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AIC Inc (3693) Fair Value & Analysis

Technology · TW · Market cap 20.3B TWD

AI AIC Inc 3693 · TWO
Price527.00 TWD
Fair Value309.92 TWD
Upside-41.2%
Quality57/100
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Mixed Growth
Thin margins · 5.6% net margin
Low debt · generates free cash flow
1.77% dividend yield
Trails peers (5/14)
Narrow moat 44/100
Evidence: High Range 232.44 TWD – 387.40 TWD Share as image

Fair value as of: Jul 21, 2026

From 26 valuation models · updated 19 days ago

Share price +1.3% over the past month.

A solid business, but screening 41% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (387.40 TWD). The favourable scenario is already priced in.
  • Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (5 years)

728.00 TWD 32.26 TWD Fair Value 309.92 TWD Feb 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 21, 2026.

How to read this chart

60‑month range 32.26 TWD – 728.00 TWD · fair‑value band 232.44 TWD – 387.40 TWD · the 527.00 TWD price screens above the 309.92 TWD fair value. Dashed = 300-day average. As of Jul 21, 2026.

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Analysis

AIC Inc (3693) currently trades at 527.00 TWD, while our model-based Fair Value estimate is 309.92 TWD, implying the stock looks roughly 41.2% overvalued today. The Quality Score stands at 57/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, AIC Inc generated revenue of 6.6B TWD at a net margin of 5.6%. Revenue declined 36.6% year over year. It earns a return on equity of 6.1%. The balance sheet holds a net cash position of 197M TWD. Fundamentals as of Jul 21, 2026

Our scenario range runs from 232.44 TWD (bear case) to 387.40 TWD (bull case); at 527.00 TWD, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 30% below its 52-week high and 125% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -67% fair-value upside, at -41%, 3693 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 346.43 TWD 559.59 TWD 919.46 TWD 80
Residual Income 114.98 TWD 136.00 TWD 241.91 TWD 76
Rev-Margin DCF 276.35 TWD 422.22 TWD 610.18 TWD 74
All 26 models by family
DCF Models
FCF DCF 348.29 TWD 579.62 TWD 980.27 TWD 38
Owner Earnings 139.15 TWD 203.03 TWD 313.67 TWD 31
5Y Revenue Exit 276.35 TWD 424.35 TWD 622.38 TWD 39
5Y EBITDA Exit 303.31 TWD 479.73 TWD 698.55 TWD 41
5Y P/E Exit 297.54 TWD 467.88 TWD 660.58 TWD 38
10Y Revenue Exit 291.92 TWD 440.51 TWD 662.85 TWD 36
10Y EBITDA Exit 316.08 TWD 481.01 TWD 726.40 TWD 37
10Y P/E Exit 312.27 TWD 472.34 TWD 694.72 TWD 35
Earnings-Based
Graham-Dodd 105.37 TWD 483.03 TWD 662.97 TWD 54
Lynch FV 126.80 TWD 181.15 TWD 235.49 TWD 50
PEG = 1.0 126.80 TWD 181.15 TWD 235.49 TWD 46
EPV 182.32 TWD 202.82 TWD 220.75 TWD 59
Dividend Discount
Gordon GGM 101.00 TWD 210.00 TWD 333.14 TWD 70
DDM Multi-Stage 101.00 TWD 177.08 TWD 220.40 TWD 61
Multiples
P/E Multiple 232.44 TWD 309.92 TWD 387.40 TWD 63
P/S Multiple 197.57 TWD 263.43 TWD 329.29 TWD 58
P/B Multiple 197.57 TWD 263.43 TWD 329.29 TWD 55
EV/EBIT 334.26 TWD 425.90 TWD 517.53 TWD 53
EV/EBITDA 301.02 TWD 381.58 TWD 462.13 TWD 54
EV/Revenue 244.66 TWD 324.08 TWD 403.50 TWD 43
Asset-Based
NCAV (Graham) 60.60 TWD 81.21 TWD 121.21 TWD 50
Growth DCF
Growth DCF 346.43 TWD 559.59 TWD 919.46 TWD 80
Rev-Margin DCF 276.35 TWD 422.22 TWD 610.18 TWD 74
Economic Profit
Residual Income 114.98 TWD 136.00 TWD 241.91 TWD 76
ROIC Compounder 199.09 TWD 247.38 TWD 309.94 TWD 72
Growth Earnings
Growth-Adj P/E 198.36 TWD 283.38 TWD 368.39 TWD 68

Widest divergence: DCF Models (467.88 TWD) versus Asset-Based (81.21 TWD). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 6.6B TWD
Revenue growth (YoY) -36.6%
Net margin 5.6%
Return on equity 6.1%
Free cash flow 968M TWD FY2025
P/E ratio 32.7
More key figures
Operating margin 3.1%
EPS (TTM) 15.33 TWD
Dividend yield 1.6%
EPS growth (YoY) -88.0%
Net cash 197M TWD FY2023

Figures from reported company fundamentals · as of Jul 21, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 57/100

