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Yamini Investments Company (YAMNINV) Fair Value & Analysis

Financial Services · IN · Market cap ₹336M

YI Yamini Investments Company YAMNINV · BSE
Price₹0.6200
Fair Value₹0.7000
Upside+12.9%
Quality60/100
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Mixed Growth
Thin margins · 2.9% net margin
Low debt · generates free cash flow
Ranks above peers (7/11)
Narrow moat 12/100
Evidence: High Range ₹0.5100 – ₹0.7000 Share as image

Fair value as of: Aug 13, 2026

From 9 valuation models · updated today

Fair value updated Aug 13, 2026, revised from ₹0.0600 to ₹0.7000 (+1,066.7%) since Jul 6, 2026. Share price −3.1% over the past month.

A solid business, screening 13% undervalued on our models.

What matters now

  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
  • Our model range runs from ₹0.5100 (bear) to ₹0.7000 (bull), base ₹0.7000. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 60/100 (solid quality) with high evidence: the data supports the verdict.
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Price vs Fair Value (5 years)

₹2.92 ₹0.3500 Fair Value ₹0.7000 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range ₹0.3500 – ₹2.92 · fair‑value band ₹0.5100 – ₹0.7000 · the ₹0.6200 price screens below the ₹0.7000 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Yamini Investments Company (YAMNINV) currently trades at ₹0.6200, while our model-based Fair Value estimate is ₹0.7000, implying the stock looks roughly 12.9% undervalued today. The Quality Score stands at 60/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Yamini Investments Company generated revenue of ₹65.3M at a net margin of 2.9%. Revenue grew 67.8% year over year. It earns a return on equity of 0.3%. Net debt stands at ₹112M. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹0.5100 (bear case) to ₹0.7000 (bull case); at ₹0.6200, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 52% below its 52-week high and 3% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 16% fair-value upside, at 13%, YAMNINV screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹1.50 ₹2.48 ₹4.30 80
P/E Multiple ₹0.0300 ₹0.0500 ₹0.0600 63
Residual Income ₹0.8300 ₹0.7400 ₹0.4600 61
All 9 models by family
DCF Models
5Y P/E Exit ₹0.5300 ₹0.7400 ₹0.9500 38
10Y P/E Exit ₹0.8800 ₹1.29 ₹1.84 35
Earnings-Based
Graham-Dodd ₹0.0200 ₹0.1700 ₹0.2400 54
Lynch FV ₹0.0600 ₹0.0800 ₹0.1100 50
Multiples
P/E Multiple ₹0.0300 ₹0.0500 ₹0.0600 63
P/B Multiple ₹0.0500 ₹0.0600 ₹0.0800 55
Asset-Based
NCAV (Graham) ₹0.6600 ₹0.8800 ₹1.32 50
Growth DCF
Growth DCF ₹1.50 ₹2.48 ₹4.30 80
Economic Profit
Residual Income ₹0.8300 ₹0.7400 ₹0.4600 61

Widest divergence: Growth DCF (₹2.48) versus Multiples (₹0.0500). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) ₹65.3M
Revenue growth (YoY) +67.8%
Net margin 2.9%
Return on equity 0.3%
Free cash flow ₹61.7M FY2026
Operating margin -34.5%
More key figures
EPS growth (YoY) -93.9%
Net debt ₹112M FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 60/100

Of which business quality 62 · Market factors (momentum, volatility) 35

Profitability 12
Margins and returns on capital today
Quality Growth 46
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 59
Balance sheet, leverage, solvency risk
Investment 88
Disciplined investing over empire-building
Low Volatility 85
Calm price path (market factor)
Momentum 21
Price trend over the last 3–12 months (market factor)
52W Momentum 2
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Yamini Investments Company Limited operates as an investment company in India. It invests in bonds and shares; participates in equity; and provides financial assistance. The company was incorporated in 1983 and is based in Delhi, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Yamini Investments Company reported revenue of ₹65.3M in FY2026 versus ₹51.4M in FY2022, a compound +6.2%/yr. Reported net income was ₹1.9M in FY2026, compounding −2.9%/yr from FY2022.

Growth Quality 71/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2026)
₹65.3M
Latest YoY
−86.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.7%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.4%
Avg. growth/yr (12Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+17.1%
Revenue +6.2%/yr
FY22 ₹51.4M
FY23 ₹43.3M
FY24 ₹99.1M
FY25 ₹468M
FY26 ₹65.3M
Net income −2.9%/yr
FY22 ₹2.1M
FY23 ₹2.1M
FY24 ₹2.5M
FY25 ₹14.5M
FY26 ₹1.9M

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Cite: Fair Value Calculator (2026). "Yamini Investments Company Fair Value". https://www.fairvalue-calculator.com/stock/YAMNINV

Peer Group

Capital Markets · 425 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 60 · Above median
Fair Value upside +13% · Above median
Return on equity (TTM) 0% · Bottom 25%
Return on assets 0% · Below median
Net margin (TTM) 3% · Below median
Operating margin (TTM) -34% · Bottom 25%
Revenue growth 68% · Top 25%

Valuation Multiples vs Capital Markets median · lower = cheaper

P/S (TTM) 0.05× · Cheaper than 75% of peers
P/FCF 0.1× · Cheaper than 75% of peers
EV/EBITDA 1.0× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 51 · sector 11
FUTURE 100 · sector 96
PAST 1 · sector 31
HEALTH 100 · sector 93
DIVIDEND 0 · sector 36

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%
Daishin Securities Co 003540 26,200 KRW 46,660 KRW +78%

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Frequently asked questions

Is Yamini Investments Company (YAMNINV) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹0.7000 versus a price of ₹0.6200, about +13% (undervalued).
What is the fair value of YAMNINV?
Our model-based fair value for Yamini Investments Company is ₹0.7000 (as of Aug 13, 2026), built from audited fundamentals. The current price is ₹0.6200.
What is the quality score of YAMNINV?
Yamini Investments Company has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Yamini Investments Company (YAMNINV)?
Yamini Investments Company reported trailing-twelve-month revenue of about ₹65.3M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of YAMNINV?
The net profit margin of Yamini Investments Company is about 2.9%, meaning it keeps roughly 2.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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