Golden House (GOHO) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Golden House stock ILS 8.57, price ILS 10.07, that is 14.9% below the price, quality 66 out of 100. Rating: overvalued. Calculated from audited financials with 23 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 9, 2026.
How to read this chart
60‑month range 7.70 ILS – 28.22 ILS · fair‑value band 6.68 ILS – 11.14 ILS · the 10.07 ILS price screens above the 8.57 ILS fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 9, 2026.
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Golden House Ltd engages in the operation and management of sheltered housing centers for the elderly population in Israel.
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It operates The Golden Age House, that contains housing units, as well as public areas, a lobby, a clubhouse, a library, cinema hall, computer room, synagogue, classrooms, lecture rooms, gym, and green garden terrace. The company also offers nursing care services.
In addition, it is involved in the renting of commercial buildings. The company was incorporated in 1982 and is headquartered in Tel Aviv-Yafo, Israel.
Stock analysis
Golden House (GOHO) currently trades at 10.07 ILS, while our model-based Fair Value estimate is 8.57 ILS, 15% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Asset-Based group reads highest at a median of 11.69 ILS per share, and 12 of the 23 models we run sit above the 10.07 ILS price.
Bear case: the Earnings-Based group reads lowest at 6.92 ILS, and 11 of the 23 models stay below the price. Data coverage for this calculation is high.
Scenario range: 6.68 ILS (bear) to 11.14 ILS (bull), the price of 10.07 ILS sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 66/100 (solid quality), in the Healthcare sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Golden House reported revenue of 48.9M ILS in FY2025 versus 56.2M ILS in FY2021, a compound −3.4%/yr. Reported net income was 7.3M ILS in FY2025, compounding −11.3%/yr from FY2021.
Key figures
Market cap 156M ILS Micro · P/E ratio 12.1 · P/S ratio 1.80 · EPS (TTM) 0.8300 ILS · Dividend yield 2.2% · Net margin 14.9% · Return on equity 3.7% · Return on assets (EBIT) 4.2% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 53 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 4% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Healthcare peers we cover trades at −1% fair-value upside, at −15%, GOHO screens richer than that median.
Fair Value models
Bear6.68 ILSFair Value 8.57 ILSBull11.14 ILS
Price 10.07 ILS · Downside -14.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.5180 ILS per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.95/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
−18.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−21.1%
Dividend (yield on the price)2.2%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−19.7% vs −5.9%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.35% → 13%
Pace: the 5-year rate starts in 2020 (pandemic)
⚠ Revenue per share shrinking 2.3%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+9.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Israel: IMF forecast 2.1% a year to 2030, 1.7% from 2016 to 2025) that is about +6.9% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Medical Care Facilities · 234 stocks
Beats the industry median on 10/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score66 · Top 25%
Fair Value upside−14.9% · Below median
Profitability
Return on equity (12 months)3.7% · Below median
Return on assets1.8% · Below median
Net margin (12 months)17.4% · Top 25%
Operating margin (12 months)22.7% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)16.2% · Top 25%
Dividend yield (12 months)2.2% · Above median
Balance sheet
Debt / equity0.05× · Below median
Valuation Multiplesvs Medical Care Facilities median · lower = cheaper
P/E (12 months)12.1× · Cheapest 25%
P/B0.58× · Cheapest 25%
P/S (12 months)2.97× · Priciest 25%
Price / free cash flow (fiscal year)15.0× · Cheaper than median
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Cite: Fair Value Calculator (2026). "Golden House Fair Value". https://www.fairvalue-calculator.com/stock/GOHO
Frequently asked questions
Is Golden House (GOHO) overvalued or undervalued?
As of Nov 9, 2026, our model estimates a fair value of 8.57 ILS versus a price of 10.07 ILS, about 15% lower (overvalued).
What is the fair value of GOHO?
Our model-based fair value for Golden House is 8.57 ILS (as of Nov 9, 2026), built from audited fundamentals. The current price: 10.07 ILS.
What is the quality score of GOHO?
Golden House has a Quality Score of 66/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Golden House (GOHO)?
Our model-based price target is the fair value of 8.57 ILS (as of Nov 9, 2026) from 23 valuation models. Cautious scenario 6.68 ILS, optimistic scenario 11.14 ILS. It is a calculation from audited fundamentals, not an analyst target.
What is the Golden House stock forecast for 2026?
Our models put fair value at 8.57 ILS, about 15% lower versus a price of 10.07 ILS (overvalued). Cautious scenario 6.68 ILS, optimistic scenario 11.14 ILS. The calculation is refreshed regularly with new filings.
What is the revenue of Golden House (GOHO)?
Golden House reported trailing-twelve-month revenue of about 52.7M ILS (latest available figure, as of Nov 9, 2026).
Does Golden House pay a dividend?
Golden House currently shows a dividend yield of 2.24% relative to its recent price (as of Nov 9, 2026).
How much is the dividend of Golden House (GOHO) and when is the ex-dividend date?
