1288 (1288) Fair Value & Analysis

Financial Services · Market cap HK$1.9T

1 1288 1288 · HK

PriceHK$5.34

Fair ValueHK$10.68

Upside+100.0%

Quality55/100

Evidence: High Range HK$8.01 – HK$13.35

Fair value as of: Jul 2, 2026

From 23 valuation models · updated today

Share price −7.5% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$4.85 – HK$6.11 · fair‑value band HK$8.01 – HK$13.35 · the HK$5.34 price screens below the HK$10.68 fair value. As of Jul 2, 2026.

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Analysis

1288 (1288) currently trades at HK$5.34, while our model-based Fair Value estimate is HK$10.68 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 55/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 1288 generated revenue of HK$601B at a net margin of 49.0%. Revenue grew 2.3% year over year. It earns a return on equity of 9.2%. The balance sheet holds a net cash position of HK$396B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$601B

Revenue growth (YoY) +2.3%

Net margin 49.0%

Return on equity 9.2%

Free cash flow HK$2.1T FY2025

P/E ratio 5.8

More key figures

Operating margin 59.3%

EPS (TTM) HK$0.7900

Dividend yield 4.7%

EPS growth (YoY) +5.3%

Net cash HK$396B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

1288 reported revenue of HK$1.4T in FY2025 versus HK$556B in FY2021, a compound +25.0%/yr. Reported net income was HK$291B in FY2025, compounding +4.8%/yr from FY2021.

Revenue +25.0%/yr

FY21 HK$556B

FY22 HK$550B

FY23 HK$560B

FY24 HK$580B

FY25 HK$1.4T

Net income +4.8%/yr

FY21 HK$241B

FY22 HK$259B

FY23 HK$269B

FY24 HK$282B

FY25 HK$291B

Is 1288 fairly valued? → Check now

Similar stocks

6 more Banks - Diversified stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
JPMorgan Chase & Co JPM	C$42.65	C$25.87	-39%
Industrial and Commercial Bank of China Limited IDCBY	$17.52	$35.04	+100%
Bank of America Corporation BOFA	C$28.67	C$15.41	-46%
China Construction Bank Corporation 601939	¥10.49	¥17.29	+65%
Agricultural Bank of China Limited 601288	¥6.40	¥11.85	+85%
HSBC Holdings HSBC	$96.51	$85.50	-11%

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Frequently asked questions

Is 1288 (1288) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$10.68 versus a price of HK$5.34 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 1288?

Our model-based fair value for 1288 is HK$10.68 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$5.34.

What is the quality score of 1288?

1288 has a Quality Score of 55/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 1288 (1288)?

1288 reported trailing-twelve-month revenue of about HK$601B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 1288?

The net profit margin of 1288 is about 49.0%, meaning it keeps roughly 49.0% of revenue as net income. Based on the latest reported figures.

Does 1288 pay a dividend?

1288 currently shows a dividend yield of about 4.68% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.