Som Datt Finance Corporation Limited (511571) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Som Datt Finance Corporation Limited ₹27.32, price ₹97.45, upside -72.0%, quality 36 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range ₹10.01 – ₹215.88 · fair‑value band ₹18.03 – ₹34.15 · the ₹97.45 price screens above the ₹27.32 fair value. Dashed = 300-day average. As of Sep 27, 2026.
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Som Datt Finance Corporation Limited, a non-banking finance company, invests in stocks and securities. It also trades in securities. The company was incorporated in 1993 and is based in New Delhi, India.
Stock analysis
Som Datt Finance Corporation Limited (511571) currently trades at ₹97.45, while our model-based Fair Value estimate is ₹27.32, 72.0% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 1 models at a data quality of 96/100, which puts the evidence level at low.
Scenario range: ₹18.03 (bear) to ₹34.15 (bull), the price of ₹97.45 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 36/100 (below-average quality), in the Financial sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Som Datt Finance Corporation Limited reported revenue of ₹36.5M in FY2026 versus ₹5.9M in FY2022, a compound +57.6%/yr. Reported net income was −₹25.3M in FY2026.
Key figures
Market cap ₹129M (≈ $1.3M) · P/E ratio 82.4 · P/S ratio 13.5 · EPS (TTM) ₹0.3400 · Net margin −69.3% · Return on assets (EBIT) 3.7% · Operating margin 46.1% · Revenue growth (YoY) +467%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 30% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial peers we cover trades at 10% fair-value upside, at −72%, 511571 screens richer than that median.
Fair Value models
Bear ₹18.03Fair Value ₹27.32Bull ₹34.15
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹0.1733 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.54/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+39.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+77.5%
Start year 2021 (pandemic). Over 10 years: +10.2% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.7%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−157.6% (2021) → −81.9% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
Compare Som Datt Finance Corporation Limited with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 326 stocks
Beats the industry median on 4/8 measures
A mixed picture versus its industry peers.
Valuation
Quality Score35 · Bottom 25%
Fair Value upside−72.0% · Bottom 25%
Profitability
Return on assets2.5% · Above median
Net margin (TTM)39.7% · Top 25%
Operating margin (TTM)46.1% · Above median
Growth and dividend
Revenue growth467.1% · Top 25%
Dividend yield (TTM)0.0% · Bottom 25%
Valuation Multiplesvs Credit Services median · lower = cheaper
P/E (TTM)82.4× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 55
FUTURE (revenue growth)100· sector 52
PAST (return on equity)0· sector 33
HEALTH (low debt)0· sector 58
DIVIDEND (yield)0· sector 64
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Som Datt Finance Corporation Limited Fair Value". https://www.fairvalue-calculator.com/stock/511571
Frequently asked questions
Is Som Datt Finance Corporation Limited (511571) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of ₹27.32 versus a price of ₹97.45, about −72% upside (overvalued).
What is the fair value of 511571?
Our model-based fair value for Som Datt Finance Corporation Limited is ₹27.32 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹97.45.
What is the quality score of 511571?
Som Datt Finance Corporation Limited has a Quality Score of 36/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Som Datt Finance Corporation Limited (511571)?
Our model-based price target is the fair value of ₹27.32 (as of Sep 27, 2026) from 1 valuation models. Cautious scenario ₹18.03, optimistic scenario ₹34.15. It is a calculation from audited fundamentals, not an analyst target.
What is the Som Datt Finance Corporation Limited stock forecast for 2026?
Our models put fair value at ₹27.32, about −72% upside versus a price of ₹97.45 (overvalued). Cautious scenario ₹18.03, optimistic scenario ₹34.15. The calculation is refreshed regularly with new filings.
What is the intrinsic value of Som Datt Finance Corporation Limited (511571)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Som Datt Finance Corporation Limited it is ₹27.32 per share (as of Sep 27, 2026), against a price of ₹97.45. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Som Datt Finance Corporation Limited stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 511571 trades above its calculated fair value: price ₹97.45, fair value ₹27.32, a gap of about −72% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 511571?
No. The price is what the market pays today (₹97.45); the fair value is what the company's own numbers justify (₹27.32). For Som Datt Finance Corporation Limited the two are ₹70.13 per share apart. That gap is exactly why we show both numbers side by side.
How much is Som Datt Finance Corporation Limited worth?
The market values Som Datt Finance Corporation Limited at about ₹129M (market capitalisation, as of Sep 27, 2026). Per share that is ₹97.45; our models calculate a fair value of ₹27.32 per share.
What do the bullish and bearish scenarios say about 511571?
Our models span a range for Som Datt Finance Corporation Limited: cautious scenario ₹18.03, base ₹27.32, optimistic ₹34.15 per share (as of Sep 27, 2026, price ₹97.45). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 511571?
Som Datt Finance Corporation Limited trades at a price-to-earnings ratio of 82.4 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹27.32 is built from several models across several years.
How far is 511571 from its 52-week high?
Som Datt Finance Corporation Limited trades at ₹97.45, about 30% below its 52-week high of ₹140.00 and 3% above the low of ₹95.00 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹27.32 is for.
Which stocks are comparable to Som Datt Finance Corporation Limited?
From the same area (Financial) we also value Visa Inc, Mastercard Incorporated, American Express Company, Capital One Financial Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Som Datt Finance Corporation Limited stock attractive at the current price?
The data as of Sep 27, 2026: price ₹97.45, calculated fair value ₹27.32 (−72%), Quality Score 36/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 511571 calculated?
We run Som Datt Finance Corporation Limited through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹27.32, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Som Datt Finance Corporation Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Som Datt Finance Corporation Limited (511571)?
The closing price on Oct 1, 2026 was ₹97.45. Our model-based fair value is ₹27.32, about −72% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Som Datt Finance Corporation Limited right now?
The price sits above even our optimistic bull case (₹34.15). The favourable scenario is already priced in. Weak quality (36/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (₹18.03 to ₹34.15) leaves room in how you read the outcome.
Key figures of Som Datt Finance Corporation Limited
How large is the market capitalisation of Som Datt Finance Corporation Limited (511571)?
The market capitalisation of Som Datt Finance Corporation Limited is ₹129M (≈ $1.3M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Som Datt Finance Corporation Limited (511571)?
The price-to-sales ratio of Som Datt Finance Corporation Limited is 13.5 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Som Datt Finance Corporation Limited (511571)?
Earnings per share at Som Datt Finance Corporation Limited are ₹0.3400 (price ÷ EPS = P/E 82.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Som Datt Finance Corporation Limited (511571)?
The net margin of Som Datt Finance Corporation Limited is −69.3% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Som Datt Finance Corporation Limited (511571)?
On an EBIT basis the return on assets of Som Datt Finance Corporation Limited is 3.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Som Datt Finance Corporation Limited (511571)?
The operating margin of Som Datt Finance Corporation Limited is 46.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Som Datt Finance Corporation Limited (511571)?
Revenue at Som Datt Finance Corporation Limited is growing +467% versus a year earlier (3y avg +39.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Som Datt Finance Corporation Limited (511571)?
Earnings per share at Som Datt Finance Corporation Limited are growing +791% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Som Datt Finance Corporation Limited (511571) generate?
The free cash flow of Som Datt Finance Corporation Limited is −₹443M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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