Taishin Financial Holding Co Ltd (2887) fair value: what the stock is really worth
As of Nov 13, 2026: fair value (intrinsic value) of Taishin Financial Holding Co Ltd stock TWD 16.44, price TWD 40.70, that is 59.6% below the price, quality 39 out of 100. Rating: strongly overvalued. Calculated from audited financials with 4 of our 26 valuation models and 37 quality factors, updated daily.
- Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free
Taishin Financial Holding Co Ltd
2887 · TWFar too expensive (fair value 60% below the price) and weak company, but rising price: meets 1 of 3 rules.
Main risks:
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 12, 2026.
How to read this chart
60‑month range 10.07 TWD – 44.40 TWD · fair‑value band 12.33 TWD – 20.54 TWD · the 40.70 TWD price screens above the 16.44 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 12, 2026.
Every Wednesday you see whether Taishin Financial Holding Co is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Company profile
TS Financial Holding Co., Ltd., together with its subsidiaries, provides various financial products and services.
Show moreShow less
It offers wealth management services, such as financial consulting, tax planning, trust, asset allocation advisory services, TWD and FCY deposits, investment, and insurance products; consumer lending services, including 1st and 2nd lien mortgage, auto loan, personal loan, micro SME loans, and credit cards; and e-payment services.
The company also provides digital, internet, and mobile banking services; mobile payment services; ATM services; exchange rate, interest rate, stock, bond, commodity, and gold account; funding, underwriting, and bond management services for onshore/offshore bond issuers; and brokerage, proprietary trading, underwriting, concurrent operation of futures and the design, issuance, trading, hedging of derivatives.
In addition, it offers financial advisory services, risk management, facilities and financing, short-term bill trading, and bond issuance to corporations, government departments and financial institutions; and corporate restructuring, reorganization, mergers, acquisitions and financial planning or other consulting services.
Further, the company provides money market, fixed income, domestic equity, global equity, fund of funds, and ETFs; and insurance products comprising of life insurance, retirement planning, asset accumulation, health, and accidental injuries.
The company was formerly known as Taishin Financial Holding Co., Ltd. and changed its name to TS Financial Holding Co., Ltd. in July 2025. The company was founded in 1992 and is based in Taipei, Taiwan.
Stock analysis
Taishin Financial Holding Co Ltd (2887) currently trades at 40.70 TWD, while our model-based Fair Value estimate is 16.44 TWD, 60% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the Multiples group reads highest at a median of 19.34 TWD per share, and 0 of the 4 models we run sit above the 40.70 TWD price.
Bear case: the Economic Profit group reads lowest at 17.43 TWD, and 4 of the 4 models stay below the price. Data coverage for this calculation is high.
Scenario range: 12.33 TWD (bear) to 20.54 TWD (bull), the price of 40.70 TWD sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 39/100 (below-average quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Taishin Financial Holding Co Ltd reported revenue of 316B TWD in FY2025 versus 66.4B TWD in FY2021, a compound +47.7%/yr. Reported net income was 37.4B TWD in FY2025, compounding +16.5%/yr from FY2021.
Key figures
Market cap 1.1T TWD (≈ $32.7B) Large · P/E ratio 21.5 · P/S ratio 2.54 · EPS (TTM) 1.89 TWD · Dividend yield 2.4% · Net margin 11.8% · Return on equity 17.1% · Return on assets (EBIT) 0.7% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 68 out of 100 (low confidence).
What moves the price
The share trades about 8% below its 52-week high and 132% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −31% fair-value upside, at −60%, 2887 screens richer than that median.
Fair Value models
All 4 models by family
The fair value above starts from this blend and is adjusted for dilution from new shares.
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Revenue & earnings trend
2887 screens overvalued: fair value 60% below the price. Compare with China Merchants Bank Co →
Compare Taishin Financial Holding Co Ltd with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 999 stocks
Valuation Multiplesvs Banks - Regional median · lower = cheaper
Strength profile in five axes (Snowflake)
VALUE 0: the price sits above our fair-value range.
