EN DE

99 Speed Mart Retail Holdings (5326) Fair Value & Analysis

Consumer Cyclical · MY · Market cap 31.0B MYR

9S 99 Speed Mart Retail Holdings 5326 · KLSE
Price3.68 MYR
Fair Value1.45 MYR
Upside-60.6%
Quality67/100
Watch 99 Speed Mart Retail Holdings for free, get notified when fair value or trend changes. Watch for free
Healthy Growth
Thin margins · 5.5% net margin
Low debt · generates free cash flow
0.54% dividend yield
Mixed vs. peers (7/15)
Moderate moat 61/100
Evidence: High Range 1.08 MYR – 1.81 MYR Share as image

Fair value as of: Jul 20, 2026

From 26 valuation models · updated 21 days ago

Share price −0.5% over the past month.

A solid business, but screening 61% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (1.81 MYR). The favourable scenario is already priced in.
  • Solid but not exceptional quality (67/100) and above fair value, neither a clear bargain nor a standout compounder.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (23 months)

4.12 MYR 1.84 MYR Fair Value 1.45 MYR Sep 2024 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 20, 2026.

How to read this chart

23‑month range 1.84 MYR – 4.12 MYR · fair‑value band 1.08 MYR – 1.81 MYR · the 3.68 MYR price screens above the 1.45 MYR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 20, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

99 Speed Mart Retail Holdings (5326) currently trades at 3.68 MYR, while our model-based Fair Value estimate is 1.45 MYR, implying the stock looks roughly 60.6% overvalued today. The Quality Score stands at 67/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, 99 Speed Mart Retail Holdings generated revenue of 11.9B MYR at a net margin of 5.5%. Revenue grew 17.5% year over year. It earns a return on equity of 36.3%. The stock trades on a trailing P/E of 41.9. Fundamentals as of Jul 20, 2026

Our scenario range runs from 1.08 MYR (bear case) to 1.81 MYR (bull case); at 3.68 MYR, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 11% below its 52-week high and 84% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 50% fair-value upside, at -61%, 5326 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 1.23 MYR 2.09 MYR 3.55 MYR 80
Residual Income 0.4500 MYR 0.5600 MYR 2.67 MYR 76
Rev-Margin DCF 1.05 MYR 1.73 MYR 2.62 MYR 74
All 26 models by family
DCF Models
FCF DCF 1.24 MYR 2.18 MYR 3.84 MYR 38
Owner Earnings 1.21 MYR 2.13 MYR 3.74 MYR 31
5Y Revenue Exit 1.05 MYR 1.75 MYR 2.69 MYR 39
5Y EBITDA Exit 1.25 MYR 2.17 MYR 3.32 MYR 41
5Y P/E Exit 1.15 MYR 1.96 MYR 2.88 MYR 38
10Y Revenue Exit 1.07 MYR 1.76 MYR 2.81 MYR 36
10Y EBITDA Exit 1.24 MYR 2.07 MYR 3.34 MYR 37
10Y P/E Exit 1.17 MYR 1.92 MYR 2.97 MYR 35
Earnings-Based
Graham-Dodd 0.4900 MYR 2.34 MYR 3.22 MYR 54
Lynch FV 0.6200 MYR 0.8900 MYR 1.16 MYR 50
PEG = 1.0 0.6200 MYR 0.8900 MYR 1.16 MYR 46
EPV 0.8200 MYR 0.9400 MYR 1.04 MYR 59
Dividend Discount
Gordon GGM 0.4100 MYR 0.8600 MYR 1.36 MYR 70
DDM Multi-Stage 0.4100 MYR 0.7200 MYR 0.9000 MYR 61
Multiples
P/E Multiple 1.08 MYR 1.45 MYR 1.81 MYR 63
P/S Multiple 0.9200 MYR 1.23 MYR 1.54 MYR 58
P/B Multiple 0.4900 MYR 0.6500 MYR 0.8100 MYR 55
EV/EBIT 1.39 MYR 1.81 MYR 2.24 MYR 53
EV/EBITDA 1.35 MYR 1.77 MYR 2.18 MYR 54
EV/Revenue 0.9700 MYR 1.34 MYR 1.71 MYR 43
Asset-Based
NCAV (Graham) 0.1100 MYR 0.1400 MYR 0.2200 MYR 50
Growth DCF
Growth DCF 1.23 MYR 2.09 MYR 3.55 MYR 80
Rev-Margin DCF 1.05 MYR 1.73 MYR 2.62 MYR 74
Economic Profit
Residual Income 0.4500 MYR 0.5600 MYR 2.67 MYR 76
ROIC Compounder 0.8700 MYR 1.06 MYR 1.28 MYR 72
Growth Earnings
Growth-Adj P/E 0.9500 MYR 1.36 MYR 1.77 MYR 68

Widest divergence: DCF Models (1.96 MYR) versus Asset-Based (0.1400 MYR). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 11.9B MYR
Revenue growth (YoY) +17.5%
Net margin 5.5%
Return on equity 36.3%
Free cash flow 730M MYR FY2025
P/E ratio 46.1
More key figures
Operating margin 8.5%
EPS (TTM) 0.0800 MYR
Dividend yield 0.6%
EPS growth (YoY) +30.1%

Figures from reported company fundamentals · as of Jul 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 67/100

Of which business quality 69 · Market factors (momentum, volatility) 71

Profitability 83
Margins and returns on capital today
Quality Growth 60
Are margins and returns improving?
Cashflow 54
Earnings quality: real cash, not paper profit
Fin. Strength 87
Balance sheet, leverage, solvency risk
Investment 34
Disciplined investing over empire-building
Low Volatility 72
Calm price path (market factor)
Momentum 63
Price trend over the last 3–12 months (market factor)
52W Momentum 86
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

99 Speed Mart Retail Holdings Berhad, an investment holding company, operates mini supermarkets in Malaysia. It offers products and services, including 99bulksales, speedpoint services, and in-store promotion and offers. The company also engages in the retail of consumable merchandise and other household products via mini mart; and export business.

