Bank of Hawaii Corporation (BOH) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Bank of Hawaii Corporation stock $48.64, price $69.64, that is 30.2% below the price, quality 58 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
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Bank of Hawaii Corporation
BOH · USOur calculation puts a fair price 30% below what the stock costs today.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
60‑month range $28.48 – $85.07 · fair‑value band $43.07 – $60.65 · the $69.64 price screens above the $48.64 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.
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Company profile
Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, the United States Mainland, Guam, and other Pacific Islands.
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It operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other.
The Consumer Banking segment offers checking, savings, and time deposit accounts; residential mortgage loans, home equity lines of credit, automobile loans and leases, overdraft lines of credit, installment loans, small business loans and leases, and credit cards; private and international client banking; investment, credit, and trust services to individuals and families, and high-net-worth individuals; investment management; and investment advisory services to corporations, government entities, and foundations.
This segment also provides brokerage and insurance offerings, including equities, mutual funds, life insurance, and annuity products.
The Commercial Banking segment offers commercial and industrial loans, commercial real estate loans, commercial lease financing, auto dealer financing, and deposit products; and international banking, cash management, and merchant services to middle-market and large companies, and government entities.
This segment also provides commercial real estate mortgages to investors, developers, and builders. The Treasury and Other segment offers corporate asset and liability management services comprising interest rate risk management and foreign exchange services.
Bank of Hawaii Corporation was founded in 1897 and is headquartered in Honolulu, Hawaii.
Stock analysis
Bank of Hawaii Corporation (BOH) currently trades at $69.64, while our model-based Fair Value estimate is $48.64, 30% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of $66.31 per share, and 0 of the 6 models we run sit above the $69.64 price.
Bear case: the Asset-Based group reads lowest at $30.80, and 6 of the 6 models stay below the price. Data coverage for this calculation is high.
Scenario range: $43.07 (bear) to $60.65 (bull), the price of $69.64 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 58/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Bank of Hawaii Corporation reported revenue of $1.1B in FY2025 versus $689M in FY2021, a compound +11.4%/yr. Reported net income was $206M in FY2025, compounding −5.1%/yr from FY2021.
Key figures
Market cap $2.8B Mid · P/E ratio 12.3 · P/S ratio 3.69 · EPS (TTM) $5.66 · Dividend yield 4.0% · Net margin 31.4% · Return on equity 13.0% · Return on assets (EBIT) 1.1% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 68 out of 100 (low confidence).
What moves the price
The share trades about 18% below its 52-week high and 15% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −30%, BOH screens richer than that median.
Fair Value models
All 6 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Insider trades
In the last 6 months, one officer or director sold shares worth $358,841 and none bought.
- SaleMarco A AbbruzzeseVice Chair2× since Aug 3, 2026: 4,441 shares, avg. $80.80$358,841Aug 4, 2026
- SaleKent Thomas LucienDirector5,000 shares at $80.17$400,850May 1, 2026
- SaleRobert W Wo JrDirector5,000 shares at $78.57$392,850Feb 6, 2026
- SaleMatthew EmersonVice Chair1,996 shares at $76.53$152,754Feb 5, 2026
- SalePeter S HoChairman & CEO, Director15,000 shares at $67.87$1.0MJan 2, 202610b5-1 plan
Plus one other filing such as a grant, option exercise or tax withholding. It is not a market purchase or sale.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗
Revenue & earnings trend
BOH screens overvalued: fair value 30% below the price. Compare with China Merchants Bank Co →
Earlier news
- Bank of Hawaii (BOH) Stock Sees Q3 Earnings Backed By Margin Gains
- Bank of Hawaii (BOH) Stock Looks Fully Priced On Its 60% Run
- BOH Q3 deep dive: organic growth and deposit strategy in focus amid margin expansion
- BOH Expands Buyback Plan: Can It Sustain Strong Capital Returns?
Compare Bank of Hawaii Corporation with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 998 stocks
Valuation Multiplesvs Banks - Regional median · lower = cheaper
Strength profile in five axes (Snowflake)
VALUE 0: the price sits above our fair-value range.
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Net margin by industry
- P/B ratio by industry
- Piotroski F-Score screener with fair value
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Postal Savings Bank of China Co 601658 | ¥5.53 | ¥7.59 | +37% | vs BOH |
| China Merchants Bank Co 600036 | ¥42.88 | ¥52.73 | +23% | vs BOH |
| BNP Paribas SA BNP | €91.93 | €106.01 | +15% | vs BOH |
| Intesa Sanpaolo S.p.A ISP | €6.18 | €4.49 | −27% | vs BOH |
| State Bank of India SBIN | ₹1,019 | ₹736.65 | −28% | vs BOH |
| UniCredit S.p.A UCG | €76.80 | €50.44 | −34% | vs BOH |
| Mizuho Financial Group MFG | $9.40 | $5.90 | −37% | vs BOH |
| DBS Group D05 | 69.72 SGD | 40.39 SGD | −42% | vs BOH |
| HDFC Bank Limited HDFCBANK | ₹788.25 | ₹406.39 | −48% | vs BOH |
| ICICI Bank Limited ICICIBANK | ₹1,571 | ₹615.63 | −61% | vs BOH |
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Frequently asked questions
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Key figures of Bank of Hawaii Corporation
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