EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

Xcel Energy Inc. (X1EL34) fair value: what the stock is really worth

As of Oct 1, 2026: fair value of Xcel Energy Inc. BRL 21.29, price BRL 45.20, upside -52.9%, quality 36 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? No
  3. Add to watchlist

Utilities · BR · Home US

XE Some data Sep 29, 2026

Xcel Energy Inc.

X1EL34 · SA

Weakest SetupStrongly overvalued and low quality.

!Fair value R$21.29 · Strongly overvalued (−52.9%)
!Quality 36/100
!Weak Growth (revenue 3y −1.4 %/yr)
✓Solidly profitable · 14.1% net margin (TTM)
!Moderate debt · negative free cash flow
!1.1% dividend yield · Watch coverage
!Trails peers (2/11)
!Moderate moat 53/100
!Evidence only medium, so the estimate is less certain
!Weak on valuation: 4 out of 100
!Weak on future: 15 out of 100
Watch Xcel Energy Inc. for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free Pro now: $1 first month

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

R$52.62 R$32.61 Fair Value R$21.29 Jun 2021 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 29, 2026.

How to read this chart

60‑month range R$32.61 – R$52.62 · fair‑value band R$19.90 – R$24.39 · the R$45.20 price screens above the R$21.29 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 29, 2026.

Follow Xcel Energy in your weekly email

Every Wednesday you see whether Xcel Energy is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Xcel Energy Inc., through its subsidiaries, operates as an electric and natural gas delivery company in the United States. It operates through Regulated Electric Utility and Regulated Natural Gas Utility segments.

Show more

Xcel Energy Inc., through its subsidiaries, operates as an electric and natural gas delivery company in the United States. It operates through Regulated Electric Utility and Regulated Natural Gas Utility segments. The company generates, purchases, transmits, distributes, and sells electricity through its energy portfolio, including wind, nuclear, hydroelectric, biomass, and solar power from both owned generation facilities and PPAs, as well as its fossil fuel energy portfolio, such as coal and natural gas; sale and resale of wholesale transmission service; and engages in wholesale commodity and trading operations. It also purchases, transports, stores, distributes, and sells natural gas; develops and leases natural gas pipelines and storage facilities; operates interstate natural gas pipeline; and invests in rental housing projects, energy technology companies, and community solar garden nonregulated assets. It serves electric and natural gas customers in portions of Colorado, Michigan, Minnesota, New Mexico, North Dakota, South Dakota, Texas, and Wisconsin. The company was formerly known as Northern States Power company. Xcel Energy Inc. was incorporated in 1909 and is headquartered in Minneapolis, Minnesota.

Stock analysis

Xcel Energy Inc. (X1EL34) currently trades at R$45.20, while our model-based Fair Value estimate is R$21.29, 52.9% below the price, so the stock looks overvalued today.

Show more

Valuation

Bull case: the Growth Earnings group reads highest at a median of R$28.79 per share, and 0 of the 12 models we run sit above the R$45.20 price.

Bear case: the Dividend Discount group reads lowest at R$13.41, and 12 of the 12 models stay below the price. Evidence for this calculation is medium.

Scenario range: R$19.90 (bear) to R$24.39 (bull), the price of R$45.20 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 36/100 (below-average quality), in the Utilities sector.

Weak Growth: Revenue growth is weak: less than 2 % a year.

Xcel Energy Inc. reported revenue of $14.7B in FY2025 versus $13.4B in FY2021, a compound +2.2%/yr. Reported net income was $2.0B in FY2025, compounding +6.0%/yr from FY2021.

Key figures

Market cap R$250B (≈ $47.9B) · P/E ratio 22.4 · P/S ratio 3.08 · EPS (TTM) R$8.99 · Dividend yield 1.1% · Net margin 13.8% · Return on equity 9.6% · Return on assets (EBIT) 3.6%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).

What moves the price

The share trades about 14% below its 52-week high and at its 52-week low, currently below its 200-day average.

For context, the median of 10 Utilities peers we cover trades at −34% fair-value upside, at −53%, X1EL34 screens richer than that median.

