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Curo Holdings Co. Ltd (051780) fair value: what the stock is really worth

As of Nov 10, 2026: fair value (intrinsic value) of Curo Holdings Co. Ltd stock KRW 1,235, price KRW 1,868, that is 33.9% below the price, quality 42 out of 100. Rating: overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Consumer Non-Cyclicals KR · ISIN KR7051780005

CH Curo Holdings Co. Ltd logo Thin data Nov 10, 2026

Curo Holdings Co. Ltd

051780 · KQ
Expensive, weak quality

Our calculation puts a fair price 34% below what the stock costs today.

Low debt
Revenue last quarter +25% vs. a year ago.
Quality 42/100
Fair value 1,235 KRW · Overvalued
Weak Growth (revenue 3y −5.7 %/yr in KRW)
Loss-making · -0.3% net margin (TTM)
Negative free cash flow
Trails peers (3/10)
Narrow moat 15/100 · thin data
Thin data
Estimate
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26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

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Price vs Fair Value

32,617 KRW 1,868 KRW Fair Value 1,235 KRW Apr 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range 1,868 KRW – 32,617 KRW · fair‑value band 925.97 KRW – 1,543 KRW · the 1,868 KRW price screens above the 1,235 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 10, 2026.

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Company profile

CUROHOLDINGS Co., Ltd. engages in the entertainment and coffee businesses in South Korea. The company's entertainment business produces video contents, such as movies and dramas, as well as provides celebrity management, auxiliary performer supply agency, and other services.

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Its coffee business distributes coffee and coffee machines under the illy brand to hotels, cafes, and restaurants. The company was formerly known as SBTEK Co., Ltd. and changed its name to CUROHOLDINGS Co., Ltd. in March 2008.

CUROHOLDINGS Co., Ltd. was founded in 1985 and is headquartered in Seoul, South Korea.

Stock analysis

Curo Holdings Co. Ltd (051780) currently trades at 1,868 KRW, while our estimate is 1,235 KRW, 34% below the price, so the stock looks overvalued today.

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: 925.97 KRW (bear) to 1,543 KRW (bull), the price of 1,868 KRW sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 42/100 (below-average quality), in the Consumer Non-Cyclicals sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

Curo Holdings Co. Ltd reported revenue of 56.7B KRW in FY2025 versus 61.0B KRW in FY2021, a compound −1.8%/yr. Reported net income was −9.0B KRW in FY2025.

Key figures

Market cap 16.8B KRW (≈ $12.6M) Micro · P/S ratio 0.26 · Net margin −0.3% · Return on equity −6,095% · Return on assets (EBIT) −1.1% (5-year average) · Operating margin 1.1% · Revenue (TTM) 63.7B KRW · Revenue growth (YoY) +24.6%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 15 out of 100 (low confidence).

What moves the price

The share trades about 70% below its 52-week high and at its 52-week low, currently below its 200-day average.

For context, the median of 10 Consumer Non-Cyclicals peers we cover trades at −24% fair-value upside, at −34%, 051780 screens richer than that median.

Fair Value

Bear 925.97 KRW Fair Value 1,235 KRW Bull 1,543 KRW
Price 1,868 KRW · Downside -33.9%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 42/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 13
How much profit the company makes from its sales and capital
Quality Growth 60
Are margins and returns getting better?
Cashflow 6
Do the profits arrive as real cash?
Financial strength 6
Debt, balance sheet and risk of trouble
Investment 92
Does it invest with discipline instead of growing at any price?
Low Volatility 39
How calm the share price moves, does not count
Price momentum 3
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 0
Distance to the 52-week high, does not count
New shares 100
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 22/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−7.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.7%
Start year 2020 (pandemic). Over 10 years: +14.3% a year
Revenue growth 22 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.9%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−5.9% (2019) → −7.4% (2024)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

051780 screens overvalued: fair value 34% below the price. Compare with JGS →

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Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Consumer Goods Conglomerates” was too small, so the broader sector is used.)Communication Services · 1210 stocks

Beats the sector median on 3/10 measures
Overall it trails its sector peers.
Valuation
Quality Score 42 · Below median
Fair Value upside −33.9% · Bottom 25%
Profitability
Return on assets −9.8% · Bottom 25%
Net margin (12 months) −0.3% · Below median
Operating margin (12 months) 1.1% · Below median
Growth and dividend
Revenue growth (quarter YoY) 24.6% · Top 25%
Balance sheet
Debt / equity 0.46× · Above median

Valuation Multiplesvs Communication Services median · lower = cheaper

P/B 0.90× · Cheaper than median
P/S (12 months) 0.26× · Cheapest 25%
EV/EBITDA 9.5× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 33
FUTURE (revenue growth)100 · sector 19
PAST (return on equity)0 · sector 13
HEALTH (low debt)77 · sector 96
DIVIDEND (yield)0 · sector 60

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

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CNPF CNPF 28.50 PHP 30.23 PHP +6% vs 051780
JGS JGS 17.40 PHP 18.03 PHP +4% vs 051780
BCOR BCOR 7.70 PHP 5.84 PHP −24% vs 051780
FB FB 47.90 PHP 34.97 PHP −27% vs 051780
URC URC 61.65 PHP 41.28 PHP −33% vs 051780
DNL DNL 3.45 PHP 1.75 PHP −49% vs 051780
MONDE MONDE 6.22 PHP 1.25 PHP −80% vs 051780
Gimat Magazacilik Sanayi Ve Ticaret A.S. GMTAS 47.42 TRY 7.88 TRY −83% vs 051780

