Worldline SA (WLN) Fair Value & Analysis
Technology · FR · Market cap €574M
Fair value as of: Jul 18, 2026
From 11 valuation models · updated 23 days ago
Fair value updated Jul 18, 2026, revised from €6.48 to €14.38 (+122.0%) since Jun 24, 2026. Share price +25.3% over the past month.
Below-average quality, screening 14% undervalued on our models.
What matters now
- A fairly wide model range (€9.69 to €19.07) leaves room in how you read the outcome.
- Our model range runs from €9.69 (bear) to €19.07 (bull), base €14.38. The closer the price sits to the lower half, the larger the margin of safety.
- Quality 43/100 (below-average quality) with medium evidence: read the verdict with care.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.
How to read this chart
60‑month range €9.44 – €876.65 · fair‑value band €9.69 – €19.07 · the €12.60 price screens below the €14.38 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 18, 2026.
Analysis
Worldline SA (WLN) currently trades at €12.60, while our model-based Fair Value estimate is €14.38, implying the stock looks roughly 14.2% undervalued today. The Quality Score stands at 43/100 (below-average quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.
Trailing-twelve-month revenue stands at €4.0B. Revenue declined 3.7% year over year. It earns a return on equity of -77.9%. Net debt stands at €2.2B. Fundamentals as of Jul 18, 2026
Our scenario range runs from €9.69 (bear case) to €19.07 (bull case); at €12.60, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Technology peers we cover trades at -50% fair-value upside, at 14%, WLN screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 11 models by family
Widest divergence: Asset-Based (€38.56) versus Growth DCF (€13.01). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 40 · Market factors (momentum, volatility) 16
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Worldline SA, together with its subsidiaries, provides payment and transaction services in Europe and internationally. The company operates in two segments, Merchant Services and Financial Services.
Full company description
Worldline SA, together with its subsidiaries, provides payment and transaction services in Europe and internationally. The company operates in two segments, Merchant Services and Financial Services. It offers merchant solutions, including in-store, online, omnichannel, cross-border payments, and payments for platforms; and merchant products, such as in-store and online payment gateways, merchant acquiring, tap on mobile, scan and pay, payment terminals, and account-to-account payments. The company also provides financial institutions solutions comprising issuing, acquiring, account payments, open and digital banking, ATM management, authentication and security, and digital currency. It serves retail and marketplaces, digital goods and services, self-service, petrol and energy, financial institutions, travel and hospitality, mobility, public sector, and manufacturing industries. The company was formerly known as Atos Worldline SAS and changed its name to Worldline SA in April 2014. Worldline SA was founded in 1973 and is headquartered in Puteaux, France.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Worldline SA reported revenue of €4.0B in FY2025 versus €3.7B in FY2021, a compound +2.2%/yr. Reported net income was −€5.2B in FY2025.
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Earlier news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- WORLDLINE : Divestment of ANZ Worldline Payment Solutions JV in Australia to ANZ finalised
- Worldline SA (WRDLY) (H1 2026) Earnings Call Highlights: Debt Slashed, Merchant Services ...
- Worldline cuts revenue growth forecast as bank contract delays slow recovery
- Worldline : Monthly information relating to the total number of voting rights and shares making up the share capital on 30 June 2026
Peer Group
Software - Infrastructure · 368 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Infrastructure median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Microsoft Corporation MSFT | $384.00 | $274.17 | -29% |
| Oracle Corporation ORAC | C$9.08 | C$2.94 | -68% |
| Fortinet, Inc FTNT | $160.78 | $44.96 | -72% |
| Synopsys, Inc 1SNPS | €354.50 | €93.61 | -74% |
| Block, Inc XYZ | A$114.53 | A$70.69 | -38% |
| CoreWeave, Inc CRWV | $79.94 | $44.89 | -44% |
| Range Intelligent Computing Technology Group 300442 | ¥71.60 | ¥34.00 | -53% |
| Oracle Financial Services Software Limited OFSS | ₹11,651 | ₹5,821 | -50% |
| 360 Security Technology Inc 601360 | ¥9.64 | ¥5.05 | -48% |
| One97 Communications Limited PAYTM | ₹1,342 | ₹181.50 | -86% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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