Al Masar Al Shamil Education Co (6019) fair value: what the stock is really worth
As of Oct 28, 2026: fair value (intrinsic value) of Al Masar Al Shamil Education Co stock SAR 14.06, price SAR 20.69, upside -32.0%, quality 67 out of 100. Rating: overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 28, 2026.
How to read this chart
11‑month range 18.25 SAR – 27.08 SAR · fair‑value band 8.53 SAR – 24.56 SAR · the 20.69 SAR price screens above the 14.06 SAR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 28, 2026.
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Almasar Alshamil Education Company JSC operates as a provider of education services in Saudi Arabia and the United Arab Emirates. It operates special education and care centers; care schools; clinics; and universities. The company also provides degree courses and vocational training.
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Additionally, it provides tertiary education and rehabilitation services. The company was formerly known as Amanat Special Education and Care Investments LLC and changed its name to Almasar Alshamil Education Company JSC in October 2024.
Almasar Alshamil Education Company JSC was incorporated in 2022 and is based in Riyadh, Saudi Arabia. Almasar Alshamil Education Company JSC operates as a subsidiary of Amanat Special Education and Care Holdings Ltd.
Stock analysis
Al Masar Al Shamil Education Co (6019) currently trades at 20.69 SAR, while our model-based Fair Value estimate is 14.06 SAR, 32.0% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 15.34 SAR per share, and 0 of the 26 models we run sit above the 20.69 SAR price.
Bear case: the Asset-Based group reads lowest at 1.44 SAR, and 26 of the 26 models stay below the price. Data coverage for this calculation is medium.
Scenario range: 8.53 SAR (bear) to 24.56 SAR (bull), the price of 20.69 SAR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 67/100 (solid quality), in the Consumer Defensive sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Al Masar Al Shamil Education Co reported revenue of 142M SAR in FY2025 versus 36.9M SAR in FY2021, a compound +40.1%/yr. Reported net income was 34.7M SAR in FY2025, compounding +18.7%/yr from FY2021.
Key figures
Market cap 2.1B SAR (≈ $565M) Small · P/E ratio 14.4 · P/S ratio 3.55 · EPS (TTM) 1.44 SAR · Dividend yield 3.5% · Net margin 26.6% · Return on equity 13.8% · Return on assets (EBIT) 4.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 71 out of 100 (low confidence).
What moves the price
The share trades about 24% below its 52-week high and 13% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 12% fair-value upside, at −32%, 6019 screens richer than that median.
Fair Value models
The price assumes far more growth than our models allow for, so the models scatter widely (0.9200 SAR to 16.08 SAR). Read the Fair Value as a cautious anchor, not a price target; the Growth Forecast section shows what the price assumes.
Bear8.53 SARFair Value 14.06 SARBull24.56 SAR
Price 20.69 SAR · Upside -32.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.5858 SAR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF3.19 SAR4.50 SAR8.34 SAR73
EPV0.9200 SAR1.02 SAR1.10 SAR73
Growth DCF3.00 SAR4.90 SAR7.86 SAR73
All 26 models by family
DCF Models
FCF DCF3.19 SAR4.50 SAR8.34 SAR73
Owner Earnings4.10 SAR8.11 SAR15.30 SAR68
5Y Revenue Exit1.63 SAR2.28 SAR3.60 SAR68
5Y EBITDA Exit2.35 SAR3.73 SAR6.42 SAR69
5Y P/E Exit4.91 SAR11.12 SAR19.64 SAR64
10Y Revenue Exit2.17 SAR3.56 SAR4.15 SAR64
10Y EBITDA Exit2.65 SAR4.92 SAR8.64 SAR62
10Y P/E Exit4.30 SAR9.77 SAR18.85 SAR57
Earnings-Based
Graham-Dodd2.31 SAR16.08 SAR22.56 SAR60
Lynch FV8.04 SAR11.48 SAR14.92 SAR58
PEG = 1.08.04 SAR11.48 SAR14.92 SAR55
EPV0.9200 SAR1.02 SAR1.10 SAR73
Dividend Discount
Gordon GGM1.31 SAR2.27 SAR3.02 SAR65
DDM Multi-Stage1.31 SAR2.12 SAR2.44 SAR65
Multiples
P/E Multiple5.59 SAR7.46 SAR9.32 SAR63
P/S Multiple0.6900 SAR0.9200 SAR1.14 SAR57
P/B Multiple5.29 SAR7.06 SAR8.82 SAR55
EV/EBIT1.62 SAR2.15 SAR2.69 SAR65
EV/EBITDA1.78 SAR2.37 SAR2.96 SAR67
EV/Revenue0.6600 SAR0.9400 SAR1.21 SAR53
Asset-Based
NCAV (Graham)0.9500 SAR1.44 SAR1.81 SAR54
Growth DCF
Growth DCF3.00 SAR4.90 SAR7.86 SAR73
Rev-Margin DCF1.76 SAR2.59 SAR4.36 SAR67
Economic Profit
Residual Income2.73 SAR2.95 SAR3.33 SAR73
ROIC Compounder0.9200 SAR1.02 SAR1.10 SAR68
Growth Earnings
Growth-Adj P/E10.74 SAR15.34 SAR19.94 SAR65
The fair value above starts from this blend and is adjusted for a year distorted by one-off effects.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+22.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+43.5%
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
≈ +29.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year+25.6%
Dividend (yield on the price)3.5%
Profit margin 2021 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.19% → 16%
⚠ Rate on operating basis: 2025 sits 102% above its own trend.
