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Huntington Bancshares Incorporated (HBAN) fair value: what the stock is really worth

As of Nov 5, 2026: fair value (intrinsic value) of Huntington Bancshares Incorporated stock $9.57, price $15.61, that is 38.7% below the price, quality 38 out of 100. Rating: strongly overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

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Financial Services US

HB Huntington Bancshares Incorporated logo Broad data Nov 1, 2026

Huntington Bancshares Incorporated

HBAN · US
Very expensive, weak quality

Our calculation puts a fair price 39% below what the stock costs today.

Healthy Growth (revenue 5y +19.0 %/yr in USD)
Highly profitable · 25.3% net margin (TTM)
4.0% dividend yield · Low payout
Positive coverage
Broad data
Revenue last quarter +32% vs. a year ago.
Moderate moat 63/100
Insiders bought $199,835 (6M) · sold $4.9M
Fair value $9.57 · Strongly overvalued (−38.7%)
Quality 38/100
Trails peers (4/15)
⚠ Dilution

Risks from the AI analysis

🚩Fintech rivals eroding deposits and loans🚩Stricter rules after asset growth
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$18.72 $7.97 Fair Value $9.57 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 1, 2026.

How to read this chart

60‑month range $7.97 – $18.72 · fair‑value band $8.42 – $12.36 · the $15.61 price screens above the $9.57 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 1, 2026.

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Company profile

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services.

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It offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services.

The company also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer finance, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans; dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services.

In addition, it offers equipment financing, asset-based lending, distribution finance, structured lending, municipal financing solutions, and Huntington ChoicePay. Additionally, the company provides lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, fund finance, Native American financial, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services.

The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets.

The company was founded in 1866 and is headquartered in Columbus, Ohio.

Stock analysis

Huntington Bancshares Incorporated (HBAN) currently trades at $15.61, while our model-based Fair Value estimate is $9.57, 39% below the price, so the stock looks overvalued today.

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Valuation

Bull case: the Multiples group reads highest at a median of $12.19 per share, and 0 of the 6 models we run sit above the $15.61 price.

Bear case: the Asset-Based group reads lowest at $5.83, and 6 of the 6 models stay below the price. Data coverage for this calculation is high.

Scenario range: $8.42 (bear) to $12.36 (bull), the price of $15.61 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 38/100 (below-average quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Huntington Bancshares Incorporated reported revenue of $12.5B in FY2025 versus $6.1B in FY2021, a compound +19.7%/yr. Reported net income was $2.2B in FY2025, compounding +14.3%/yr from FY2021.

Key figures

Market cap $30.8B Large · P/E ratio 12.8 · P/S ratio 3.14 · EPS (TTM) $1.22 · Dividend yield 4.0% · Net margin 25.3% · Return on equity 9.2% · Return on assets (EBIT) 1.2%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 63 out of 100 (medium confidence).

What moves the price

The share trades about 17% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −34% fair-value upside, at −39%, HBAN screens richer than that median.

Fair Value models

Bear $8.42 Fair Value $9.57 Bull $12.36
Price $15.61 · Downside -38.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.5096 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income $10.32 $11.26 $13.32 76
DDM Multi-Stage $4.55 $7.88 $9.80 67
Gordon GGM $4.55 $9.32 $14.54 66
All 6 models by family
Dividend Discount
Gordon GGM $4.55 $9.32 $14.54 66
DDM Multi-Stage $4.55 $7.88 $9.80 67
Multiples
P/E Multiple $10.67 $14.23 $17.78 63
P/B Multiple $9.14 $12.19 $15.24 55
Asset-Based
NCAV (Graham) $4.35 $5.83 $8.71 54
Economic Profit
Residual Income $10.32 $11.26 $13.32 76

The fair value above starts from this blend and is adjusted for dilution from new shares.