Of which business quality 62 · Market factors (momentum, volatility) 62

Profitability 55
Margins and returns on capital today
Quality Growth 25
Are margins and returns improving?
Cashflow 70
Earnings quality: real cash, not paper profit
Fin. Strength 100
Balance sheet, leverage, solvency risk
Investment 31
Disciplined investing over empire-building
Low Volatility 29
Calm price path (market factor)
Momentum 74
Price trend over the last 3–12 months (market factor)
52W Momentum 78
Distance to the 52-week high (market factor)
Net Issuance 65
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

AIC Inc. provides OEM/ODM, commercial off-the-shelf, and server and storage solutions in Taiwan and internationally. The company offers intel and AMD server boards; rackmount, multi-node, GPU, and edge servers; storage servers, just a bunch of disks, JBOX products, high availability servers, and just a bunch of NVMe flash products; industrial PC and server …

Full company description

AIC Inc. provides OEM/ODM, commercial off-the-shelf, and server and storage solutions in Taiwan and internationally. The company offers intel and AMD server boards; rackmount, multi-node, GPU, and edge servers; storage servers, just a bunch of disks, JBOX products, high availability servers, and just a bunch of NVMe flash products; industrial PC and server chassis products; accessories, such as canisters and front bezels; designing services with MAX I/O; and AMD EPYC systems. It also provides solutions to cloud/data center, network appliance, media entertainment, video surveillance, VMware ready, and edge AI. The company was formerly known as T-win Systems, Inc. and changed its name to AIC Inc. in June 2011. AIC Inc. was founded in 1996 and is headquartered in Taoyuan City, Taiwan.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

AIC Inc reported revenue of 7.5B TWD in FY2025 versus 3.5B TWD in FY2021, a compound +21.4%/yr. Reported net income was 666M TWD in FY2025, compounding +54.0%/yr from FY2021.

Growth Quality 84/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
7.5B TWD
Latest YoY
−12.0%
Avg. growth/yr (3Y)
+10.9%
Avg. growth/yr (5Y)
+20.2%
Avg. growth/yr (10Y)
+4.1%
Revenue +21.4%/yr
FY21 3.5B TWD
FY22 5.5B TWD
FY23 8.8B TWD
FY24 8.5B TWD
FY25 7.5B TWD
Net income +54.0%/yr
FY21 118M TWD
FY22 455M TWD
FY23 928M TWD
FY24 1.1B TWD
FY25 666M TWD

3693 screens 41% overvalued. Compare with Compal Electronics, Inc →

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Cite: Fair Value Calculator (2026). "AIC Inc Fair Value". https://www.fairvalue-calculator.com/stock/3693

Peer Group

Computer Hardware · 215 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 57 · Above median
Fair Value upside −41% · Below median
Return on equity (TTM) 6% · Below median
Return on assets 4% · Above median
Net margin (TTM) 6% · Above median
Operating margin (TTM) 3% · Below median
Revenue growth -37% · Bottom 25%
Dividend yield (TTM) 1.8% · Below median

Valuation Multiples vs Computer Hardware median · lower = cheaper

P/E (TTM) 30.7× · Pricier than median
P/B 3.89× · Pricier than 75% of peers
P/S (TTM) 3.07× · Pricier than 75% of peers
P/FCF 0.7× · Cheaper than median
EV/EBITDA 31.0× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 0 · sector 57
PAST 24 · sector 26
HEALTH 100 · sector 97
DIVIDEND 35 · sector 44

VALUE 0: the price sits above our fair-value range.

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Computer Hardware stocks, each showing price versus our Fair Value estimate (as of Jul 21, 2026).

Stock Price Fair Value vs Fair Value
Compal Electronics, Inc CEIR $0.0310 $0.0276 -11%
Dell Technologies Inc DELL $434.97 $163.87 -62%
Arista Networks, Inc ANET $168.56 $43.74 -74%
Western Digital Corporation WDC $513.84 $74.05 -86%
Wiwynn Corporation 6669 4,685 TWD 1,559 TWD -67%
Hangzhou Hikvision Digital Technology Co 002415 ¥34.12 ¥30.11 -12%
Quanta Computer Inc 2382 373.50 TWD 297.22 TWD -20%
Shenzhen Longsys Electronics Co 301308 ¥587.60 ¥60.86 -90%
Lenovo Group 0992 HK$23.16 HK$3.07 -87%
Dawning Information Industry Co 603019 ¥106.13 ¥28.88 -73%

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Frequently asked questions

Is AIC Inc (3693) overvalued or undervalued?
As of Jul 21, 2026, our model estimates a fair value of 309.92 TWD versus a price of 527.00 TWD, about −41% (overvalued).
What is the fair value of 3693?
Our model-based fair value for AIC Inc is 309.92 TWD (as of Jul 21, 2026), built from audited fundamentals. The current price is 527.00 TWD.
What is the quality score of 3693?
AIC Inc has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of AIC Inc (3693)?
AIC Inc reported trailing-twelve-month revenue of about 6.6B TWD (latest available figure, as of Jul 21, 2026).
What is the net profit margin of 3693?
The net profit margin of AIC Inc is about 5.6%, meaning it keeps roughly 5.6% of revenue as net income. Based on the latest reported figures.
Does AIC Inc pay a dividend?
AIC Inc currently shows a dividend yield of about 1.63% relative to its recent price (as of Jul 21, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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