Full company description

99 Speed Mart Retail Holdings Berhad, an investment holding company, operates mini supermarkets in Malaysia. It offers products and services, including 99bulksales, speedpoint services, and in-store promotion and offers. The company also engages in the retail of consumable merchandise and other household products via mini mart; and export business. It serves households and local businesses. The company was founded in 1987 and is headquartered in Klang, Malaysia. 99 Speed Mart Retail Holdings Berhad is a subsidiary of Lee LYG Holdings.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

99 Speed Mart Retail Holdings reported revenue of 11.4B MYR in FY2025 versus 7.8B MYR in FY2021, a compound +9.9%/yr. Reported net income was 607M MYR in FY2025, compounding +9.7%/yr from FY2021.

Growth Quality 86/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
11.4B MYR
Latest YoY
+14.5%
Avg. growth/yr (3Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.3%
Revenue +9.9%/yr
FY21 7.8B MYR
FY22 8.1B MYR
FY23 9.2B MYR
FY24 10.0B MYR
FY25 11.4B MYR
Net income +9.7%/yr
FY21 419M MYR
FY22 327M MYR
FY23 400M MYR
FY24 465M MYR
FY25 607M MYR

5326 screens 61% overvalued. Compare with Falabella S.A →

Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

99 Speed Mart Retail Holdings · Fair Value
1.45 MYR −61%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "99 Speed Mart Retail Holdings Fair Value". https://www.fairvalue-calculator.com/stock/5326

Peer Group

Department Stores · 127 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 67 · Top 25%
Fair Value upside −61% · Bottom 25%
Return on equity (TTM) 36% · Top 25%
Return on assets 13% · Top 25%
Net margin (TTM) 5% · Above median
Operating margin (TTM) 9% · Above median
Revenue growth 18% · Top 25%
Dividend yield (TTM) 0.5% · Bottom 25%

Valuation Multiples vs Department Stores median · lower = cheaper

P/E (TTM) 46.1× · Pricier than 75% of peers
P/B 4.18× · Pricier than 75% of peers
P/S (TTM) 0.64× · Pricier than median
P/FCF 10.4× · Pricier than 75% of peers
EV/EBITDA 7.1× · Pricier than median
PEG 2.73× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 26
FUTURE 88 · sector 2
PAST 100 · sector 16
HEALTH 100 · sector 96
DIVIDEND 11 · sector 37

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Department Stores stocks, each showing price versus our Fair Value estimate (as of Jul 20, 2026).

Stock Price Fair Value vs Fair Value
Falabella S.A FALABELLA 5,875 CLP 8,880 CLP +51%
El Puerto de Liverpool, S.A. LIVEPOLC1 99.62 MXN 263.70 MXN +165%
Cencosud S.A CENCOSUD 2,040 CLP 2,516 CLP +23%
Vishal Mega Mart Limited VMM ₹113.94 ₹37.39 -67%
SHINSEGAE Inc 004170 610,000 KRW 200,259 KRW -67%
Organización Soriana, S. A. B. de C. V., SORIANAB 30.04 MXN 59.59 MXN +98%
Lotte Shopping Co 023530 155,300 KRW 81,725 KRW -47%
Lojas Renner S.A LREN3 R$14.10 R$33.36 +137%
La Comer, S.A. LACOMERUBC 34.37 MXN 51.49 MXN +50%
PT Daya Intiguna Yasa Tbk MDIY 1,005 IDR 880.69 IDR -12%

Compare 99 Speed Mart Retail Holdings with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Cyclical stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is 99 Speed Mart Retail Holdings (5326) overvalued or undervalued?
As of Jul 20, 2026, our model estimates a fair value of 1.45 MYR versus a price of 3.68 MYR, about −61% (overvalued).
What is the fair value of 5326?
Our model-based fair value for 99 Speed Mart Retail Holdings is 1.45 MYR (as of Jul 20, 2026), built from audited fundamentals. The current price is 3.68 MYR.
What is the quality score of 5326?
99 Speed Mart Retail Holdings has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of 99 Speed Mart Retail Holdings (5326)?
99 Speed Mart Retail Holdings reported trailing-twelve-month revenue of about 11.9B MYR (latest available figure, as of Jul 20, 2026).
What is the net profit margin of 5326?
The net profit margin of 99 Speed Mart Retail Holdings is about 5.5%, meaning it keeps roughly 5.5% of revenue as net income. Based on the latest reported figures.
Does 99 Speed Mart Retail Holdings pay a dividend?
99 Speed Mart Retail Holdings currently shows a dividend yield of about 0.60% relative to its recent price (as of Jul 20, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track 99 Speed Mart Retail Holdings and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.