Xintec (3374) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Xintec stock TWD 47.34, price TWD 375, that is 87.4% below the price, quality 53 out of 100. Rating: strongly overvalued. Calculated from audited financials with 16 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 5, 2026.
How to read this chart
60‑month range 80.05 TWD – 500.00 TWD · fair‑value band 33.92 TWD – 51.15 TWD · the 375.00 TWD price screens above the 47.34 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 5, 2026.
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Xintec Inc. operates as a wafer level chip scale packaging company in Asia, the United States, and Europe. The company provides wafer level chip scale packaging, wafer-level back cover packaging, and testing services for semiconductors.
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It also offers optical sensor chip scale packaging services comprising side-wall interconnect and through silicon via XinTSV, various glass thickness and filters, and glass bonding to wafer with or without cavity; FSI/BSI/stack wafer reconstruction for mobile, automotive, and consumer applications; and specialty RW service with a glass lid for automotive applications.
In addition, the company provides micro-electromechanical systems sensor packaging services, such as wafer thinning and bonded wafer partial dicing to reveal bonding pad; CSP, using via last TSV to connect pad on wafer surface toward backside; and dry etching silicon to form large cavities to derive product performance needs; as well as 3D I/O redistribution, power ground enhancement, and dual side connection services.
Xintec Inc. was founded in 1987 and is headquartered in Taoyuan City, Taiwan.
Stock analysis
Xintec (3374) currently trades at 375.00 TWD, while our model-based Fair Value estimate is 47.34 TWD, 87% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 146.65 TWD per share, and 0 of the 16 models we run sit above the 375.00 TWD price.
Bear case: the Dividend Discount group reads lowest at 30.71 TWD, and 16 of the 16 models stay below the price. Data coverage for this calculation is low.
Scenario range: 33.92 TWD (bear) to 51.15 TWD (bull), the price of 375.00 TWD sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 53/100 (solid quality), in the Technology sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Xintec reported revenue of 7.2B TWD in FY2025 versus 7.7B TWD in FY2021, a compound −1.4%/yr. Reported net income was 1.4B TWD in FY2025, compounding −7.8%/yr from FY2021.
Key figures
Market cap 102B TWD (≈ $3.1B) Mid · P/E ratio 59.1 · P/S ratio 12.3 · EPS (TTM) 6.34 TWD · Dividend yield 0.7% · Net margin 20.9% · Return on equity 18.5% · Return on assets (EBIT) 19.4% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 70 out of 100 (low confidence).
What moves the price
The share trades about 25% below its 52-week high and 192% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Technology peers we cover trades at −7% fair-value upside, at −87%, 3374 screens richer than that median.
Fair Value models
The price assumes far more growth than our models allow for, so the models scatter widely (3.46 TWD to 214.47 TWD). Read the Fair Value as a cautious anchor, not a price target; the Growth Forecast section shows what the price assumes.
Bear33.92 TWDFair Value 47.34 TWDBull51.15 TWD
Price 375.00 TWD · Downside -87.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (3.28 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.29/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+2.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.1%
Start year 2020 (pandemic). Over 10 years: +4.0% a year
Revenue growth 21 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.4%
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What shareholders gained per year (last 5 years), in TWD ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−4.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year−4.7%
Dividend (yield on the price)0.7%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.24% → 22%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Semiconductors · 370 stocks
Beats the industry median on 5/13 measures
Overall it trails its industry peers.
Valuation
Quality Score53 · Below median
Fair Value upside−87.4% · Bottom 25%
Profitability
Return on equity (12 months)18.5% · Top 25%
Return on assets8.9% · Top 25%
Net margin (12 months)20.9% · Top 25%
Operating margin (12 months)22.3% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)42.2% · Above median
Dividend yield (12 months)0.7% · Below median
Balance sheet
Debt / equity0.23× · Above median
Valuation Multiplesvs Semiconductors median · lower = cheaper
P/E (12 months)59.1× · Priciest 25%
P/B10.43× · Priciest 25%
P/S (12 months)12.33× · Priciest 25%
EV/EBITDA31.9× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 0
FUTURE (revenue growth)100· sector 100
PAST (return on equity)74· sector 28
HEALTH (low debt)89· sector 96
DIVIDEND (yield)13· sector 20
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Xintec Fair Value". https://www.fairvalue-calculator.com/stock/3374
Frequently asked questions
Is Xintec (3374) overvalued or undervalued?
As of Nov 5, 2026, our model estimates a fair value of 47.34 TWD versus a price of 375.00 TWD, about 87% lower (overvalued).
What is the fair value of 3374?
Our model-based fair value for Xintec is 47.34 TWD (as of Nov 5, 2026), built from audited fundamentals. The current price: 375.00 TWD.
What is the quality score of 3374?
Xintec has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Xintec (3374)?
Our model-based price target is the fair value of 47.34 TWD (as of Nov 5, 2026) from 16 valuation models. Cautious scenario 33.92 TWD, optimistic scenario 51.15 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the Xintec stock forecast for 2026?