Open the full fair value analysis →

Quality Score breakdown

Overall quality 38/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 29
How much profit the company makes from its sales and capital
Quality Growth 45
Are margins and returns getting better?
Cashflow 71
Do the profits arrive as real cash?
Financial strength 3
Debt, balance sheet and risk of trouble
Investment 69
Does it invest with discipline instead of growing at any price?
Low Volatility 70
How calm the share price moves, does not count
Price momentum 37
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 31
Distance to the 52-week high, does not count
New shares 0
Buys back shares or issues new ones?

Open the full quality analysis →

Insider trades

In the last 6 months, one officer or director bought shares worth $199,835, on Oct 27, 2026. Over the same period, 5 people sold shares worth $4.9M.

  • SaleDonnell R WhiteChief DEI Officer, SVP3,000 shares at $15.87$47,595Nov 3, 2026
  • BuyGary TorgowDirector2× since Feb 19, 2026: 26,900 shares, avg. $16.83$452,737Oct 27, 2026
  • SaleKendall A KowalskiChief Information Officer2× since Dec 11, 2025: 31,999 shares, avg. $17.28$553,044Aug 3, 2026
  • SaleMarcy C HingstSEVP and General Counsel3× since Nov 14, 2025: 29,816 shares, avg. $17.49$521,610Jun 25, 202610b5-1 plan
  • SaleJames D Rollins IIIDirector223,522 shares at $17.35$3.9MJun 12, 2026
  • SaleScott D KleinmanSenior Exec. V.P.2× since Mar 12, 2026: 84,955 shares, avg. $15.49$1.3MJun 1, 202610b5-1 plan
  • SalePrashant NateriChief Corp Operations Officer10,171 shares at $15.50$157,648Mar 12, 2026
  • BuyStephen D SteinourPresident, CEO & Chairman, Director32,277 shares at $15.49$499,971Mar 12, 2026
  • SaleBrendan A LawlorExecutive VP and CCO17,455 shares at $18.93$330,426Feb 10, 2026
  • SaleBrantley J StandridgeSenior Exec. V.P.5,830 shares at $19.14$111,586Feb 4, 2026

Plus 2 more entries from the last 12 months.

Plus 62 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.

Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.

Source: SEC Form 4, as of Nov 5, 2026. All filings at the SEC ↗

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 95/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+4.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+19.0%
Start year 2020 (pandemic). Over 10 years: +14.8% a year
Revenue growth 36 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.8%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+11.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year+7.9%
Dividend (yield on the price)4.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.7.9% vs 6.6%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.19% → 22%
Pace: the 5-year rate starts in 2020 (pandemic)

HBAN screens overvalued: fair value 39% below the price. Compare with China Merchants Bank Co →

Earlier news

News mood ⓘNews mood, the average tone of recent news (97 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Positive
Recent news coverage is more positive than average.
Note from the team Oct 11, 2026
AI conclusion: Evenly split deposits between consumers and businesses add post-acquisition stability, yet the regional bank shows only typical metrics and limited evidence of a durable moat beyond standard industry traits.
Main risk: Fintechs and large technology platforms with fewer regulatory constraints could attract borrowers and depositors away from Huntington, pressuring its core lending and deposit margins.
Bull case: By leveraging its relationship banking model and expanding digital tools through partnerships and AI adoption, Huntington could retain customers and grow fee income from new services like captive insurance and small-business platforms.
Bear case: If fintechs and digital platforms capture substantial deposit and lending share while stricter regulations raise costs, Huntington's margins could face sustained pressure and its regional franchise could lose ground to more agile competitors.
Huntington is expanding its captive insurance banking capabilities at a time when higher rates are testing traditional bank margins. Its deposit base split evenly between consumers and businesses adds some stability after the recent acquisition. Will fee income from these newer areas outweigh pressures on core lending more than it adds operational complexity?
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1002 stocks

Beats the industry median on 4/15 measures
Overall it trails its industry peers.
Valuation
Quality Score 38 · Bottom 25%
Fair Value upside −38.7% · Bottom 25%
Profitability
Return on equity (12 months) 9.2% · Below median
Return on assets 1.0% · Above median
Net margin (12 months) 25.3% · Below median
Operating margin (12 months) 39.8% · Below median
Growth and dividend
Revenue growth (quarter YoY) 32.4% · Top 25%
Dividend yield (12 months) 4.0% · Above median
Balance sheet
Debt / equity 0.71× · Above median

