Prudential Financial Inc. (0KRX) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Prudential Financial Inc. $111, price $112, upside -1.0%, quality 54 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
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Prudential Financial Inc.
0KRX · LSENeutralThe stock looks roughly fairly valued with average quality.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range $65.00 – $125.34 · fair‑value band $83.40 – $138.99 · the $112.29 price screens above the $111.19 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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Company profile
Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments.
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Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its insurance and retirement businesses. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; group annuities and other products; international reinsurance; investment only products; and FlexGuard suite, Fixed annuities, and variable annuities, as well as develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance; and supplemental health solutions including accident, critical illness, and hospital indemnity. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products. The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks, financial professionals, and trusted partnerships. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
Stock analysis
Prudential Financial Inc. (0KRX) currently trades at $112.29, while our model-based Fair Value estimate is $111.19, so the stock looks roughly fairly valued today (gap 1.0%).
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Valuation
Bull case: the Multiples group reads highest at a median of $147.20 per share, and 2 of the 4 models we run sit above the $112.29 price.
Bear case: the Asset-Based group reads lowest at $52.62, and 2 of the 4 models stay below the price. Evidence for this calculation is medium.
Scenario range: $83.40 (bear) to $138.99 (bull), the price of $112.29 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 54/100 (solid quality), in the Industrials sector.
Mixed Growth: Spin-off in 2025: revenue and profit before it include the divested business. Growth is measured afresh from 2025.
Prudential Financial Inc. reported revenue of $60.8B in FY2025 versus $70.9B in FY2021, a compound −3.8%/yr. Reported net income was $3.6B in FY2025, compounding −17.2%/yr from FY2021.
Key figures
Market cap $39.7B · P/E ratio 0.1 · EPS (TTM) $12.45 · Dividend yield 4.9% · Net margin 5.9% · Return on equity 10.7% · Return on assets (EBIT) 0.5% · Operating margin 4.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 10% below its 52-week high and 23% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −40% fair-value upside, at −1%, 0KRX screens cheaper than that median.
Fair Value models
All 4 models by family
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Set up alert →Quality Score breakdown
Of which business quality 49 · Market factors (momentum, volatility) 61
Revenue & earnings trend
Growth Forecast
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Compare Prudential Financial Inc. with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Life & Health Insurance” was too small, so the broader sector is used.)Industrials · 5333 stocks
Valuation Multiplesvs Industrials median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Industrials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: Industrials
- Undervalued stocks: UK Stocks
- Valuation of the UK market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
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Key figures of Prudential Financial Inc.
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