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Korea Asset In Trust Co (123890) Fair Value & Analysis

Real Estate · KR · Market cap 269B KRW

KA Korea Asset In Trust Co 123890 · KO
Price2,320 KRW
Fair Value5,450 KRW
Upside+134.9%
Quality63/100
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Weak Growth
Highly profitable · 30.0% net margin
Moderate debt · generates free cash flow
6.88% dividend yield
Ranks above peers (9/11)
Moderate moat 59/100
Evidence: High Range 4,088 KRW – 5,659 KRW Share as image

Fair value as of: Jul 22, 2026

From 15 valuation models · updated 19 days ago

Share price +2.7% over the past month.

A solid business, screening 135% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (4,088 KRW). The market is more pessimistic than our downside scenario.
  • Solid quality (63/100) at a price below fair value, the discount is the argument here, not the business quality.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

3,963 KRW 1,999 KRW Fair Value 5,450 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 22, 2026.

How to read this chart

60‑month range 1,999 KRW – 3,963 KRW · fair‑value band 4,088 KRW – 5,659 KRW · the 2,320 KRW price screens below the 5,450 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 22, 2026.

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Analysis

Korea Asset In Trust Co (123890) currently trades at 2,320 KRW, while our model-based Fair Value estimate is 5,450 KRW, implying the stock looks roughly 134.9% undervalued today. The Quality Score stands at 63/100 (solid quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Korea Asset In Trust Co generated revenue of 158B KRW at a net margin of 30.0%. Revenue declined 13.3% year over year. It earns a return on equity of 4.5%. Net debt stands at 470B KRW. Fundamentals as of Jul 22, 2026

Our scenario range runs from 4,088 KRW (bear case) to 5,659 KRW (bull case); at 2,320 KRW, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 29% below its 52-week high and 13% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -22% fair-value upside, at 135%, 123890 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 15,769 KRW 24,814 KRW 38,025 KRW 80
Residual Income 6,802 KRW 6,848 KRW 6,500 KRW 76
Gordon GGM 961.90 KRW 2,011 KRW 3,533 KRW 70
All 15 models by family
DCF Models
FCF DCF 15,208 KRW 25,023 KRW 40,072 KRW 38
5Y Revenue Exit 4,291 KRW 6,206 KRW 8,337 KRW 39
5Y EBITDA Exit 5,028 KRW 7,539 KRW 10,197 KRW 41
10Y Revenue Exit 7,934 KRW 10,470 KRW 13,292 KRW 36
10Y EBITDA Exit 8,486 KRW 11,401 KRW 14,701 KRW 37
Dividend Discount
Gordon GGM 961.90 KRW 2,011 KRW 3,533 KRW 70
DDM Multi-Stage 961.90 KRW 1,506 KRW 2,117 KRW 61
Multiples
P/S Multiple 5,145 KRW 6,860 KRW 8,576 KRW 58
P/B Multiple 5,145 KRW 6,860 KRW 8,576 KRW 55
EV/EBIT 776.50 KRW 2,315 KRW 3,853 KRW 53
EV/EBITDA 163.47 KRW 1,498 KRW 2,832 KRW 54
EV/Revenue 888.38 KRW 43
Asset-Based
NCAV (Graham) 4,427 KRW 5,932 KRW 8,853 KRW 50
Growth DCF
Growth DCF 15,769 KRW 24,814 KRW 38,025 KRW 80
Economic Profit
Residual Income 6,802 KRW 6,848 KRW 6,500 KRW 76

Widest divergence: Growth DCF (24,814 KRW) versus Dividend Discount (1,506 KRW). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 158B KRW
Revenue growth (YoY) -13.3%
Net margin 30.0%
Return on equity 4.5%
Free cash flow 203B KRW FY2025
Operating margin 61.8%
More key figures
Dividend yield 6.3%
EPS growth (YoY) -13.8%
Net debt 470B KRW FY2025

Figures from reported company fundamentals · as of Jul 22, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 63/100

Of which business quality 62 · Market factors (momentum, volatility) 45

Profitability 33
Margins and returns on capital today
Quality Growth 42
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 46
Balance sheet, leverage, solvency risk
Investment 77
Disciplined investing over empire-building
Low Volatility 85
Calm price path (market factor)
Momentum 30
Price trend over the last 3–12 months (market factor)
52W Momentum 25
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Korea Asset In Trust Co., Ltd. operates as a real estate trust company in South Korea. It provides land development, management, disposal, collateral, and sale management trust services; real estate consulting and agency services; and trust maintenance and tax services.