Golden House pays a dividend of 0.226 ILS per share a year, a dividend yield of 2.2%. The last ex-dividend date was Apr 30, 2026. A dividend has been paid every year since 2022. The payout ratio is 27.2% of earnings. Free cash flow covers the dividend 2.97 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into Golden House (GOHO)?
For today's price to be fair in a discounted-cash-flow model, Golden House would have to grow free cash flow by +9.1 % per year for five years (discount rate 14.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -4.0 % per year. As of Nov 9, 2026.
What discount rate (WACC) does the fair value of GOHO use?
Our models discount Golden House at 14.6 %: a base by market capitalisation (micro), country premium for Israel. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Golden House that is +9.1 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (14.6 %) and the same formula as our fair value.
How much growth has Golden House (GOHO) delivered so far?
Over the past 5 years revenue at Golden House grew -4.0 % a year. The price currently implies free-cash-flow growth of +9.1 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Golden House (GOHO) growing?
The median revenue growth in the sector is +6.2 % a year. That is the yardstick for the growth priced into Golden House (+9.1 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Golden House (GOHO)?
The free-cash-flow yield on the price is 6.67 %: that much free cash flow Golden House produces per unit of market value. When it exceeds the discount rate of our models (14.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Golden House (GOHO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Golden House it is 8.57 ILS per share (as of Nov 9, 2026), against a price of 10.07 ILS. It is the blended result of 23 valuation models in 7 families (DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Golden House stock overvalued or undervalued in 2026?
As of Nov 9, 2026, GOHO trades above its calculated fair value: price 10.07 ILS, fair value 8.57 ILS, a gap of about −15% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of GOHO?
No. The price is what the market pays today (10.07 ILS); the fair value is what the company's own numbers justify (8.57 ILS). For Golden House the two are 1.50 ILS per share apart. That gap is exactly why we show both numbers side by side.
How much is Golden House worth?
The market values Golden House at about 156M ILS (market capitalisation, as of Nov 9, 2026). Per share that is 10.07 ILS; our models calculate a fair value of 8.57 ILS per share.
What do the bullish and bearish scenarios say about GOHO?
Our models span a range for Golden House: cautious scenario 6.68 ILS, base 8.57 ILS, optimistic 11.14 ILS per share (as of Nov 9, 2026, price 10.07 ILS). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of GOHO?
Golden House trades at a price-to-earnings ratio of 12.1 (as of Nov 9, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 8.57 ILS is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2016 to 2025), reported earnings: 15.1. Other multiples: P/B 0.6, P/S 3.0, EV/EBITDA 7.1.
How solid is the balance sheet of Golden House (GOHO)?
Balance-sheet figures for Golden House (as of Nov 9, 2026): return on equity 3.7%, debt of 0.05 per unit of equity. They feed the Quality Score of 66/100, which measures business quality independently of the share price.
How far is GOHO from its 52-week high?
Golden House trades at 10.07 ILS, about 13% below its 52-week high of 11.54 ILS and 4% above the low of 9.70 ILS (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 8.57 ILS is for.
Which stocks are comparable to Golden House?
From the same area (Healthcare) we also value HCA Healthcare, Inc, Fresenius SE, Tenet Healthcare Corporation, Dr. Sulaiman Al Habib Medical Services Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Golden House stock attractive at the current price?
The data as of Nov 9, 2026: price 10.07 ILS, calculated fair value 8.57 ILS (−15%), Quality Score 66/100, from 23 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of GOHO calculated?
We run Golden House through 23 models from 7 families: DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 8.57 ILS builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Golden House itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Golden House (GOHO)?
The closing price on Nov 6, 2026 was 10.07 ILS. Our model-based fair value is 8.57 ILS, about 15% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Golden House right now?
Solid but not exceptional quality (66/100) and above fair value, neither a clear bargain nor a standout compounder. The price sits in the upper half of our model range, so the margin of safety is thin. The data supports the verdict: every model runs on fully documented inputs.
Where does the earnings growth of Golden House (GOHO) come from?
Earnings per share at Golden House grew +14.1 % a year from 2014 to 2025. Broken into its drivers: revenue per share −2.1 %, EBIT margin −10.0 %, tax rate −0.4 %, residual (interest, one-offs) +29.9 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Golden House
How large is the market capitalisation of Golden House (GOHO)?
The market capitalisation of Golden House is 156M ILS. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Golden House (GOHO)?
The price-to-sales ratio of Golden House is 1.80 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Golden House (GOHO)?
Earnings per share at Golden House are 0.8300 ILS (price ÷ EPS = P/E 12.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Golden House (GOHO)?
The dividend yield of Golden House is 2.2% (payout 27.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Golden House (GOHO)?
The net margin of Golden House is 14.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Golden House (GOHO)?
The return on equity (ROE) of Golden House is 3.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Golden House (GOHO)?
On an EBIT basis the return on assets of Golden House is 4.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Golden House (GOHO)?
The operating margin of Golden House is 22.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Golden House (GOHO)?
Revenue at Golden House is growing +16.2% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Golden House (GOHO)?
Earnings per share at Golden House are growing +21.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Golden House (GOHO) hold?
Golden House holds more cash than debt, 18.1M ILS net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Broad data
Nov 9, 2026