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 12.8× · Pricier than median
P/B 1.27× · Pricier than median
P/S (12 months) 3.14× · Cheaper than median
Price / free cash flow (fiscal year) 13.5× · Pricier than median
EV/EBITDA 17.2× · Priciest 25%
PEG 1.88× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 8
FUTURE (revenue growth)100 · sector 47
PAST (return on equity)37 · sector 43
HEALTH (low debt)65 · sector 85
DIVIDEND (yield)79 · sector 53

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Postal Savings Bank of China Co 601658 ¥5.53 ¥7.59 +37% vs HBAN
China Merchants Bank Co 600036 ¥42.88 ¥52.73 +23% vs HBAN
BNP Paribas SA BNP €91.93 €106.01 +15% vs HBAN
Intesa Sanpaolo S.p.A ISP €6.27 €4.49 −28% vs HBAN
Oversea-Chinese Banking Corporation O39 27.73 SGD 18.20 SGD −34% vs HBAN
UniCredit S.p.A UCG €77.18 €50.44 −35% vs HBAN
Mizuho Financial Group MFG $9.39 $5.90 −37% vs HBAN
DBS Group D05 69.72 SGD 40.39 SGD −42% vs HBAN
HDFC Bank Limited HDFCBANK ₹788.25 ₹406.39 −48% vs HBAN
ICICI Bank Limited ICICIBANK ₹1,571 ₹615.63 −61% vs HBAN

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Huntington Bancshares Incorporated: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Huntington Bancshares Incorporated Fair Value". https://www.fairvalue-calculator.com/stock/HBAN

