Upbest Group (0335) Fair Value & Analysis

Financial Services · HK · Market cap HK$1.7B

A strong business, but screening 11% overvalued on our models.

What matters now

• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
• Our model range runs from HK$0.4300 (bear) to HK$0.7100 (bull), base HK$0.5700. The closer the price sits to the lower half, the larger the margin of safety.
• Quality 77/100 (high quality) with high evidence: the data supports the verdict.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 2, 2026.

How to read this chart

60‑month range HK$0.4483 – HK$1.07 · fair‑value band HK$0.4300 – HK$0.7100 · the HK$0.6400 price screens above the HK$0.5700 fair value. Dashed = 300-day average. As of Aug 2, 2026.

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Analysis

Upbest Group (0335) currently trades at HK$0.6400, while our model-based Fair Value estimate is HK$0.5700, implying the stock looks roughly 10.9% overvalued today. The Quality Score stands at 77/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Upbest Group generated revenue of HK$133M at a net margin of 67.6%. It earns a return on equity of 3.1%. The balance sheet holds a net cash position of HK$262M. The stock trades on a trailing P/E of 21.7. Fundamentals as of Aug 2, 2026

Our scenario range runs from HK$0.4300 (bear case) to HK$0.7100 (bull case); at HK$0.6400, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 15% below its 52-week high and 5% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at -11%, 0335 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Multiples (HK$0.9200) versus Asset-Based (HK$0.7200). Highest evidence: P/B Multiple (55).

Key figures & financial health

Quality Score breakdown

About the company

Upbest Group Limited, an investment holding company, provides financial services in Hong Kong, Macau, and the People's Republic of China. The company operates through the Broking, Financing, Corporate Finance, Assets Management, Property Investment, Precious Metal Trading, and Investment Holding segments.

Full company description

Upbest Group Limited, an investment holding company, provides financial services in Hong Kong, Macau, and the People's Republic of China. The company operates through the Broking, Financing, Corporate Finance, Assets Management, Property Investment, Precious Metal Trading, and Investment Holding segments. The Broking segment offers securities and futures brokerage services. The Financing segment provides securities margin financing and money lending services. The Corporate Finance segment offers corporate finance advisory, placing, and underwriting services. The Assets Management segment provides asset management for listed and unlisted companies, and high-net-worth individuals. The Property Investment segment is involved in the property rental, management, and related businesses. The Precious Metals Trading segment engages in the trading of precious metals. The Investment Holding segment is involved in the share investment business. The company was founded in 1988 and is based in Central, Hong Kong. Upbest Group Limited is a subsidiary of CCAA Group Limited.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Upbest Group reported revenue of HK$84.5M in FY2026 versus HK$128M in FY2022, a compound −9.8%/yr. Reported net income was HK$89.8M in FY2026, compounding +0.8%/yr from FY2022.

0335 screens 11% overvalued. Compare with Huatai Securities Co →

Peer Group

Capital Markets · 423 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Capital Markets median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.