0.2%/yr. Reported net income was £11.2M in FY2026, compounding −23.7%/yr from FY2022.
Key figures
Market cap £237M Small · P/E ratio 18.9 · P/S ratio 1.98 · EPS (TTM) £0.1400 · Dividend yield 4.4% · Net margin 9.3% · Return on equity 11.1% · Return on assets (EBIT) 12.0% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 54 out of 100 (low confidence).
What moves the price
The share trades about 14% below its 52-week high and 15% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 28% fair-value upside, at −23%, WIL screens richer than that median.
Fair Value models
Bear£1.26Fair Value £2.03Bull£2.78
Price £2.65 · Downside -23.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 4 months old). Earnings retained since then (£0.0089 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
+18.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.2%
Start year 2021 (pandemic). Over 10 years: +1.3% a year
Revenue growth 33 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.5%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
+16.4%
Earnings growth per share plus dividend.
Earnings per share, growth per year+12.0%
Dividend (yield on the price)4.4%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−10.0% vs 0.6%, slowing
Profit margin 2020 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.9% → 20%
Pace: the 5-year rate starts in 2021 (pandemic)
Growth Forecast
Price in line with expectations
The price assumes more growth than the company has delivered so far and about what analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+8.5%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+9.4%
Yearly sales growth analysts expect, extended to five years.
After inflation (UK: IMF forecast 2.3% a year to 2030, 3.3% from 2016 to 2025) that is about +6.0% a year for the price and +6.9% for the forecasts.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 114 stocks
Beats the industry median on 7/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score57 · Above median
Fair Value upside−23.4% · Below median
Profitability
Return on equity (12 months)11.1% · Above median
Return on assets4.1% · Above median
Net margin (12 months)9.3% · Above median
Operating margin (12 months)20.7% · Above median
Growth and dividend
Revenue growth (quarter YoY)53.4% · Top 25%
Dividend yield (12 months)4.4% · Above median
Balance sheet
Debt / equity0.57× · Highest 25%
Valuation Multiplesvs Education & Training Services median · lower = cheaper
P/E (12 months)18.9× · Pricier than median
P/B2.07× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (12 months)1.98× · Pricier than median
Price / free cash flow (fiscal year)14.2× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Wilmington PLC Fair Value". https://www.fairvalue-calculator.com/stock/WIL
Frequently asked questions
Is Wilmington PLC (WIL) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of £2.03 versus a price of £2.65, about 23% lower (overvalued).
What is the fair value of WIL?
Our model-based fair value for Wilmington PLC is £2.03 (as of Nov 8, 2026), built from audited fundamentals. The current price: £2.65.
What is the quality score of WIL?
Wilmington PLC has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Wilmington PLC (WIL)?
Our model-based price target is the fair value of £2.03 (as of Nov 8, 2026) from 23 valuation models. Cautious scenario £1.26, optimistic scenario £2.78. It is a calculation from audited fundamentals, not an analyst target.
What is the Wilmington PLC stock forecast for 2026?
Our models put fair value at £2.03, about 23% lower versus a price of £2.65 (overvalued). Cautious scenario £1.26, optimistic scenario £2.78. The calculation is refreshed regularly with new filings.
What is the revenue of Wilmington PLC (WIL)?
Wilmington PLC reported trailing-twelve-month revenue of about £120M (latest available figure, as of Nov 8, 2026).
Does Wilmington PLC pay a dividend?
Wilmington PLC currently shows a dividend yield of 4.38% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of Wilmington PLC (WIL) and when is the ex-dividend date?
Wilmington PLC pays a dividend of £0.116 per share a year, a dividend yield of 4.4%. The last ex-dividend date was Oct 29, 2026. A dividend has been paid every year since at least 1996. The payout ratio is 82.9% of earnings. Free cash flow covers the dividend 1.61 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into Wilmington PLC (WIL)?
For today's price to be fair in a discounted-cash-flow model, Wilmington PLC would have to grow free cash flow by +8.5 % per year for five years (discount rate 10.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +1.2 % per year. As of Nov 8, 2026.
What discount rate (WACC) does the fair value of WIL use?
Our models discount Wilmington PLC at 10.3 %: a base by market capitalisation (small), damped by beta 0.30, country premium for United Kingdom. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Wilmington PLC that is +8.5 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.3 %) and the same formula as our fair value.
How much growth has Wilmington PLC (WIL) delivered so far?
