Global Indemnity Group, LLC Class A (GBLI) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Global Indemnity Group, LLC Class A stock $26.76, price $21.75, upside +23.0%, quality 52 out of 100. Rating: undervalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range $17.75 – $34.47 · fair‑value band $20.07 – $33.46 · the $21.75 price screens below the $26.76 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 2 fiscal years are left out: there the valuation rested on only a fraction of the usual models. As of Nov 7, 2026.
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Global Indemnity Group, LLC, through its subsidiaries, provides specialty property and casualty insurance, and reinsurance products in the United States. It operates through three segments: Agency and Insurance Services; Belmont Core; and Belmont Non-Core.
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The company engages in sourcing, underwriting, and servicing primary and assumed reinsurance business; and providing technology, AI-enabled marketplace, and claims services.
It also distributes property and general liability products for small commercial businesses and for owners of properties under construction, under renovation, vacant, or rented through a select network of wholesale general agents with specific binding authority.
In addition, the company offers property and general liability niche products; property coverage for owners of collectible items; and individual treaties with small-to-medium sized financially sound insurers in niche product lines, contracted through reinsurance brokers/intermediaries.
Global Indemnity Group, LLC was founded in 2003 and is headquartered in Bala Cynwyd, Pennsylvania.
Stock analysis
Global Indemnity Group, LLC Class A (GBLI) currently trades at $21.75, while our model-based Fair Value estimate is $26.76, implying the stock looks roughly 19% undervalued today.
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Valuation
Bull case: the Economic Profit group reads highest at a median of $35.10 per share, and 3 of the 6 models we run sit above the $21.75 price.
Bear case: the Dividend Discount group reads lowest at $15.09, and 3 of the 6 models stay below the price. Data coverage for this calculation is high.
Scenario range: $20.07 (bear) to $33.46 (bull), the price of $21.75 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 52/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Global Indemnity Group, LLC Class A Common Stock reported revenue of $450M in FY2025 versus $678M in FY2021, a compound −9.7%/yr. Reported net income was $25.3M in FY2025, compounding −3.6%/yr from FY2021.
Key figures
Market cap $314M Small · P/E ratio 10.4 · P/S ratio 0.69 · EPS (TTM) $2.10 · Dividend yield 6.4% · Net margin 7.5% · Return on equity 4.9% · Return on assets (EBIT) 1.8% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 37 out of 100 (low confidence).
What moves the price
The share trades about 28% below its 52-week high and 4% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −22% fair-value upside, at 23%, GBLI screens cheaper than that median.
Fair Value models
Bear$20.07Fair Value $26.76Bull$33.46
Price $21.75 · Upside +23.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.6003 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, no officer or director bought or sold shares on the open market.
BuyJoseph W BrownChief Executive Officer, Director5,000 shares at $25.98$129,900Nov 25, 2025
Plus 7 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.48/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
−11.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−18.3%
Dividend (yield on the price)6.4%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−12.4% vs −3.3%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−5% → 7%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
Little optimism in the price
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
less than -40 %
The company could shrink this much every year for the next five years and today's price would still be justified.
News mood ⓘNews mood, the average tone of recent news (80 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Neutral
Recent news coverage is roughly neutral, about typical for how stocks are covered.
Compare Global Indemnity Group, LLC Class A Common Stock with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Insurance - Property & Casualty · 100 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Global Indemnity Group, LLC Class A Common Stock Fair Value". https://www.fairvalue-calculator.com/stock/GBLI
Frequently asked questions
Is Global Indemnity Group, LLC Class A (GBLI) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of $26.76 versus a price of $21.75, about +23% upside (undervalued).
What is the fair value of GBLI?
Our model-based fair value for Global Indemnity Group, LLC Class A is $26.76 (as of Nov 7, 2026), built from audited fundamentals. The current price: $21.75.
What is the quality score of GBLI?
Global Indemnity Group, LLC Class A has a Quality Score of 52/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Global Indemnity Group, LLC Class A (GBLI)?
Our model-based price target is the fair value of $26.76 (as of Nov 7, 2026) from 6 valuation models. Cautious scenario $20.07, optimistic scenario $33.46. It is a calculation from audited fundamentals, not an analyst target.
What is the Global Indemnity Group, LLC Class A Common Stock stock forecast for 2026?
Our models put fair value at $26.76, about +23% upside versus a price of $21.75 (undervalued). Cautious scenario $20.07, optimistic scenario $33.46. The calculation is refreshed regularly with new filings.
What is the revenue of Global Indemnity Group, LLC Class A (GBLI)?
Global Indemnity Group, LLC Class A reported trailing-twelve-month revenue of about $456M (latest available figure, as of Nov 7, 2026).
Does Global Indemnity Group, LLC Class A Common Stock pay a dividend?
Global Indemnity Group, LLC Class A currently shows a dividend yield of 6.44% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of Global Indemnity Group, LLC Class A (GBLI) and when is the ex-dividend date?
Global Indemnity Group, LLC Class A pays a dividend of $1.40 per share a year, a dividend yield of 6.4%. The last ex-dividend date was Sep 18, 2026. A dividend has been paid every year since at least 2018. The payout ratio is 66.7% of earnings. Free cash flow covers the dividend 0.60 times. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What growth is priced into Global Indemnity Group, LLC Class A (GBLI)?
For today's price to be fair in a discounted-cash-flow model, Global Indemnity Group, LLC Class A would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 9.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -5.1 % per year. As of Nov 7, 2026.
What discount rate (WACC) does the fair value of GBLI use?
Our models discount Global Indemnity Group, LLC Class A at 9.9 %: a base by market capitalisation (small), damped by beta 0.53, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Global Indemnity Group, LLC Class A that is less than minus 40 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (9.9 %) and the same formula as our fair value.