Frequently asked questions

Is Huntington Bancshares Incorporated (HBAN) overvalued or undervalued?
As of Nov 1, 2026, our model estimates a fair value of $9.57 versus a price of $15.61, about 39% lower (overvalued).
What is the fair value of HBAN?
Our model-based fair value for Huntington Bancshares Incorporated is $9.57 (as of Nov 1, 2026), built from audited fundamentals. The current price: $15.61.
What is the quality score of HBAN?
Huntington Bancshares Incorporated has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Huntington Bancshares Incorporated (HBAN)?
Our model-based price target is the fair value of $9.57 (as of Nov 1, 2026) from 6 valuation models. Cautious scenario $8.42, optimistic scenario $12.36. It is a calculation from audited fundamentals, not an analyst target.
What is the Huntington Bancshares Incorporated stock forecast for 2026?
Our models put fair value at $9.57, about 39% lower versus a price of $15.61 (overvalued). Cautious scenario $8.42, optimistic scenario $12.36. The calculation is refreshed regularly with new filings.
What is the revenue of Huntington Bancshares Incorporated (HBAN)?
Huntington Bancshares Incorporated reported trailing-twelve-month revenue of about $9.8B (latest available figure, as of Nov 1, 2026).
Does Huntington Bancshares Incorporated pay a dividend?
Huntington Bancshares Incorporated currently shows a dividend yield of 3.97% relative to its recent price (as of Nov 1, 2026).
What is the intrinsic value of Huntington Bancshares Incorporated (HBAN)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Huntington Bancshares Incorporated it is $9.57 per share (as of Nov 1, 2026), against a price of $15.61. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Huntington Bancshares Incorporated stock overvalued or undervalued in 2026?
As of Nov 1, 2026, HBAN trades above its calculated fair value: price $15.61, fair value $9.57, a gap of about −39% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of HBAN?
No. The price is what the market pays today ($15.61); the fair value is what the company's own numbers justify ($9.57). For Huntington Bancshares Incorporated the two are $6.04 per share apart. That gap is exactly why we show both numbers side by side.
How much is Huntington Bancshares Incorporated worth?
The market values Huntington Bancshares Incorporated at about $30.8B (market capitalisation, as of Nov 1, 2026). Per share that is $15.61; our models calculate a fair value of $9.57 per share.
What do the bullish and bearish scenarios say about HBAN?
Our models span a range for Huntington Bancshares Incorporated: cautious scenario $8.42, base $9.57, optimistic $12.36 per share (as of Nov 1, 2026, price $15.61). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of HBAN?
Huntington Bancshares Incorporated trades at a price-to-earnings ratio of 12.8 (as of Nov 1, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $9.57 is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings, FY2023 ex one-offs: 12.1. Other multiples: PEG 1.9, P/B 1.3, P/S 3.1, EV/EBITDA 17.2.
What is the PEG ratio of HBAN?
The PEG ratio of Huntington Bancshares Incorporated is 1.88 (P/E divided by earnings growth, as of Nov 1, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Huntington Bancshares Incorporated (HBAN)?
Balance-sheet figures for Huntington Bancshares Incorporated (as of Nov 1, 2026): return on equity 9.2%, debt of 0.71 per unit of equity. They feed the Quality Score of 38/100, which measures business quality independently of the share price.
How far is HBAN from its 52-week high?
Huntington Bancshares Incorporated trades at $15.61, about 17% below its 52-week high of $18.72 and 6% above the low of $14.72 (as of Nov 5, 2026). Distance from the high says nothing about value: that is what the fair value of $9.57 is for.
Which stocks are comparable to Huntington Bancshares Incorporated?
From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Huntington Bancshares Incorporated stock attractive at the current price?
The data as of Nov 1, 2026: price $15.61, calculated fair value $9.57 (−39%), Quality Score 38/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of HBAN calculated?
We run Huntington Bancshares Incorporated through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $9.57, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.5% above its aggregate fair value. Huntington Bancshares Incorporated itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Huntington Bancshares Incorporated (HBAN)?
The closing price on Nov 5, 2026 was $15.61. Our model-based fair value is $9.57, about 39% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Huntington Bancshares Incorporated right now?
The price sits above even our optimistic bull case ($12.36). The favourable scenario is already priced in. Weak quality (38/100) and above fair value at the same time, the margin of safety is missing on both counts. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Huntington Bancshares Incorporated (HBAN) come from?
Earnings per share at Huntington Bancshares Incorporated grew +6.3 % a year from 2014 to 2025. Broken into its drivers: revenue per share +8.3 %, EBIT margin −2.7 %, tax rate +0.9 %, residual (interest, one-offs) −0.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of Huntington Bancshares Incorporated

How large is the market capitalisation of Huntington Bancshares Incorporated (HBAN)?
The market capitalisation of Huntington Bancshares Incorporated is $30.8B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Huntington Bancshares Incorporated (HBAN)?
The price-to-sales ratio of Huntington Bancshares Incorporated is 3.14 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Huntington Bancshares Incorporated (HBAN)?
Earnings per share at Huntington Bancshares Incorporated are $1.22 (price ÷ EPS = P/E 12.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Huntington Bancshares Incorporated (HBAN)?
The dividend yield of Huntington Bancshares Incorporated is 4.0% (payout 50.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Huntington Bancshares Incorporated (HBAN)?
The net margin of Huntington Bancshares Incorporated is 25.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Huntington Bancshares Incorporated (HBAN)?
The return on equity (ROE) of Huntington Bancshares Incorporated is 9.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Huntington Bancshares Incorporated (HBAN)?
On an EBIT basis the return on assets of Huntington Bancshares Incorporated is 1.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Huntington Bancshares Incorporated (HBAN)?
The operating margin of Huntington Bancshares Incorporated is 39.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Huntington Bancshares Incorporated (HBAN)?
Revenue at Huntington Bancshares Incorporated is growing +32.4% versus a year earlier (3y avg +16.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Huntington Bancshares Incorporated (HBAN)?
Earnings per share at Huntington Bancshares Incorporated are growing −19.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Huntington Bancshares Incorporated (HBAN) generate?
The free cash flow of Huntington Bancshares Incorporated is $2.3B (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Huntington Bancshares Incorporated (HBAN) carry?
The net debt of Huntington Bancshares Incorporated is $16.7B (fiscal year 2025, ≈ 7.3 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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