Fair Value models

Bear R$19.90 Fair Value R$21.29 Bull R$24.39
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (R$5.06 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Residual Income R$21.06 R$22.83 R$25.77 73
Gordon GGM R$12.25 R$13.41 R$15.18 67
Graham-Dodd R$14.29 R$17.46 R$19.64 65
All 12 models by family
Earnings-Based
Graham-Dodd R$14.29 R$17.46 R$19.64 65
Dividend Discount
Gordon GGM R$12.25 R$13.41 R$15.18 67
DDM Multi-Stage R$12.25 R$15.38 R$19.75 65
Multiples
P/E Multiple R$28.36 R$37.82 R$47.27 63
P/S Multiple R$26.79 R$35.72 R$44.64 58
P/B Multiple R$26.79 R$35.72 R$44.64 55
EV/EBIT n/a R$7.48 R$17.57 61
EV/EBITDA R$11.38 R$26.12 R$40.87 63
EV/Revenue n/a R$2.10 >R$8.40 50
Asset-Based
NCAV (Graham) R$12.29 R$16.47 R$24.58 54
Economic Profit
Residual Income R$21.06 R$22.83 R$25.77 73
Growth Earnings
Growth-Adj P/E R$20.15 R$28.79 R$37.43 65

Open the full fair value analysis →

Notify me when X1EL34 reaches fair value

Put X1EL34 on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 36/100

Of which business quality 36 · Market factors (momentum, volatility) 47

Profitability 30
Margins and returns on capital today
Quality Growth 51
Are margins and returns improving?
Cashflow 49
Earnings quality: real cash, not paper profit
Fin. Strength 36
Balance sheet, leverage, solvency risk
Investment 30
Disciplined investing over empire-building
Low Volatility 98
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 12
Distance to the 52-week high (market factor)
Net Issuance 19
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 20/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
+9.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.4%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+3.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year+2.0%
Dividend (yield on the price)1.1%
Profit margin 2021 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.16% → 18%

X1EL34 screens overvalued: fair value 53% below the price. Compare with NextEra Energy, Inc →

Compare Xcel Energy Inc. with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Utilities - Regulated Electric · 153 stocks

Beats the industry median on 2/11 measures
Overall it trails its industry peers.
Valuation
Quality Score 36 · Bottom 25%
Fair Value upside −22.2% · Below median
Profitability
Return on equity (TTM) 9.6% · Below median
Return on assets 2.3% · Bottom 25%
Net margin (TTM) 14.1% · Above median
Operating margin (TTM) 18.2% · Above median
Growth and dividend
Revenue growth 2.9% · Below median
Dividend yield (TTM) 1.1% · Bottom 25%
Balance sheet
Debt / equity 1.35× · Above median

Valuation Multiplesvs Utilities - Regulated Electric median · lower = cheaper

P/E (TTM) 22.4× · Priciest 25%
PEG 2.12× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)4 · sector 12
FUTURE (revenue growth)15 · sector 21
PAST (return on equity)38 · sector 39
HEALTH (low debt)33 · sector 52
DIVIDEND (yield)23 · sector 66

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Utilities - Regulated Electric stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
NextEra Energy, Inc NEE $75.74 $29.97 −60%
The Southern Company SO $82.89 $57.57 −31%
Duke Energy Corporation DUK $113.41 $74.88 −34%
American Electric Power Company AEP $118.64 $100.03 −16%
Dominion Energy, Inc D $60.76 $37.84 −38%
Entergy Corporation ETR $98.10 $37.37 −62%
Exelon Corporation EXC $40.32 $36.01 −11%
Consolidated Edison, Inc ED $103.33 $47.76 −54%
PG&E Corporation PCG $12.34 $17.85 +45%
Public Service Enterprise Group PEG $67.89 $33.50 −51%

Explore undervalued stocks

More undervalued Utilities stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Xcel Energy Inc. · Fair Value
R$21.29 −53%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "Xcel Energy Inc. Fair Value". https://www.fairvalue-calculator.com/stock/X1EL34

