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CBIZ, Inc (0HQI) fair value: what the stock is really worth

As of Oct 2, 2026: fair value of CBIZ, Inc $19.20, price $54.70, upside -64.9%, quality 53 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? Yes
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Energy · GB · ISIN US1248051021

CI Broad data Sep 24, 2026

CBIZ, Inc

0HQI · LSE

Stretched ValuationStrong overvaluation with only moderate quality.

!Fair value $19.20 · Strongly overvalued (−64.9%)
!Quality 53/100
!Mixed Growth (revenue 3y +4.1 %/yr)
!Thin margins · 5.6% net margin (TTM)
✓Low debt
!Moderate moat 50/100

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$88.79 $13.20 Fair Value $19.20 Jan 2018 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range $13.20 – $88.79 · fair‑value band $12.87 – $24.98 · the $54.70 price screens above the $19.20 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.

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Company profile

CBIZ, Inc. provides financial, insurance, and advisory services in the United States and Canada. It operates through Financial Services, Benefits and Insurance Services, and National Practices segments. The Financial Services segment offers accounting and tax, financial advisory, national technology, and government healthcare consulting services.

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CBIZ, Inc. provides financial, insurance, and advisory services in the United States and Canada. It operates through Financial Services, Benefits and Insurance Services, and National Practices segments. The Financial Services segment offers accounting and tax, financial advisory, national technology, and government healthcare consulting services. The Benefits and Insurance Services segment provides employee benefits consulting, payroll/human capital management, property and casualty insurance, and retirement and investment services. The National Practices segment offers information technology managed networking and hardware services. The company primarily serves small and medium-sized businesses, as well as individuals, governmental entities, and not-for-profit enterprises. CBIZ, Inc. was incorporated in 1987 and is headquartered in Independence, Ohio.

Stock analysis

CBIZ, Inc (0HQI) currently trades at $54.70, while our model-based Fair Value estimate is $19.20, 64.9% below the price, so the stock looks overvalued today.

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Valuation

Bull case: the Growth DCF group reads highest at a median of $23.42 per share, and 0 of the 22 models we run sit above the $54.70 price.

Bear case: the Asset-Based group reads lowest at $8.58, and 22 of the 22 models stay below the price. Evidence for this calculation is high.

Scenario range: $12.87 (bear) to $24.98 (bull), the price of $54.70 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 53/100 (solid quality), in the Energy sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

CBIZ, Inc reported revenue of $964M in FY2020 versus $800M in FY2016, a compound +4.8%/yr. Reported net income was $78.3M in FY2020, compounding +18.2%/yr from FY2016.

Key figures

P/E ratio 0.3 · P/S ratio 0.02 · EPS (TTM) $1.48 · Net margin 8.1% · Return on equity 8.1% · Return on assets (EBIT) 6.3% · Operating margin 25.6% · Revenue (TTM) $2.8B.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).

What moves the price

The share trades about 3% below its 52-week high and 124% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Energy peers we cover trades at −20% fair-value upside, at −65%, 0HQI screens richer than that median.

Fair Value models

Bear $12.87 Fair Value $19.20 Bull $24.98
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
FCF DCF $22.10 $31.64 $44.52 77
Growth DCF $22.77 $31.65 $43.16 75
EPV $9.69 $11.52 $13.09 74
All 22 models by family
DCF Models
FCF DCF $22.10 $31.64 $44.52 77
5Y Revenue Exit $15.78 $23.04 $31.77 70
5Y EBITDA Exit $12.50 $17.26 $22.36 73
5Y P/E Exit $15.33 $22.25 $28.98 68
10Y Revenue Exit $17.63 $24.43 $32.48 64
10Y EBITDA Exit $16.03 $20.63 $25.83 67
10Y P/E Exit $17.76 $23.91 $30.50 62
Earnings-Based
Graham-Dodd $9.71 $21.52 $27.47 63
PEG = 1.0 $3.46 $4.94 $6.42 55
EPV $9.69 $11.52 $13.09 74
Multiples
P/E Multiple $14.99 $19.98 $24.98 63
P/S Multiple $15.81 $21.08 $26.35 58
P/B Multiple $17.29 $23.05 $28.82 55
EV/EBIT $10.69 $14.88 $19.07 66
EV/EBITDA $7.88 $11.14 $14.39 67
EV/Revenue $12.87 $19.20 $25.53 53
Asset-Based
NCAV (Graham) $6.40 $8.58 $12.81 54
Growth DCF
Growth DCF $22.77 $31.65 $43.16 75
Rev-Margin DCF $15.78 $23.42 $31.62 70
Economic Profit
Residual Income $11.52 $12.90 $16.15 68
ROIC Compounder $9.69 $11.52 $13.26 69
Growth Earnings
Growth-Adj P/E $11.51 $16.44 $21.37 65

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Quality Score breakdown

Overall quality 53/100

Of which business quality 53 · Market factors (momentum, volatility) 46

Profitability 38
Margins and returns on capital today
Quality Growth 41
Are margins and returns improving?
Cashflow 77
Earnings quality: real cash, not paper profit
Fin. Strength 41
Balance sheet, leverage, solvency risk
Investment 69
Disciplined investing over empire-building
Low Volatility 31
Calm price path (market factor)
Momentum 67
Price trend over the last 3–12 months (market factor)
52W Momentum 29
Distance to the 52-week high (market factor)

