WesBanco, Inc. (WSBC) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of WesBanco, Inc. stock $31.95, price $38.59, that is 17.2% below the price, quality 37 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
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WesBanco, Inc.
WSBC · USOur calculation puts a fair price 17% below what the stock costs today.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range $17.99 – $42.31 · fair‑value band $23.96 – $39.93 · the $38.59 price screens above the $31.95 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Company profile
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States.
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It operates in two segments, Community Banking, and Trust and Investment Services.
The company accepts interest and non-interest-bearing demand, money market, and savings deposit accounts, as well as certificates of deposit; and offers land and construction, improved property, commercial and industrial, residential real estate mortgage, and consumer loans, as well as home equity lines of credit and overdrafts.
It also provides mutual funds and annuities; and property, casualty, life, and title insurance services, as well as holds commercial real estate properties and investment securities.
In addition, the company offers letters of credit and international wire services, as well as operates as an investment adviser to a family of mutual funds. It operates through branches and ATM machines in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, Michigan, and Maryland.
WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.
Stock analysis
WesBanco, Inc. (WSBC) currently trades at $38.59, while our model-based Fair Value estimate is $31.95, 17% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Economic Profit group reads highest at a median of $33.88 per share, and 0 of the 6 models we run sit above the $38.59 price.
Bear case: the Asset-Based group reads lowest at $16.11, and 6 of the 6 models stay below the price. Data coverage for this calculation is high.
Scenario range: $23.96 (bear) to $39.93 (bull), the price of $38.59 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 37/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
WesBanco, Inc. reported revenue of $1.4B in FY2025 versus $610M in FY2021, a compound +23.9%/yr. Reported net income was $223M in FY2025, compounding −2.0%/yr from FY2021.
Key figures
Market cap $3.7B Mid · P/E ratio 10.7 · P/S ratio 3.55 · EPS (TTM) $3.61 · Dividend yield 3.9% · Net margin 34.4% · Return on equity 8.8% · Return on assets (EBIT) 1.3% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 65 out of 100 (low confidence).
What moves the price
The share trades about 9% below its 52-week high and 35% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −17%, WSBC screens cheaper than that median.
Fair Value models
All 6 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Insider trades
In the last 6 months, 6 officers or directors sold shares worth $1.8M and none bought.
- SaleScott A LoveEVP - Wealth Management3,000 shares at $40.13$120,375Nov 5, 2026
- SaleDenise H Knouse-SnyderDirector3,070 shares at $40.89$125,532Aug 24, 2026
- SaleRobert H FriendEVP & CCO2× since Aug 11, 2026: 8,000 shares, avg. $42.06$336,479Aug 11, 2026
- SaleJayson M ZattaSEVP & Chief Banking Officer12,500 shares at $41.80$522,500Jul 29, 2026
- SaleJan Pattishall-KrupinskiSEVP - Chief Admin Officer2× since Jun 22, 2026: 9,250 shares, avg. $39.27$363,233Jul 28, 2026
- SaleKimberly L GriffithSEVP - Human Resources6,875 shares at $41.20$283,226Jul 27, 2026
- BuyScott A LoveEVP - Wealth Management400 shares at $34.08$13,632May 8, 2026
- BuyJoseph R RobinsonDirector1,000 shares at $34.51$34,512Apr 27, 2026
- BuyLee J. BurdmanDirector3,000 shares at $33.60$100,800Apr 23, 2026
- BuyLouis Michael AltmanDirector3,000 shares at $33.72$101,160Apr 23, 2026
Plus 2 more entries from the last 12 months.
Plus 16 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗
Revenue & earnings trend
WSBC screens overvalued: fair value 17% below the price. Compare with China Merchants Bank Co →
Earlier news
- Is WesBanco (WSBC) Still A Bargain After Strong Q3 Growth?
- Earnings Beat Might Change The Case For Investing In WesBanco Stock (WSBC)
- WesBanco (WSBC) Beat Expectations, Is The Stock Still A Bargain?
- WSBC Q3 deep dive: loan growth and expansion markets drive positive market response
Compare WesBanco, Inc. with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 997 stocks
Valuation Multiplesvs Banks - Regional median · lower = cheaper
Strength profile in five axes (Snowflake)
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Price/FCF by industry
- Debt-to-equity by industry
- PEG screener for stocks with fair value
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Postal Savings Bank of China Co 601658 | ¥5.53 | ¥7.59 | +37% | vs WSBC |
| China Merchants Bank Co 600036 | ¥42.88 | ¥52.73 | +23% | vs WSBC |
| BNP Paribas SA BNP | €91.93 | €106.01 | +15% | vs WSBC |
| Intesa Sanpaolo S.p.A ISP | €6.18 | €4.49 | −27% | vs WSBC |
| State Bank of India SBIN | ₹1,019 | ₹736.65 | −28% | vs WSBC |
| UniCredit S.p.A UCG | €76.80 | €50.44 | −34% | vs WSBC |
| Mizuho Financial Group MFG | $9.40 | $5.90 | −37% | vs WSBC |
| DBS Group D05 | 69.72 SGD | 40.39 SGD | −42% | vs WSBC |
| HDFC Bank Limited HDFCBANK | ₹788.25 | ₹406.39 | −48% | vs WSBC |
| ICICI Bank Limited ICICIBANK | ₹1,571 | ₹615.63 | −61% | vs WSBC |
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Frequently asked questions
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Key figures of WesBanco, Inc.
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