Axis Bank Limited (AXISBANK) fair value: what the stock is really worth
As of Nov 5, 2026: fair value (intrinsic value) of Axis Bank Limited stock ₹710, price ₹1,280, that is 44.5% below the price, quality 38 out of 100. Rating: strongly overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
- Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free
Axis Bank Limited
AXISBANK · NSEOur calculation puts a fair price 44% below what the stock costs today.
Risks from the AI analysis
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 1, 2026.
How to read this chart
60‑month range ₹622.47 – ₹1,402 · fair‑value band ₹615.72 – ₹1,018 · the ₹1,280 price screens above the ₹710.48 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 1, 2026.
Every Wednesday you see whether Axis Bank is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Company profile
Axis Bank Limited provides various financial products and services in India and internationally. The company operates through four segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business.
Show moreShow less
It provides fixed, recurring, and safe deposits; and saving, salary, current, safe custody, pension disbursement, and demat and trading accounts.
The company also offers home, personal, business, car, two-wheeler, commercial vehicle construction equipment, education, gold, trade, and supply chain loans, as well as loans against securities, fixed deposits, properties, and credit cards; and overdrafts.
In addition, it provides credit and debit cards; mutual and debt funds; governmental investment products, such as public provident fund, floating rate saving bonds, and national pension system; digital gold and sovereign gold bonds; digital rupee; insurance services, such as life, general, and health insurance; and various forex products and services.
Further, the company offers phone, digital, and mobile banking services, as well as ATM services.
Additionally, it provides equity, derivative trading, central funding unit, financial and corporate advisory, NRI, para banking, placements and syndication, project appraisal, capital market, and cash management services.
The company was formerly known as UTI Bank Limited and changed its name to Axis Bank Limited in July 2007. Axis Bank Limited was incorporated in 1993 and is headquartered in Mumbai, India.
Stock analysis
Axis Bank Limited (AXISBANK) currently trades at ₹1,280, while our model-based Fair Value estimate is ₹710.48, 44% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the Multiples group reads highest at a median of ₹965.53 per share, and 0 of the 6 models we run sit above the ₹1,280 price.
Bear case: the Asset-Based group reads lowest at ₹462.07, and 6 of the 6 models stay below the price. Data coverage for this calculation is high.
Scenario range: ₹615.72 (bear) to ₹1,018 (bull), the price of ₹1,280 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 38/100 (below-average quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Axis Bank Limited reported revenue of ₹1.6T in FY2026 versus ₹512B in FY2022, a compound +33.4%/yr. Reported net income was ₹264B in FY2026, compounding +16.9%/yr from FY2022.
Key figures
Market cap ₹4.0T (≈ $42.3B) Large · P/E ratio 13.4 · P/S ratio 4.94 · EPS (TTM) ₹95.83 · Dividend yield 0.1% · Net margin 37.0% · Return on equity 13.9% · Return on assets (EBIT) 2.4%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 70 out of 100 (low confidence).
What moves the price
The share trades about 9% below its 52-week high and 10% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −35% fair-value upside, at −44%, AXISBANK screens richer than that median.
Fair Value models
All 6 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Revenue & earnings trend
AXISBANK screens overvalued: fair value 44% below the price. Compare with China Merchants Bank Co →
Compare Axis Bank Limited with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1002 stocks
Valuation Multiplesvs Banks - Regional median · lower = cheaper
Strength profile in five axes (Snowflake)
VALUE 0: the price sits above our fair-value range.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- P/B ratio by industry
- Net margin by industry
- Piotroski F-Score screener with fair value
- Undervalued stocks: Indian Stocks
- Valuation of the India market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Postal Savings Bank of China Co 601658 | ¥5.52 | ¥7.59 | +38% | vs AXISBANK |
| China Merchants Bank Co 600036 | ¥42.54 | ¥52.73 | +24% | vs AXISBANK |
| BNP Paribas SA BNP | €91.94 | €106.01 | +15% | vs AXISBANK |
| Intesa Sanpaolo S.p.A ISP | €6.27 | €4.59 | −27% | vs AXISBANK |
| UniCredit S.p.A UCG | €77.18 | €50.44 | −35% | vs AXISBANK |
| Oversea-Chinese Banking Corporation O39 | 27.93 SGD | 18.20 SGD | −35% | vs AXISBANK |
| Mizuho Financial Group MFG | $9.80 | $5.90 | −40% | vs AXISBANK |
| DBS Group D05 | 71.20 SGD | 40.39 SGD | −43% | vs AXISBANK |
| HDFC Bank Limited HDFCBANK | ₹760.00 | ₹406.39 | −47% | vs AXISBANK |
| ICICI Bank Limited ICICIBANK | ₹1,500 | ₹615.63 | −59% | vs AXISBANK |
Explore undervalued stocks
More undervalued Financial Services stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Axis Bank Limited (AXISBANK) overvalued or undervalued?
What is the fair value of AXISBANK?
What is the quality score of AXISBANK?
What is the price target for Axis Bank Limited (AXISBANK)?
What is the Axis Bank Limited stock forecast for 2026?
What is the revenue of Axis Bank Limited (AXISBANK)?
Does Axis Bank Limited pay a dividend?
What is the intrinsic value of Axis Bank Limited (AXISBANK)?
Is Axis Bank Limited stock overvalued or undervalued in 2026?
Is fair value the same as the market price of AXISBANK?
How much is Axis Bank Limited worth?
What do the bullish and bearish scenarios say about AXISBANK?
What is the P/E ratio of AXISBANK?
What is the PEG ratio of AXISBANK?
How solid is the balance sheet of Axis Bank Limited (AXISBANK)?
How far is AXISBANK from its 52-week high?
Which stocks are comparable to Axis Bank Limited?
Is Axis Bank Limited stock attractive at the current price?
How is the fair value of AXISBANK calculated?
Is it still worth investing in stocks now?
What is the share price of Axis Bank Limited (AXISBANK)?
What should I pay attention to with Axis Bank Limited right now?
Where does the earnings growth of Axis Bank Limited (AXISBANK) come from?
Key figures of Axis Bank Limited
How large is the market capitalisation of Axis Bank Limited (AXISBANK)?
What is the P/S ratio of Axis Bank Limited (AXISBANK)?
What are the earnings per share of Axis Bank Limited (AXISBANK)?
What is the dividend yield of Axis Bank Limited (AXISBANK)?
What is the net margin of Axis Bank Limited (AXISBANK)?
What is the return on equity of Axis Bank Limited (AXISBANK)?
What is the EBIT return on assets of Axis Bank Limited (AXISBANK)?
What is the operating margin of Axis Bank Limited (AXISBANK)?
How fast is revenue growing at Axis Bank Limited (AXISBANK)?
How fast are earnings growing at Axis Bank Limited (AXISBANK)?
How much free cash flow does Axis Bank Limited (AXISBANK) generate?
How much net debt does Axis Bank Limited (AXISBANK) carry?
Watch Axis Bank Limited in the live analysis
One click puts Axis Bank Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.