Our models put fair value at 47.34 TWD, about 87% lower versus a price of 375.00 TWD (overvalued). Cautious scenario 33.92 TWD, optimistic scenario 51.15 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of Xintec (3374)?
Xintec reported trailing-twelve-month revenue of about 8.3B TWD (latest available figure, as of Nov 5, 2026).
Does Xintec pay a dividend?
Xintec currently shows a dividend yield of 0.67% relative to its recent price (as of Nov 5, 2026).
How much is the dividend of Xintec (3374) and when is the ex-dividend date?
Xintec pays a dividend of 2.50 TWD per share a year, a dividend yield of 0.7%. The last ex-dividend date was Jun 24, 2026. A dividend has been paid every year since 2021. The payout ratio is 39.4% of earnings. Our assessment: Token dividend. At a yield of 0.7% the dividend is symbolic. On paper it is not fully covered by earnings or free cash flow, but at this size that hardly matters: even scrapping it entirely would cost less than 0.7% a year, and coverage ratios on amounts this small swing with ordinary working-capital movements. Judge this company on its business, not on its dividend.
What is the intrinsic value of Xintec (3374)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Xintec it is 47.34 TWD per share (as of Nov 5, 2026), against a price of 375.00 TWD. It is the blended result of 16 valuation models in 6 families (Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings).
Is Xintec stock overvalued or undervalued in 2026?
As of Nov 5, 2026, 3374 trades above its calculated fair value: price 375.00 TWD, fair value 47.34 TWD, a gap of about −87% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 3374?
No. The price is what the market pays today (375.00 TWD); the fair value is what the company's own numbers justify (47.34 TWD). For Xintec the two are 327.66 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is Xintec worth?
The market values Xintec at about 102B TWD (market capitalisation, as of Nov 5, 2026). Per share that is 375.00 TWD; our models calculate a fair value of 47.34 TWD per share.
What do the bullish and bearish scenarios say about 3374?
Our models span a range for Xintec: cautious scenario 33.92 TWD, base 47.34 TWD, optimistic 51.15 TWD per share (as of Nov 5, 2026, price 375.00 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 3374?
Xintec trades at a price-to-earnings ratio of 59.1 (as of Nov 5, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 47.34 TWD is built from several models across several years. Median P/E at fiscal year-end, 7 fiscal years (2019 to 2025), reported earnings, FY2025 ex one-offs: 28.0. Other multiples: P/B 10.4, P/S 12.3, EV/EBITDA 31.9.
How solid is the balance sheet of Xintec (3374)?
Balance-sheet figures for Xintec (as of Nov 5, 2026): return on equity 18.5%, debt of 0.23 per unit of equity. They feed the Quality Score of 53/100, which measures business quality independently of the share price.
How far is 3374 from its 52-week high?
Xintec trades at 375.00 TWD, about 25% below its 52-week high of 500.00 TWD and 192% above the low of 128.43 TWD (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 47.34 TWD is for.
Which stocks are comparable to Xintec?
From the same area (Technology) we also value NVIDIA Corporation, Taiwan Semiconductor Manufacturing Company, Broadcom Inc, Micron Technology, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Xintec stock attractive at the current price?
The data as of Nov 5, 2026: price 375.00 TWD, calculated fair value 47.34 TWD (−87%), Quality Score 53/100, from 16 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 3374 calculated?
We run Xintec through 16 models from 6 families: Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 47.34 TWD builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Xintec itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Xintec (3374)?
The closing price on Nov 6, 2026 was 375.00 TWD. Our model-based fair value is 47.34 TWD, about 87% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Xintec right now?
The price sits above even our optimistic bull case (51.15 TWD). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of Xintec
How large is the market capitalisation of Xintec (3374)?
The market capitalisation of Xintec is 102B TWD (≈ $3.1B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Xintec (3374)?
The price-to-sales ratio of Xintec is 12.3 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Xintec (3374)?
Earnings per share at Xintec are 6.34 TWD (price ÷ EPS = P/E 59.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Xintec (3374)?
The dividend yield of Xintec is 0.7% (payout 39.4%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Xintec (3374)?
The net margin of Xintec is 20.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Xintec (3374)?
The return on equity (ROE) of Xintec is 18.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Xintec (3374)?
On an EBIT basis the return on assets of Xintec is 19.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Xintec (3374)?
The operating margin of Xintec is 22.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Xintec (3374)?
Revenue at Xintec is growing +42.2% versus a year earlier (3y avg −2.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Xintec (3374)?
Earnings per share at Xintec are growing +512% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Xintec (3374) generate?
The free cash flow of Xintec is −1.1B TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Xintec (3374) hold?
Xintec holds more cash than debt, 3.5B TWD net (fiscal year 2023). The company holds more cash than debt, a safety cushion.
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Thin data
Nov 5, 2026