Aon plc (0XHL) fair value: what the stock is really worth
As of Jul 30, 2026: fair value of Aon plc $36.62, price $362, upside -89.9%, quality 61 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range $127.60 – $406.13 · fair‑value band $22.28 – $84.68 · the $362.10 price screens above the $36.62 fair value. Dashed = 300-day average. As of Sep 24, 2026.
Aon plc operates as a professional services firm in the United States, rest of the Americas, the United Kingdom, Ireland, rest of Europe, the Middle East, Africa, and the Asia Pacific. It operates through Risk Capital and Human Capital segments.
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Aon plc operates as a professional services firm in the United States, rest of the Americas, the United Kingdom, Ireland, rest of Europe, the Middle East, Africa, and the Asia Pacific. It operates through Risk Capital and Human Capital segments. The company offers commercial risk solutions comprising retail and insurance brokerage, specialty solutions, global risk consulting, captives management, and affinity programs; health solutions, such as consulting and brokerage, consumer benefits, and talent advisory services; and wealth solutions, including retirement consulting and investments. It also provides treaty and facultative reinsurance; strategy and technology group solutions; insurance-linked securities, capital raising, strategic advice, restructuring, and merger and acquisition services; and risk management products and solutions, capital market solutions, and corporate finance advisory services. In addition, the company offers strategic design advice and actuarial services; pension risk transfer and integrated pension administration; and investment advisory services on developing and maintaining investment programs across various plan types, including defined benefit plans, defined contribution plans, master trusts, and pooled employer plans for corporations, public pensions, endowments, and foundations. Aon plc was incorporated in 1979 and is headquartered in Dublin, Ireland.
Stock analysis
Aon plc (0XHL) currently trades at $362.10, while our model-based Fair Value estimate is $36.62, 89.9% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Dividend Discount group reads highest at a median of $25.04 per share, and 0 of the 6 models we run sit above the $362.10 price.
Bear case: the Multiples group reads lowest at $6.17, and 6 of the 6 models stay below the price. Evidence for this calculation is high.
Scenario range: $22.28 (bear) to $84.68 (bull), the price of $362.10 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 61/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Aon plc reported revenue of $12.2B in FY2021 versus $10.0B in FY2017, a compound +5.1%/yr. Reported net income was $1.3B in FY2021, compounding +0.6%/yr from FY2017.
Key figures
P/E ratio 0.6 · P/S ratio 0.06 · EPS (TTM) $6.12 · Dividend yield 0.4% · Net margin 10.3% · Return on equity 44.7% · Return on assets (EBIT) 6.6% · Operating margin 21.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (low confidence).
What moves the price
The share trades about 5% below its 52-week high and 103% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −51% fair-value upside, at −90%, 0XHL screens richer than that median.
Fair Value models
The price assumes far more growth than our models allow for, so the models scatter widely ($2.95 to $67.74). Read the Fair Value as a cautious anchor, not a price target; the Growth Forecast section shows what the price assumes.
Bear $22.28Fair Value $36.62Bull $84.68
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.69/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+10.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.2%
’17
’18
’19
’20
’21
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
10.5% (2017) → 18.2% (2021)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no share-count history
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Aon plc Fair Value". https://www.fairvalue-calculator.com/stock/0XHL
Frequently asked questions
Is Aon plc (0XHL) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of $36.62 versus the last price from Jul 30, 2026 of $362.10, about −90% upside (overvalued).
What is the fair value of 0XHL?
Our model-based fair value for Aon plc is $36.62 (as of Sep 24, 2026), built from audited fundamentals. Last price (from Jul 30, 2026): $362.10.
What is the quality score of 0XHL?
Aon plc has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Aon plc (0XHL)?
Our model-based price target is the fair value of $36.62 (as of Sep 24, 2026) from 6 valuation models. Cautious scenario $22.28, optimistic scenario $84.68. It is a calculation from audited fundamentals, not an analyst target.
What is the Aon plc stock forecast for 2026?
Our models put fair value at $36.62, about −90% upside versus the last price from Jul 30, 2026 of $362.10 (overvalued). Cautious scenario $22.28, optimistic scenario $84.68. The calculation is refreshed regularly with new filings.
What is the revenue of Aon plc (0XHL)?
Aon plc reported trailing-twelve-month revenue of about $17.6B (latest available figure, as of Sep 24, 2026).
Does Aon plc pay a dividend?
Aon plc currently shows a dividend yield of about 0.41% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Aon plc (0XHL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Aon plc it is $36.62 per share (as of Sep 24, 2026), against a price of $362.10. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Aon plc stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 0XHL trades above its calculated fair value: price $362.10, fair value $36.62, a gap of about −90% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0XHL?
No. The price is what the market pays today ($362.10); the fair value is what the company's own numbers justify ($36.62). For Aon plc the two are $325.48 per share apart. That gap is exactly why we show both numbers side by side.
What do the bullish and bearish scenarios say about 0XHL?
Our models span a range for Aon plc: cautious scenario $22.28, base $36.62, optimistic $84.68 per share (as of Sep 24, 2026, price $362.10). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is 0XHL from its 52-week high?
Aon plc trades at $362.10, about 5% below its 52-week high of $380.01 and 103% above the low of $178.13 (as of Jul 30, 2026). Distance from the high says nothing about value: that is what the fair value of $36.62 is for.
Which stocks are comparable to Aon plc?
From the same area (Financial Services) we also value Marsh & McLennan Companies, Inc, Arthur J. Gallagher & Co, Willis Towers Watson Public Limited, Brown & Brown, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Aon plc stock attractive at the current price?
The data as of Sep 24, 2026: price $362.10, calculated fair value $36.62 (−90%), Quality Score 61/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0XHL calculated?
We run Aon plc through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $36.62, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Aon plc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Aon plc (0XHL)?
The latest price we hold is from Jul 30, 2026 and stands at $362.10. Our model-based fair value is $36.62, about −90% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Aon plc right now?
The price sits above even our optimistic bull case ($84.68). The favourable scenario is already priced in. The model range is unusually wide ($22.28 to $84.68). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid but not exceptional quality (61/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Aon plc
What is the P/E ratio of Aon plc (0XHL)?
The price-to-earnings ratio of Aon plc is 0.6 (as of Aug 6, 2026). Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of Aon plc (0XHL)?
The price-to-sales ratio of Aon plc is 0.06 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Aon plc (0XHL)?
Earnings per share at Aon plc are $6.12 (price ÷ EPS = P/E 0.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Aon plc (0XHL)?
The dividend yield of Aon plc is 0.4% (payout 24.3%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Aon plc (0XHL)?
The net margin of Aon plc is 10.3% (fiscal year 2021). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Aon plc (0XHL)?
The return on equity (ROE) of Aon plc is 44.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Aon plc (0XHL)?
On an EBIT basis the return on assets of Aon plc is 6.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Aon plc (0XHL)?
The operating margin of Aon plc is 21.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Aon plc (0XHL)?
Revenue at Aon plc is growing +2.2% versus a year earlier (3y avg +4.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Aon plc (0XHL)?
Earnings per share at Aon plc are growing −3.0% versus a year earlier. How much earnings per share grew versus a year earlier.
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