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Shouhui Group Ltd (2621) Fair Value & Analysis

Financial Services · HK · Market cap HK$756M

SG Shouhui Group Ltd 2621 · HK
PriceHK$2.75
Fair ValueHK$2.51
Upside-8.7%
Quality62/100
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Expensive Growth
Highly profitable · 54.0% net margin
generates free cash flow
3.76% dividend yield
Ranks above peers (12/13)
Wide moat 76/100
Evidence: High Range HK$1.88 – HK$3.14 Share as image

Fair value as of: Aug 13, 2026

From 4 valuation models · updated 3 days ago

Fair value updated Aug 13, 2026, revised from HK$4.07 to HK$2.51 (−38.3%) since Aug 5, 2026. Share price −11.6% over the past month.

A solid business, currently priced close to our fair value.

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What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (14 months)

HK$6.33 HK$2.75 Fair Value HK$2.51 May 2025 Aug 2026

White line = price, green steps = our fair value per fiscal year. As of Aug 13, 2026.

How to read this chart

14‑month range HK$2.75 – HK$6.33 · fair‑value band HK$1.88 – HK$3.14 · the HK$2.75 price screens above the HK$2.51 fair value. As of Aug 13, 2026.

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Analysis

Shouhui Group Ltd (2621) currently trades at HK$2.75, while our model-based Fair Value estimate is HK$2.51, implying the stock looks roughly 8.7% fairly valued today. The Quality Score stands at 62/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Shouhui Group Ltd generated revenue of HK$1.5B at a net margin of 54.0%. Revenue grew 33.8% year over year. It earns a return on equity of 278.0%. The stock trades on a trailing P/E of 2.9 (as of Jul 2, 2026). Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$1.88 (bear case) to HK$3.14 (bull case); at HK$2.75, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 45% below its 52-week high and 2% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -41% fair-value upside, at -9%, 2621 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/E Multiple HK$34.29 HK$45.72 HK$57.15 63
Residual Income HK$27.86 HK$47.96 HK$1,001 61
P/B Multiple HK$6.10 HK$8.13 HK$10.16 55
All 4 models by family
Multiples
P/E Multiple HK$34.29 HK$45.72 HK$57.15 63
P/B Multiple HK$6.10 HK$8.13 HK$10.16 55
Asset-Based
NCAV (Graham) HK$2.90 HK$3.89 HK$5.81 50
Economic Profit
Residual Income HK$27.86 HK$47.96 HK$1,001 61

Widest divergence: Economic Profit (HK$47.96) versus Asset-Based (HK$3.89). Highest evidence: P/E Multiple (63).

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Key figures & financial health

Revenue (TTM) HK$1.5B
Revenue growth (YoY) +33.8%
Net margin 54.0%
Return on equity 278%
Free cash flow HK$82.4M FY2025
P/E ratio 2.9 as of Jul 2, 2026
More key figures
Operating margin 16.6%
EPS (TTM) HK$0.2200
Dividend yield 3.8%

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 62/100

Of which business quality 61 · Market factors (momentum, volatility) 28

Profitability 75
Margins and returns on capital today
Quality Growth 34
Are margins and returns improving?
Cashflow 42
Earnings quality: real cash, not paper profit
Fin. Strength 77
Balance sheet, leverage, solvency risk
Investment 50
Disciplined investing over empire-building
Low Volatility 65
Calm price path (market factor)
Momentum 19
Price trend over the last 3–12 months (market factor)
52W Momentum 1
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Shouhui Group Limited provides life and health insurance intermediary services in China. It operates through Insurance Transaction Services and Insurance Technology Services segments. The company offers insurance service solutions to policyholders and the insured online through life and health insurance transactions and service platforms.

Full company description

Shouhui Group Limited provides life and health insurance intermediary services in China. It operates through Insurance Transaction Services and Insurance Technology Services segments. The company offers insurance service solutions to policyholders and the insured online through life and health insurance transactions and service platforms. It also provides IT and software, consulting, insurance brokerage and agency services, claim adjustment, and inspection, valuation, and risk assessment of insurance. Shouhui Group Limited was founded in 2015 and is headquartered in Tianjin, China.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2025 · reported fiscal years

Shouhui Group Ltd reported revenue of HK$1.5B in FY2025 versus HK$806M in FY2022, a compound +22.1%/yr. Reported net income was HK$793M in FY2025, compounding +82.3%/yr from FY2022.

Growth Quality 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
HK$1.5B
Latest YoY
+5.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+22.1%
Revenue +22.1%/yr
FY22 HK$806M
FY23 HK$1.6B
FY24 HK$1.4B
FY25 HK$1.5B
Net income +82.3%/yr
FY22 HK$131M
FY23 −HK$356M
FY24 −HK$136M
FY25 HK$793M

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Cite: Fair Value Calculator (2026). "Shouhui Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/2621

Peer Group

Insurance Brokers · 36 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 63 · Above median
Fair Value upside −9% · Above median
Return on equity (TTM) 278% · Top 25%
Return on assets 6% · Above median
Net margin (TTM) 54% · Top 25%
Operating margin (TTM) 17% · Above median
Revenue growth 34% · Above median
Dividend yield (TTM) 3.8% · Below median

Valuation Multiples vs Insurance Brokers median · lower = cheaper

P/E (TTM) 2.9× · Cheaper than 75% of peers
P/B 0.58× · Cheaper than 75% of peers
P/S (TTM) 0.51× · Cheaper than 75% of peers
P/FCF 1.2× · Cheaper than 75% of peers
EV/EBITDA 2.6× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 22 · sector 0
FUTURE 100 · sector 53
PAST 100 · sector 60
HEALTH 0 · sector 91
DIVIDEND 75 · sector 75

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Insurance Brokers stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Marsh & McLennan Companies, Inc MRSH $188.86 $112.25 -41%
Aon plc AON $352.36 $224.91 -36%
Arthur J. Gallagher & Co AJG $255.46 $75.58 -70%
Willis Towers Watson Public Limited WTW $340.29 $220.92 -35%
Brown & Brown, Inc BRO $71.06 $40.43 -43%
Erie Indemnity Company ERIE $256.64 $113.32 -56%
PB Fintech Limited POLICYBZR ₹1,739 ₹204.86 -88%
Neptune Insurance Holdings NP $30.77 $3.52 -89%
Steadfast Group SDF A$5.27 A$3.92 -26%
CorVel Corporation CRVL $62.75 $39.55 -37%

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Frequently asked questions

Is Shouhui Group Ltd (2621) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$2.51 versus a price of HK$2.75, about −9% (fairly valued).
What is the fair value of 2621?
Our model-based fair value for Shouhui Group Ltd is HK$2.51 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$2.75.
What is the quality score of 2621?
Shouhui Group Ltd has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Shouhui Group Ltd (2621)?
Shouhui Group Ltd reported trailing-twelve-month revenue of about HK$1.5B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 2621?
The net profit margin of Shouhui Group Ltd is about 54.0%, meaning it keeps roughly 54.0% of revenue as net income. Based on the latest reported figures.
Does Shouhui Group Ltd pay a dividend?
Shouhui Group Ltd currently shows a dividend yield of about 3.76% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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