Over the past 5 years revenue at Wilmington PLC grew +1.2 % a year. The price currently implies free-cash-flow growth of +8.5 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Wilmington PLC (WIL) growing?
The median revenue growth in the sector is +7.9 % a year. That is the yardstick for the growth priced into Wilmington PLC (+8.5 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Wilmington PLC (WIL)?
The free-cash-flow yield on the price is 7.04 %: that much free cash flow Wilmington PLC produces per unit of market value. When it exceeds the discount rate of our models (10.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Wilmington PLC (WIL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Wilmington PLC it is £2.03 per share (as of Nov 8, 2026), against a price of £2.65. It is the blended result of 23 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Growth DCF, Economic Profit, Growth Earnings).
Is Wilmington PLC stock overvalued or undervalued in 2026?
As of Nov 8, 2026, WIL trades above its calculated fair value: price £2.65, fair value £2.03, a gap of about −23% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of WIL?
No. The price is what the market pays today (£2.65); the fair value is what the company's own numbers justify (£2.03). For Wilmington PLC the two are £0.6200 per share apart. That gap is exactly why we show both numbers side by side.
How much is Wilmington PLC worth?
The market values Wilmington PLC at about £237M (market capitalisation, as of Nov 8, 2026). Per share that is £2.65; our models calculate a fair value of £2.03 per share.
What do the bullish and bearish scenarios say about WIL?
Our models span a range for Wilmington PLC: cautious scenario £1.26, base £2.03, optimistic £2.78 per share (as of Nov 8, 2026, price £2.65). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of WIL?
Wilmington PLC trades at a price-to-earnings ratio of 18.9 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of £2.03 is built from several models across several years. Other multiples: P/B 2.1, P/S 2.0, EV/EBITDA 9.4.
How solid is the balance sheet of Wilmington PLC (WIL)?
Balance-sheet figures for Wilmington PLC (as of Nov 8, 2026): return on equity 11.1%, debt of 0.57 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is WIL from its 52-week high?
Wilmington PLC trades at £2.65, about 14% below its 52-week high of £3.08 and 15% above the low of £2.30 (as of Nov 12, 2026). Distance from the high says nothing about value: that is what the fair value of £2.03 is for.
Which stocks are comparable to Wilmington PLC?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, Laureate Education, Inc, Covista Inc, Physicswallah Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Wilmington PLC stock attractive at the current price?
The data as of Nov 8, 2026: price £2.65, calculated fair value £2.03 (−23%), Quality Score 57/100, from 23 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of WIL calculated?
We run Wilmington PLC through 23 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of £2.03 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.3% above its aggregate fair value. Wilmington PLC itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Wilmington PLC (WIL)?
The closing price on Nov 12, 2026 was £2.65. Our model-based fair value is £2.03, about 23% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Wilmington PLC right now?
Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (£1.26 to £2.78) leaves room in how you read the outcome.
Where does the earnings growth of Wilmington PLC (WIL) come from?
Earnings per share at Wilmington PLC grew +8.1 % a year from 2015 to 2026. Broken into its drivers: revenue per share −0.5 %, EBIT margin +3.9 %, tax rate −0.4 %, residual (interest, one-offs) +4.8 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Wilmington PLC
How large is the market capitalisation of Wilmington PLC (WIL)?
The market capitalisation of Wilmington PLC is £237M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Wilmington PLC (WIL)?
The price-to-sales ratio of Wilmington PLC is 1.98 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Wilmington PLC (WIL)?
Earnings per share at Wilmington PLC are £0.1400 (price ÷ EPS = P/E 18.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Wilmington PLC (WIL)?
The dividend yield of Wilmington PLC is 4.4% (payout 82.9%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Wilmington PLC (WIL)?
The net margin of Wilmington PLC is 9.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Wilmington PLC (WIL)?
The return on equity (ROE) of Wilmington PLC is 11.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Wilmington PLC (WIL)?
On an EBIT basis the return on assets of Wilmington PLC is 12.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Wilmington PLC (WIL)?
The operating margin of Wilmington PLC is 20.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Wilmington PLC (WIL)?
Revenue at Wilmington PLC is growing +53.4% versus a year earlier (3y avg −1.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Wilmington PLC (WIL)?
Earnings per share at Wilmington PLC are growing +1.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Wilmington PLC (WIL) carry?
The net debt of Wilmington PLC is £56.6M (fiscal year 2026, ≈ 3.4 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 8, 2026