Frequently asked questions

Is Xcel Energy Inc. (X1EL34) overvalued or undervalued?
As of Sep 29, 2026, our model estimates a fair value of R$21.29 versus a price of R$45.20, about −53% upside (overvalued).
What is the fair value of X1EL34?
Our model-based fair value for Xcel Energy Inc. is R$21.29 (as of Sep 29, 2026), built from audited fundamentals. The current price: R$45.20.
What is the quality score of X1EL34?
Xcel Energy Inc. has a Quality Score of 36/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Xcel Energy Inc. (X1EL34)?
Our model-based price target is the fair value of R$21.29 (as of Sep 29, 2026) from 12 valuation models. Cautious scenario R$19.90, optimistic scenario R$24.39. It is a calculation from audited fundamentals, not an analyst target.
What is the Xcel Energy Inc. stock forecast for 2026?
Our models put fair value at R$21.29, about −53% upside versus a price of R$45.20 (overvalued). Cautious scenario R$19.90, optimistic scenario R$24.39. The calculation is refreshed regularly with new filings.
What is the revenue of Xcel Energy Inc. (X1EL34)?
Xcel Energy Inc. reported trailing-twelve-month revenue of about $14.8B (latest available figure, as of Sep 29, 2026).
Does Xcel Energy Inc. pay a dividend?
Xcel Energy Inc. currently shows a dividend yield of about 1.14% relative to its recent price (as of Sep 29, 2026).
What is the intrinsic value of Xcel Energy Inc. (X1EL34)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Xcel Energy Inc. it is R$21.29 per share (as of Sep 29, 2026), against a price of R$45.20. It is the blended result of 12 valuation models (cash flow, earnings, asset, dividend).
Is Xcel Energy Inc. stock overvalued or undervalued in 2026?
As of Sep 29, 2026, X1EL34 trades above its calculated fair value: price R$45.20, fair value R$21.29, a gap of about −53% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of X1EL34?
No. The price is what the market pays today (R$45.20); the fair value is what the company's own numbers justify (R$21.29). For Xcel Energy Inc. the two are R$23.91 per share apart. That gap is exactly why we show both numbers side by side.
How much is Xcel Energy Inc. worth?
The market values Xcel Energy Inc. at about R$250B (market capitalisation, as of Sep 29, 2026). Per share that is R$45.20; our models calculate a fair value of R$21.29 per share.
What do the bullish and bearish scenarios say about X1EL34?
Our models span a range for Xcel Energy Inc.: cautious scenario R$19.90, base R$21.29, optimistic R$24.39 per share (as of Sep 29, 2026, price R$45.20). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of X1EL34?
Xcel Energy Inc. trades at a price-to-earnings ratio of 22.4 (as of Sep 29, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of R$21.29 is built from several models across several years. Other multiples: PEG 2.1.
What is the PEG ratio of X1EL34?
The PEG ratio of Xcel Energy Inc. is 2.12 (P/E divided by earnings growth, as of Sep 29, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Xcel Energy Inc. (X1EL34)?
Balance-sheet figures for Xcel Energy Inc. (as of Sep 29, 2026): return on equity 9.6%, debt of 1.35 per unit of equity. They feed the Quality Score of 36/100, which measures business quality independently of the share price.
How far is X1EL34 from its 52-week high?
Xcel Energy Inc. trades at R$45.20, about 14% below its 52-week high of R$52.62 and at the low of R$45.20 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of R$21.29 is for.
Which stocks are comparable to Xcel Energy Inc.?
From the same area (Utilities) we also value NextEra Energy, Inc, The Southern Company, Duke Energy Corporation, American Electric Power Company, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Xcel Energy Inc. stock attractive at the current price?
The data as of Sep 29, 2026: price R$45.20, calculated fair value R$21.29 (−53%), Quality Score 36/100, from 12 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of X1EL34 calculated?
We run Xcel Energy Inc. through 12 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of R$21.29, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Xcel Energy Inc. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Xcel Energy Inc. (X1EL34)?
The closing price on Oct 1, 2026 was R$45.20. Our model-based fair value is R$21.29, about −53% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Xcel Energy Inc. right now?
The price sits above even our optimistic bull case (R$24.39). The favourable scenario is already priced in. Weak quality (36/100) and above fair value at the same time, the margin of safety is missing on both counts.

Key figures of Xcel Energy Inc.

How large is the market capitalisation of Xcel Energy Inc. (X1EL34)?
The market capitalisation of Xcel Energy Inc. is R$250B (≈ $47.9B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Xcel Energy Inc. (X1EL34)?
The price-to-sales ratio of Xcel Energy Inc. is 3.08 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Xcel Energy Inc. (X1EL34)?
Earnings per share at Xcel Energy Inc. are R$8.99 (price ÷ EPS = P/E 22.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Xcel Energy Inc. (X1EL34)?
The dividend yield of Xcel Energy Inc. is 1.1% (payout 5.7%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Xcel Energy Inc. (X1EL34)?
The net margin of Xcel Energy Inc. is 13.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Xcel Energy Inc. (X1EL34)?
The return on equity (ROE) of Xcel Energy Inc. is 9.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Xcel Energy Inc. (X1EL34)?
On an EBIT basis the return on assets of Xcel Energy Inc. is 3.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Xcel Energy Inc. (X1EL34)?
The operating margin of Xcel Energy Inc. is 18.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Xcel Energy Inc. (X1EL34)?
Revenue at Xcel Energy Inc. is growing +2.9% versus a year earlier (3y avg −1.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Xcel Energy Inc. (X1EL34)?
Earnings per share at Xcel Energy Inc. are growing +6.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Xcel Energy Inc. (X1EL34) generate?
The free cash flow of Xcel Energy Inc. is −$6.8B (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Xcel Energy Inc. (X1EL34) carry?
The net debt of Xcel Energy Inc. is $33.6B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Xcel Energy Inc. in the live analysis

One click puts Xcel Energy Inc. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.