How much growth has Global Indemnity Group, LLC Class A (GBLI) delivered so far?
Over the past 5 years revenue at Global Indemnity Group, LLC Class A grew -5.1 % a year. The price currently implies free-cash-flow growth of less than minus 40 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Global Indemnity Group, LLC Class A (GBLI) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into Global Indemnity Group, LLC Class A (less than minus 40 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Global Indemnity Group, LLC Class A (GBLI)?
The free-cash-flow yield on the price is 2.89 %: that much free cash flow Global Indemnity Group, LLC Class A produces per unit of market value. When it exceeds the discount rate of our models (9.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Global Indemnity Group, LLC Class A (GBLI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Global Indemnity Group, LLC Class A it is $26.76 per share (as of Nov 7, 2026), against a price of $21.75. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Global Indemnity Group, LLC Class A Common Stock stock overvalued or undervalued in 2026?
As of Nov 7, 2026, GBLI trades below its calculated fair value: price $21.75, fair value $26.76, a gap of about +23% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of GBLI?
No. The price is what the market pays today ($21.75); the fair value is what the company's own numbers justify ($26.76). For Global Indemnity Group, LLC Class A the two are $5.01 per share apart. That gap is exactly why we show both numbers side by side.
How much is Global Indemnity Group, LLC Class A Common Stock worth?
The market values Global Indemnity Group, LLC Class A at about $314M (market capitalisation, as of Nov 7, 2026). Per share that is $21.75; our models calculate a fair value of $26.76 per share.
What do the bullish and bearish scenarios say about GBLI?
Our models span a range for Global Indemnity Group, LLC Class A: cautious scenario $20.07, base $26.76, optimistic $33.46 per share (as of Nov 7, 2026, price $21.75). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of GBLI?
Global Indemnity Group, LLC Class A trades at a price-to-earnings ratio of 10.4 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $26.76 is built from several models across several years. Median P/E at fiscal year-end, 6 fiscal years (2016 to 2025), reported earnings, FY2021, FY2023, FY2025 ex one-offs: 14.8. Other multiples: PEG 0.9, P/B 0.4, P/S 0.7, EV/EBITDA 8.1.
What is the PEG ratio of GBLI?
The PEG ratio of Global Indemnity Group, LLC Class A is 0.91 (P/E divided by earnings growth, as of Nov 7, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Global Indemnity Group, LLC Class A (GBLI)?
Balance-sheet figures for Global Indemnity Group, LLC Class A (as of Nov 7, 2026): return on equity 4.9%, debt of 0.18 per unit of equity. They feed the Quality Score of 52/100, which measures business quality independently of the share price.
How far is GBLI from its 52-week high?
Global Indemnity Group, LLC Class A trades at $21.75, about 28% below its 52-week high of $30.36 and 4% above the low of $20.84 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $26.76 is for.
Which stocks are comparable to Global Indemnity Group, LLC Class A Common Stock?
From the same area (Financial Services) we also value Chubb Limited, The Progressive Corporation, The Travelers Companies, Inc, The Allstate Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Global Indemnity Group, LLC Class A Common Stock stock attractive at the current price?
The data as of Nov 7, 2026: price $21.75, calculated fair value $26.76 (+23%), Quality Score 52/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of GBLI calculated?
We run Global Indemnity Group, LLC Class A through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of $26.76 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Global Indemnity Group, LLC Class A currently trades 19% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Global Indemnity Group, LLC Class A (GBLI)?
The closing price on Nov 6, 2026 was $21.75. Our model-based fair value is $26.76, about +23% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Global Indemnity Group, LLC Class A Common Stock right now?
Solid quality (52/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Global Indemnity Group, LLC Class A (GBLI) come from?
Earnings per share at Global Indemnity Group, LLC Class A grew −0.1 % a year from 2014 to 2025. Broken into its drivers: revenue per share +5.6 %, EBIT margin −2.5 %, tax rate −3.0 %, residual (interest, one-offs) +0.0 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Global Indemnity Group, LLC Class A
How large is the market capitalisation of Global Indemnity Group, LLC Class A (GBLI)?
The market capitalisation of Global Indemnity Group, LLC Class A is $314M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Global Indemnity Group, LLC Class A (GBLI)?
The price-to-sales ratio of Global Indemnity Group, LLC Class A is 0.69 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Global Indemnity Group, LLC Class A (GBLI)?
Earnings per share at Global Indemnity Group, LLC Class A are $2.10 (price ÷ EPS = P/E 10.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Global Indemnity Group, LLC Class A (GBLI)?
The dividend yield of Global Indemnity Group, LLC Class A is 6.4% (payout 66.7%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Global Indemnity Group, LLC Class A (GBLI)?
The net margin of Global Indemnity Group, LLC Class A is 7.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Global Indemnity Group, LLC Class A (GBLI)?
The return on equity (ROE) of Global Indemnity Group, LLC Class A is 4.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Global Indemnity Group, LLC Class A (GBLI)?
On an EBIT basis the return on assets of Global Indemnity Group, LLC Class A is 1.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Global Indemnity Group, LLC Class A (GBLI)?
The operating margin of Global Indemnity Group, LLC Class A is 12.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Global Indemnity Group, LLC Class A (GBLI)?
Revenue at Global Indemnity Group, LLC Class A is growing +5.1% versus a year earlier (3y avg −10.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Global Indemnity Group, LLC Class A (GBLI)?
Earnings per share at Global Indemnity Group, LLC Class A are growing +7.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Global Indemnity Group, LLC Class A (GBLI) hold?
Global Indemnity Group, LLC Class A holds more cash than debt, $57.2M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Broad data
Nov 7, 2026