Full company description

Korea Asset In Trust Co., Ltd. operates as a real estate trust company in South Korea. It provides land development, management, disposal, collateral, and sale management trust services; real estate consulting and agency services; and trust maintenance and tax services. The company also offers asset-backed and mortgage bonds, and bond secured securities, as well as real estate investment and project finance services. Korea Asset In Trust Co., Ltd. was founded in 2001 and is headquartered in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Korea Asset In Trust Co reported revenue of 204B KRW in FY2025 versus 213B KRW in FY2021, a compound −1.0%/yr. Reported net income was 49.4B KRW in FY2025, compounding −17.7%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
204B KRW
Latest YoY
−9.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−4.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−3.2%
Avg. growth/yr (13Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.6%
Revenue −1.0%/yr
FY21 213B KRW
FY22 233B KRW
FY23 259B KRW
FY24 226B KRW
FY25 204B KRW
Net income −17.7%/yr
FY21 107B KRW
FY22 108B KRW
FY23 130B KRW
FY24 37.4B KRW
FY25 49.4B KRW

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Cite: Fair Value Calculator (2026). "Korea Asset In Trust Co Fair Value". https://www.fairvalue-calculator.com/stock/123890

Peer Group

REIT - Diversified · 165 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 64 · Top 25%
Fair Value upside +135% · Top 25%
Return on equity (TTM) 4% · Below median
Return on assets 3% · Above median
Net margin (TTM) 30% · Above median
Operating margin (TTM) 62% · Above median
Revenue growth -13% · Bottom 25%
Dividend yield (TTM) 6.9% · Above median
Debt / equity 0.54× · Lower than median

Valuation Multiples vs REIT - Diversified median · lower = cheaper

P/FCF 0.0× · Cheaper than 75% of peers
EV/EBITDA 3.1× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 13
FUTURE 0 · sector 13
PAST 18 · sector 20
HEALTH 73 · sector 72
DIVIDEND 100 · sector 97

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more REIT - Diversified stocks, each showing price versus our Fair Value estimate (as of Jul 22, 2026).

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W. P. Carey Inc WPC $76.69 $35.59 -54%
Charter Hall Group CHC A$21.90 A$11.46 -48%
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COV COV €52.55 €62.39 +19%
The GPT Group GPT A$4.89 A$3.49 -29%
Mirvac Group MGR A$1.70 A$0.5700 -66%
KLCC Property Holdings 5235SS 8.85 MYR 6.91 MYR -22%
CRRUN CRRUN C$17.65 C$17.89 +1%

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Frequently asked questions

Is Korea Asset In Trust Co (123890) overvalued or undervalued?
As of Jul 22, 2026, our model estimates a fair value of 5,450 KRW versus a price of 2,320 KRW, about +135% (undervalued).
What is the fair value of 123890?
Our model-based fair value for Korea Asset In Trust Co is 5,450 KRW (as of Jul 22, 2026), built from audited fundamentals. The current price is 2,320 KRW.
What is the quality score of 123890?
Korea Asset In Trust Co has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Korea Asset In Trust Co (123890)?
Korea Asset In Trust Co reported trailing-twelve-month revenue of about 158B KRW (latest available figure, as of Jul 22, 2026).
What is the net profit margin of 123890?
The net profit margin of Korea Asset In Trust Co is about 30.0%, meaning it keeps roughly 30.0% of revenue as net income. Based on the latest reported figures.
Does Korea Asset In Trust Co pay a dividend?
Korea Asset In Trust Co currently shows a dividend yield of about 6.26% relative to its recent price (as of Jul 22, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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