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Minmetals Capital Company (600390) Fair Value & Analysis

Financial Services · CN · Market cap 22.0B CNY

MC Minmetals Capital Company 600390 · SHG
Price¥4.89
Fair Value¥1.65
Upside-66.3%
Quality42/100
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Mixed Growth
Thin margins · 9.6% net margin
Low debt · negative free cash flow
0.41% dividend yield
Trails peers (1/13)
Narrow moat 31/100
Evidence: Medium Range ¥1.23 – ¥2.06 Share as image

Fair value as of: Aug 9, 2026

From 2 valuation models · updated yesterday

Share price +4.3% over the past month.

Below-average quality, and screening another 66% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (¥2.06). The favourable scenario is already priced in.
  • Weak quality (42/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

¥8.90 ¥3.95 Fair Value ¥1.65 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 9, 2026.

How to read this chart

60‑month range ¥3.95 – ¥8.90 · fair‑value band ¥1.23 – ¥2.06 · the ¥4.89 price screens above the ¥1.65 fair value. Dashed = 300-day average. As of Aug 9, 2026.

Full chart & analysis →

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Analysis

Minmetals Capital Company (600390) currently trades at ¥4.89, while our model-based Fair Value estimate is ¥1.65, implying the stock looks roughly 66.3% overvalued today. The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Minmetals Capital Company generated revenue of 5.5B CNY at a net margin of 9.6%. Revenue declined 4.1% year over year. It earns a return on equity of 1.3%. Net debt stands at 38.7B CNY. Fundamentals as of Aug 9, 2026

Our scenario range runs from ¥1.23 (bear case) to ¥2.06 (bull case); at ¥4.89, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 29% below its 52-week high and 10% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -15% fair-value upside, at -66%, 600390 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
P/B Multiple ¥5.96 ¥7.95 ¥9.93 55
NCAV (Graham) ¥4.67 ¥6.26 ¥9.35 50
All 2 models by family
Multiples
P/B Multiple ¥5.96 ¥7.95 ¥9.93 55
Asset-Based
NCAV (Graham) ¥4.67 ¥6.26 ¥9.35 50

Widest divergence: Multiples (¥7.95) versus Asset-Based (¥6.26). Highest evidence: P/B Multiple (55).

Key figures & financial health

Revenue (TTM) 5.5B CNY
Revenue growth (YoY) -4.1%
Net margin 9.6%
Return on equity 1.3%
Free cash flow −5.3B CNY FY2025
P/E ratio 51.7
More key figures
Operating margin 6.5%
EPS (TTM) ¥0.0900
Dividend yield 0.4%
EPS growth (YoY) +40.5%
Net debt 38.7B CNY FY2025

Figures from reported company fundamentals · as of Aug 9, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 42/100

Of which business quality 39 · Market factors (momentum, volatility) 38

Profitability 16
Margins and returns on capital today
Quality Growth 20
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 40
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 86
Calm price path (market factor)
Momentum 20
Price trend over the last 3–12 months (market factor)
52W Momentum 14
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Minmetals Capital Company Limited engages in the investment, trust, finance leasing, securities, futures, and banking businesses in China. It is involved in risk management and brokerage businesses. The company was formerly known as Kingray New Materials Science & Technology Co., Ltd and changed its name to Minmetals Capital Company Limited in March 2017.

Full company description

Minmetals Capital Company Limited engages in the investment, trust, finance leasing, securities, futures, and banking businesses in China. It is involved in risk management and brokerage businesses. The company was formerly known as Kingray New Materials Science & Technology Co., Ltd and changed its name to Minmetals Capital Company Limited in March 2017. Minmetals Capital Company Limited was incorporated in 1999 and is based in Beijing, China.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Minmetals Capital Company reported revenue of ¥6.9B in FY2025 versus ¥13.0B in FY2021, a compound −14.6%/yr. Reported net income was ¥436M in FY2025, compounding −40.2%/yr from FY2021.

Growth Quality 55/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
6.9B CNY
Avg. growth/yr (3Y)
−15.1%
Avg. growth/yr (5Y)
−13.0%
Avg. growth/yr (27Y)
+16.1%
Revenue −14.6%/yr
FY21 ¥13.0B
FY22 ¥11.0B
FY23 ¥9.8B
FY24 ¥8.0B
FY25 ¥6.9B
Net income −40.2%/yr
FY21 ¥3.4B
FY22 ¥2.5B
FY23 ¥2.3B
FY24 ¥506M
FY25 ¥436M

600390 screens 66% overvalued. Compare with ORIX Corporation →

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Cite: Fair Value Calculator (2026). "Minmetals Capital Company Fair Value". https://www.fairvalue-calculator.com/stock/600390

Peer Group

Financial Conglomerates · 56 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 44 · Bottom 25%
Fair Value upside −66% · Bottom 25%
Return on equity (TTM) 1% · Bottom 25%
Return on assets 0% · Below median
Net margin (TTM) 10% · Below median
Operating margin (TTM) 7% · Below median
Revenue growth -1% · Below median
Dividend yield (TTM) 0.4% · Bottom 25%
Debt / equity 0.32× · Higher than median

Valuation Multiples vs Financial Conglomerates median · lower = cheaper

P/E (TTM) 54.3× · Pricier than 75% of peers
P/B 0.52× · Cheaper than 75% of peers
P/S (TTM) 4.00× · Pricier than median
EV/EBITDA 9.8× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 11
FUTURE 0 · sector 38
PAST 5 · sector 32
HEALTH 84 · sector 84
DIVIDEND 8 · sector 41

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Financial Conglomerates stocks, each showing price versus our Fair Value estimate (as of Aug 9, 2026).

Stock Price Fair Value vs Fair Value
ORIX Corporation IX $40.31 $35.05 -13%
Bajaj Finserv Ltd BAJAJFINSV ₹2,065 ₹682.29 -67%
Yuanta Financial Holding 2885 66.70 TWD 35.75 TWD -46%
China Galaxy Securities Co 601881 ¥12.94 ¥18.92 +46%
Guosen Securities Co 002736 ¥10.34 ¥17.96 +74%
CNPC Capital Company 000617 ¥6.80 ¥5.78 -15%
Aditya Birla Capital Limited ABCAPITAL ₹399.25 ₹176.15 -56%
Freedom Holding FRHC $152.69 $32.75 -79%
Voya Financial, Inc VOYA $98.49 $76.48 -22%
Guangzhou Yuexiu Capital Holdings 000987 ¥7.77 ¥9.27 +19%

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Frequently asked questions

Is Minmetals Capital Company (600390) overvalued or undervalued?
As of Aug 9, 2026, our model estimates a fair value of ¥1.65 versus a price of ¥4.89, about −66% (overvalued).
What is the fair value of 600390?
Our model-based fair value for Minmetals Capital Company is ¥1.65 (as of Aug 9, 2026), built from audited fundamentals. The current price is ¥4.89.
What is the quality score of 600390?
Minmetals Capital Company has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Minmetals Capital Company (600390)?
Minmetals Capital Company reported trailing-twelve-month revenue of about 5.5B CNY (latest available figure, as of Aug 9, 2026).
What is the net profit margin of 600390?
The net profit margin of Minmetals Capital Company is about 9.6%, meaning it keeps roughly 9.6% of revenue as net income. Based on the latest reported figures.
Does Minmetals Capital Company pay a dividend?
Minmetals Capital Company currently shows a dividend yield of about 0.44% relative to its recent price (as of Aug 9, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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