Bank of Beijing Co Ltd (601169) fair value: what the stock is really worth
We calculate from audited financials what Bank of Beijing Co Ltd is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? Yes
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Bank of Beijing Co Ltd
601169 · SHGClearly undervaluedStrong Fair Value upside, but quality is only moderate.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 18, 2026.
How to read this chart
60‑month range ¥3.72 – ¥7.25 · fair‑value band ¥8.31 – ¥13.85 · the ¥5.54 price screens below the ¥11.08 fair value. Dashed = 300-day average. As of Sep 18, 2026.
Company profile
Bank of Beijing Co., Ltd. provides various banking services to individuals and corporates in China. It operates through Corporate Banking, Personal Banking, and Treasury Business segments.
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Bank of Beijing Co., Ltd. provides various banking services to individuals and corporates in China. It operates through Corporate Banking, Personal Banking, and Treasury Business segments. The company offers local and foreign currency deposits; trade-related products and services, such as settlement, agency, entrustment, and credit investigation; domestic and foreign currency savings, custody, and credit and personal asset management; interest rate and foreign exchange derivatives, monetary market, and proprietary bond investment trading; interbank investments; and liability management services. It also provides personal loans, including new and second-hand house mortgage, consumption and operation, and automobile loans, as well as short-term loan plans; debit and credit cards; safe deposit box; foreign exchange transfer and inward and outward remittances; self-operated and exclusive financing; and integrated financial services. In addition, the company offers corporate finance; corporate current, fixed-term, call, agreement, and structural deposits, as well as certificates of deposit; working capital and fixed assets loans; account settlement; scenario-based collection and payment; cash concentration; trade finance; and cross-border finance services. Further, it provides financial market trading, assets custody, and interbank finance services; investment banking solutions comprising domestic RMB syndicated and foreign-related syndicated loans, M&A loans, financial consultancy, underwriting of debt financing instrument from non-financial enterprises, creation of credit risk mitigation warrants, underwriting of financial bonds and debt financing plans, and underwriting of direct financing tool for wealth management, and publicly offered REITs; institutional services, such as social security, medical treatment, and education services; and online and mobile banking services. The company was incorporated in 1995 and is headquartered in Beijing, China.
Stock analysis
Bank of Beijing Co Ltd (601169) currently trades at ¥5.54, while our model-based Fair Value estimate is ¥11.08, implying the stock looks roughly 50.0% undervalued today.
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Valuation
Bull case: the Dividend Discount group reads highest at a median of ¥15.62 per share, and 6 of the 6 models we run sit above the ¥5.54 price.
Bear case: the Asset-Based group reads lowest at ¥11.95, and 0 of the 6 models stay below the price. Evidence for this calculation is low.
Scenario range: ¥8.31 (bear) to ¥13.85 (bull), the price of ¥5.54 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 61/100 (solid quality), in the Financial Services sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Bank of Beijing Co Ltd reported revenue of 67.5B CNY in FY2025 versus 129B CNY in FY2021, a compound −14.9%/yr. Reported net income was 20.1B CNY in FY2025, compounding −2.5%/yr from FY2021.
Key figures
Market cap 117B CNY (≈ $17.5B) · P/E ratio 6.9 · P/S ratio 2.06 · EPS (TTM) ¥0.8000 · Dividend yield 5.0% · Net margin 29.8% · Return on equity 5.5% · Return on assets (EBIT) 0.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 24% below its 52-week high and 11% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −31% fair-value upside, at 100%, 601169 screens cheaper than that median.
Fair Value models
All 6 models by family
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Set up alert →Quality Score breakdown
Of which business quality 62 · Market factors (momentum, volatility) 52
Revenue & earnings trend
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Compare Bank of Beijing Co Ltd with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1073 stocks
Valuation Multiplesvs Banks - Regional median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: Chinese Stocks
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| DBS Group DBS19 | 20.20 THB | 6.69 THB | −67% |
| China Merchants Bank Co 3968 | HK$51.35 | HK$78.59 | +53% |
| Intesa Sanpaolo S.p.A ISP | €6.74 | €4.04 | −40% |
| HDFC Bank Limited HDB | $23.34 | $15.75 | −33% |
| BNP Paribas SA BNP | €102.32 | €105.99 | +4% |
| UniCredit S.p.A UCG | €82.92 | €77.62 | −6% |
| Mizuho Financial Group MFG | $11.15 | $9.67 | −13% |
| ICICI Bank Limited ICICIBANK | ₹1,359 | ₹636.31 | −53% |
| The PNC Financial Services Group PNC | $231.49 | $159.52 | −31% |
| Oversea-Chinese Banking Corporation O39 | 31.28 SGD | 19.80 SGD | −37% |
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Frequently asked questions
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Key figures of Bank of Beijing Co Ltd
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