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Revenue growth by industry
- PEG ratio by industry
- Stock screener with 62 metrics
- Undervalued stocks: Taiwanese Stocks
- Valuation of the Taiwan market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Postal Savings Bank of China Co 601658 | ¥5.69 | ¥7.59 | +33% | vs 2887 |
| China Merchants Bank Co 600036 | ¥42.93 | ¥52.73 | +23% | vs 2887 |
| BNP Paribas SA BNP | €95.57 | €107.43 | +12% | vs 2887 |
| Intesa Sanpaolo S.p.A ISP | €6.26 | €4.91 | −22% | vs 2887 |
| UniCredit S.p.A UCG | €83.68 | €58.08 | −31% | vs 2887 |
| Oversea-Chinese Banking Corporation O39 | 28.53 SGD | 18.20 SGD | −36% | vs 2887 |
| DBS Group D05 | 69.90 SGD | 40.39 SGD | −42% | vs 2887 |
| Mizuho Financial Group MFG | $10.34 | $5.84 | −44% | vs 2887 |
| HDFC Bank Limited HDFCBANK | ₹804.00 | ₹406.39 | −49% | vs 2887 |
| ICICI Bank Limited ICICIBANK | ₹1,584 | ₹615.63 | −61% | vs 2887 |
Explore undervalued stocks
More undervalued Financial Services stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Taishin Financial Holding Co Ltd (2887) overvalued or undervalued?
What is the fair value of 2887?
What is the quality score of 2887?
What is the price target for Taishin Financial Holding Co Ltd (2887)?
What is the Taishin Financial Holding Co Ltd stock forecast for 2026?
What is the revenue of Taishin Financial Holding Co Ltd (2887)?
Does Taishin Financial Holding Co Ltd pay a dividend?
How much is the dividend of Taishin Financial Holding Co Ltd (2887) and when is the ex-dividend date?
What is the intrinsic value of Taishin Financial Holding Co Ltd (2887)?
Is Taishin Financial Holding Co Ltd stock overvalued or undervalued in 2026?
Is fair value the same as the market price of 2887?
How much is Taishin Financial Holding Co Ltd worth?
What do the bullish and bearish scenarios say about 2887?
What is the P/E ratio of 2887?
What is the PEG ratio of 2887?
How solid is the balance sheet of Taishin Financial Holding Co Ltd (2887)?
How far is 2887 from its 52-week high?
Which stocks are comparable to Taishin Financial Holding Co Ltd?
Is Taishin Financial Holding Co Ltd stock attractive at the current price?
How is the fair value of 2887 calculated?
Is it still worth investing in stocks now?
What is the share price of Taishin Financial Holding Co Ltd (2887)?
What should I pay attention to with Taishin Financial Holding Co Ltd right now?
Where does the earnings growth of Taishin Financial Holding Co Ltd (2887) come from?
Key figures of Taishin Financial Holding Co Ltd
How large is the market capitalisation of Taishin Financial Holding Co Ltd (2887)?
What is the P/S ratio of Taishin Financial Holding Co Ltd (2887)?
What are the earnings per share of Taishin Financial Holding Co Ltd (2887)?
What is the dividend yield of Taishin Financial Holding Co Ltd (2887)?
What is the net margin of Taishin Financial Holding Co Ltd (2887)?
What is the return on equity of Taishin Financial Holding Co Ltd (2887)?
What is the EBIT return on assets of Taishin Financial Holding Co Ltd (2887)?
What is the operating margin of Taishin Financial Holding Co Ltd (2887)?
How fast is revenue growing at Taishin Financial Holding Co Ltd (2887)?
How fast are earnings growing at Taishin Financial Holding Co Ltd (2887)?
How much free cash flow does Taishin Financial Holding Co Ltd (2887) generate?
How much net debt does Taishin Financial Holding Co Ltd (2887) carry?
Watch Taishin Financial Holding Co Ltd in the live analysis
One click puts Taishin Financial Holding Co Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.