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 59/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+1.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.1%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
8.3% (2016) → 9.5% (2020)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no share-count history
not computed

0HQI screens overvalued: fair value 65% below the price. Compare with Saudi Arabian Oil Company →

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Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Oil & gas

Similar stocks

10 more Oil & Gas Exploration & Production stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Saudi Arabian Oil Company 2222 25.28 SAR 20.14 SAR −20%
Exxon Mobil Corporation XOM $162.75 $90.40 −44%
Chevron Corporation CVX $204.38 $92.05 −55%
PetroChina Company 601857 ¥11.21 ¥15.47 +38%
TotalEnergies SE TTE €74.51 €70.97 −5%
Reliance Industries Limited RELIANCE ₹1,168 ₹865.31 −26%
China Shenhua Energy Company 601088 ¥48.03 ¥31.96 −33%
ConocoPhillips explores for, COP $127.06 $91.42 −28%
CNOOC Limited 0883 HK$23.40 HK$39.91 +71%
Petróleo Brasileiro S.A PBR $20.37 $28.71 +41%

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CBIZ, Inc · Fair Value
$19.20 −65%Fair Value
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Cite: Fair Value Calculator (2026). "CBIZ, Inc Fair Value". https://www.fairvalue-calculator.com/stock/0HQI

Frequently asked questions

Is CBIZ, Inc (0HQI) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of $19.20 versus a price of $54.70, about −65% upside (overvalued).
What is the fair value of 0HQI?
Our model-based fair value for CBIZ, Inc is $19.20 (as of Sep 24, 2026), built from audited fundamentals. The current price: $54.70.
What is the quality score of 0HQI?
CBIZ, Inc has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for CBIZ, Inc (0HQI)?
Our model-based price target is the fair value of $19.20 (as of Sep 24, 2026) from 22 valuation models. Cautious scenario $12.87, optimistic scenario $24.98. It is a calculation from audited fundamentals, not an analyst target.
What is the CBIZ, Inc stock forecast for 2026?
Our models put fair value at $19.20, about −65% upside versus a price of $54.70 (overvalued). Cautious scenario $12.87, optimistic scenario $24.98. The calculation is refreshed regularly with new filings.
What is the revenue of CBIZ, Inc (0HQI)?
CBIZ, Inc reported trailing-twelve-month revenue of about $2.8B (latest available figure, as of Sep 24, 2026).
What is the intrinsic value of CBIZ, Inc (0HQI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For CBIZ, Inc it is $19.20 per share (as of Sep 24, 2026), against a price of $54.70. It is the blended result of 22 valuation models (cash flow, earnings, asset, dividend).
Is CBIZ, Inc stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 0HQI trades above its calculated fair value: price $54.70, fair value $19.20, a gap of about −65% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0HQI?
No. The price is what the market pays today ($54.70); the fair value is what the company's own numbers justify ($19.20). For CBIZ, Inc the two are $35.50 per share apart. That gap is exactly why we show both numbers side by side.
What do the bullish and bearish scenarios say about 0HQI?
Our models span a range for CBIZ, Inc: cautious scenario $12.87, base $19.20, optimistic $24.98 per share (as of Sep 24, 2026, price $54.70). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is 0HQI from its 52-week high?
CBIZ, Inc trades at $54.70, about 3% below its 52-week high of $56.50 and 124% above the low of $24.37 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of $19.20 is for.
Which stocks are comparable to CBIZ, Inc?
From the same area (Energy) we also value Saudi Arabian Oil Company, Exxon Mobil Corporation, Chevron Corporation, PetroChina Company, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is CBIZ, Inc stock attractive at the current price?
The data as of Sep 24, 2026: price $54.70, calculated fair value $19.20 (−65%), Quality Score 53/100, from 22 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0HQI calculated?
We run CBIZ, Inc through 22 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $19.20, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. CBIZ, Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of CBIZ, Inc (0HQI)?
The closing price on Oct 2, 2026 was $54.70. Our model-based fair value is $19.20, about −65% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with CBIZ, Inc right now?
The price sits above even our optimistic bull case ($24.98). The favourable scenario is already priced in. Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range ($12.87 to $24.98) leaves room in how you read the outcome.

Key figures of CBIZ, Inc

What is the P/E ratio of CBIZ, Inc (0HQI)?
The price-to-earnings ratio of CBIZ, Inc is 0.3 (as of Jul 24, 2026). Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of CBIZ, Inc (0HQI)?
The price-to-sales ratio of CBIZ, Inc is 0.02 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of CBIZ, Inc (0HQI)?
Earnings per share at CBIZ, Inc are $1.48 (price ÷ EPS = P/E 0.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of CBIZ, Inc (0HQI)?
The net margin of CBIZ, Inc is 8.1% (fiscal year 2020). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of CBIZ, Inc (0HQI)?
The return on equity (ROE) of CBIZ, Inc is 8.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of CBIZ, Inc (0HQI)?
On an EBIT basis the return on assets of CBIZ, Inc is 6.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of CBIZ, Inc (0HQI)?
The operating margin of CBIZ, Inc is 25.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at CBIZ, Inc (0HQI)?
Revenue at CBIZ, Inc is growing +1.3% versus a year earlier (3y avg +4.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at CBIZ, Inc (0HQI)?
Earnings per share at CBIZ, Inc are growing +37.7% versus a year earlier. How much earnings per share grew versus a year earlier.
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