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Curo Holdings Co. Ltd: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Curo Holdings Co. Ltd Fair Value". https://www.fairvalue-calculator.com/stock/051780

Frequently asked questions

Is Curo Holdings Co. Ltd (051780) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is 1,235 KRW versus a price of 1,868 KRW, about 34% lower (overvalued).
What is the fair value of 051780?
Our estimate for Curo Holdings Co. Ltd is 1,235 KRW (as of Nov 10, 2026), built from audited fundamentals. The current price: 1,868 KRW.
What is the quality score of 051780?
Curo Holdings Co. Ltd has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Curo Holdings Co. Ltd (051780)?
Our calculated price target is the estimate of 1,235 KRW (as of Nov 10, 2026). Cautious scenario 925.97 KRW, optimistic scenario 1,543 KRW. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Curo Holdings Co. Ltd stock forecast for 2026?
Our estimate puts fair value at 1,235 KRW, about 34% lower versus a price of 1,868 KRW (overvalued). Cautious scenario 925.97 KRW, optimistic scenario 1,543 KRW. The calculation is refreshed regularly with new filings.
What is the revenue of Curo Holdings Co. Ltd (051780)?
Curo Holdings Co. Ltd reported trailing-twelve-month revenue of about 63.7B KRW (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of Curo Holdings Co. Ltd (051780)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Curo Holdings Co. Ltd it is 1,235 KRW per share (as of Nov 10, 2026), against a price of 1,868 KRW.
Is Curo Holdings Co. Ltd stock overvalued or undervalued in 2026?
As of Nov 10, 2026, 051780 trades above its calculated fair value: price 1,868 KRW, fair value 1,235 KRW, a gap of about −34% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 051780?
No. The price is what the market pays today (1,868 KRW); the fair value is what the company's own numbers justify (1,235 KRW). For Curo Holdings Co. Ltd the two are 633.37 KRW per share apart. That gap is exactly why we show both numbers side by side.
How much is Curo Holdings Co. Ltd worth?
The market values Curo Holdings Co. Ltd at about 16.8B KRW (market capitalisation, as of Nov 10, 2026). Per share that is 1,868 KRW; our models calculate a fair value of 1,235 KRW per share.
What do the bullish and bearish scenarios say about 051780?
Our models span a range for Curo Holdings Co. Ltd: cautious scenario 925.97 KRW, base 1,235 KRW, optimistic 1,543 KRW per share (as of Nov 10, 2026, price 1,868 KRW). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Curo Holdings Co. Ltd (051780)?
Balance-sheet figures for Curo Holdings Co. Ltd (as of Nov 10, 2026): debt of 0.46 per unit of equity. They feed the Quality Score of 42/100, which measures business quality independently of the share price.
How far is 051780 from its 52-week high?
Curo Holdings Co. Ltd trades at 1,868 KRW, about 70% below its 52-week high of 6,180 KRW and at the low of 1,868 KRW (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of 1,235 KRW is for.
Which stocks are comparable to Curo Holdings Co. Ltd?
From the same area (Consumer Non-Cyclicals) we also value JGS, BCOR, FB, URC, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Curo Holdings Co. Ltd stock attractive at the current price?
The data as of Nov 10, 2026: price 1,868 KRW, calculated fair value 1,235 KRW (−34%), Quality Score 42/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Curo Holdings Co. Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Curo Holdings Co. Ltd (051780)?
The closing price on Nov 10, 2026 was 1,868 KRW. Our estimate is 1,235 KRW, about 34% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Curo Holdings Co. Ltd right now?
The price sits above even our optimistic bull case (1,543 KRW). The favourable scenario is already priced in. Weak quality (42/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.

Key figures of Curo Holdings Co. Ltd

How large is the market capitalisation of Curo Holdings Co. Ltd (051780)?
The market capitalisation of Curo Holdings Co. Ltd is 16.8B KRW (≈ $12.6M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Curo Holdings Co. Ltd (051780)?
The price-to-sales ratio of Curo Holdings Co. Ltd is 0.26 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of Curo Holdings Co. Ltd (051780)?
The net margin of Curo Holdings Co. Ltd is −0.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Curo Holdings Co. Ltd (051780)?
The return on equity (ROE) of Curo Holdings Co. Ltd is −6,095% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Curo Holdings Co. Ltd (051780)?
On an EBIT basis the return on assets of Curo Holdings Co. Ltd is −1.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Curo Holdings Co. Ltd (051780)?
The operating margin of Curo Holdings Co. Ltd is 1.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Curo Holdings Co. Ltd (051780)?
Revenue at Curo Holdings Co. Ltd is growing +24.6% versus a year earlier (3y avg −5.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Curo Holdings Co. Ltd (051780)?
Earnings per share at Curo Holdings Co. Ltd are growing +899% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Curo Holdings Co. Ltd (051780) generate?
The free cash flow of Curo Holdings Co. Ltd is −1.5B KRW (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Curo Holdings Co. Ltd (051780) carry?
The net debt of Curo Holdings Co. Ltd is 33.4B KRW (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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