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Goldmoney Inc (XAU) Fair Value & Analysis

Financial Services · CA · Market cap C$190M

GI Goldmoney Inc XAU · TO
PriceC$14.93
Fair ValueC$18.36
Upside+23.0%
Quality95/100
Evidence: High Range C$13.77 – C$22.95

Fair value as of: Jun 26, 2026

From 24 valuation models · updated 4 days ago

Share price −2.5% over the past month.

Price vs Fair Value (12 months)

C$18.96 C$8.29 Fair Value C$18.36 Jun 2025 Jun 2026

12‑month range C$8.29 – C$18.96 · fair‑value band C$13.77 – C$22.95 · the C$14.93 price screens below the C$18.36 fair value. As of Jun 26, 2026.

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Analysis

Goldmoney Inc (XAU) currently trades at C$14.93, while our model-based Fair Value estimate is C$18.36 — implying the stock looks roughly 23.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Goldmoney Inc generated revenue of C$216M at a net margin of 20.6%. Revenue grew 221.3% year over year. It earns a return on equity of 25.8%. Net debt stands at C$71.4M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) C$216M
Revenue growth (YoY) +221%
Net margin 20.6%
Return on equity 25.8%
Free cash flow C$49.7M FY2025
P/E ratio 4.6
More key figures
Operating margin 31.3%
EPS (TTM) C$3.33
EPS growth (YoY) +516%
Net debt C$71.4M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Goldmoney Inc., through its subsidiaries, engages in the precious metals and real asset businesses worldwide. It operates through Goldmoney.com and Goldmoney Properties segments. The company operates Goldmoney.com, an online platform that provides clients with access to their holding to purchase and sell physical precious metals, as well as arranges for storage. It also acquires and rents real estate properties, as well as designs, manufactures, and sells jewelry through a pricing and e-commerce platform. The company was formerly known as BitGold Inc. and changed its name to Goldmoney Inc. in July 2015. Goldmoney Inc. was founded in 2001 and is based in Road Town, the British Virgin Islands.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Goldmoney Inc reported revenue of C$102M in FY2025 versus C$459M in FY2021, a compound −31.4%/yr. Reported net income was C$14.6M in FY2025.

Revenue −31.4%/yr
FY21 C$459M
FY22 C$662M
FY23 C$84.8M
FY24 C$65.6M
FY25 C$102M
Net income
FY21 −C$9.7M
FY22 C$11.7M
FY23 C$6.8M
FY24 −C$24.5M
FY25 C$14.6M

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Frequently asked questions

Is Goldmoney Inc (XAU) undervalued?
As of Jun 26, 2026, our model estimates a fair value of C$18.36 versus a price of C$14.93 — about +23% (undervalued). Model-based estimate, not financial advice.
What is the fair value of XAU?
Our 21-model fair value for Goldmoney Inc is C$18.36 (as of Jun 26, 2026), built from audited fundamentals. The current price is C$14.93.
What is the quality score of XAU?
Goldmoney Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Goldmoney Inc (XAU)?
Goldmoney Inc reported trailing-twelve-month revenue of about C$216M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of XAU?
The net profit margin of Goldmoney Inc is about 20.6%, meaning it keeps roughly 20.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.