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+32.7%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Saudi Arabia: IMF forecast 2.1% a year to 2030, 1.7% from 2016 to 2025) that is about +30.0% a year for the price.
Compare Al Masar Al Shamil Education Co with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 117 stocks
Beats the industry median on 8/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score67 · Above median
Fair Value upside−32.0% · Below median
Profitability
Return on equity (12 months)13.8% · Above median
Return on assets12.7% · Top 25%
Net margin (12 months)48.4% · Top 25%
Operating margin (12 months)29.5% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)21.6% · Top 25%
Dividend yield (12 months)3.5% · Above median
Balance sheet
Debt / equity0.12× · Above median
Valuation Multiplesvs Education & Training Services median · lower = cheaper
P/E (12 months)14.4× · Cheaper than median
P/B6.18× · Priciest 25%
P/S (12 months)6.46× · Priciest 25%
Price / free cash flow89.8× · Priciest 25%
EV/EBITDA22.9× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 49
FUTURE (revenue growth)100· sector 23
PAST (return on equity)55· sector 24
HEALTH (low debt)94· sector 95
DIVIDEND (yield)71· sector 52
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Al Masar Al Shamil Education Co Fair Value". https://www.fairvalue-calculator.com/stock/6019
Frequently asked questions
Is Al Masar Al Shamil Education Co (6019) overvalued or undervalued?
As of Oct 28, 2026, our model estimates a fair value of 14.06 SAR versus a price of 20.69 SAR, about −32% upside (overvalued).
What is the fair value of 6019?
Our model-based fair value for Al Masar Al Shamil Education Co is 14.06 SAR (as of Oct 28, 2026), built from audited fundamentals. The current price: 20.69 SAR.
What is the quality score of 6019?
Al Masar Al Shamil Education Co has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Al Masar Al Shamil Education Co (6019)?
Our model-based price target is the fair value of 14.06 SAR (as of Oct 28, 2026) from 26 valuation models. Cautious scenario 8.53 SAR, optimistic scenario 24.56 SAR. It is a calculation from audited fundamentals, not an analyst target.
What is the Al Masar Al Shamil Education Co stock forecast for 2026?
Our models put fair value at 14.06 SAR, about −32% upside versus a price of 20.69 SAR (overvalued). Cautious scenario 8.53 SAR, optimistic scenario 24.56 SAR. The calculation is refreshed regularly with new filings.
Does Al Masar Al Shamil Education Co pay a dividend?
Al Masar Al Shamil Education Co currently shows a dividend yield of 3.54% relative to its recent price (as of Oct 28, 2026).
What growth is priced into Al Masar Al Shamil Education Co (6019)?
For today's price to be fair in a discounted-cash-flow model, Al Masar Al Shamil Education Co would have to grow free cash flow by +32.7 % per year for five years (discount rate 11.8 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 4 years revenue grew +40.1 % per year. As of Oct 28, 2026.
What discount rate (WACC) does the fair value of 6019 use?
Our models discount Al Masar Al Shamil Education Co at 11.8 %: a base by market capitalisation (small), country premium for Saudi Arabia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Al Masar Al Shamil Education Co that is +32.7 % per year a year over ten years, using the same discount rate (11.8 %) and the same formula as our fair value.
How much growth has Al Masar Al Shamil Education Co (6019) delivered so far?
Over the past 4 years revenue at Al Masar Al Shamil Education Co grew +40.1 % a year. The price currently implies +32.7 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Al Masar Al Shamil Education Co (6019) growing?
The median revenue growth in the sector is +2.0 % a year. That is the yardstick for the growth priced into Al Masar Al Shamil Education Co (+32.7 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Al Masar Al Shamil Education Co (6019)?
The free-cash-flow yield on the price is 2.03 %: that much free cash flow Al Masar Al Shamil Education Co produces per unit of market value. When it exceeds the discount rate of our models (11.8 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Al Masar Al Shamil Education Co (6019)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Al Masar Al Shamil Education Co it is 14.06 SAR per share (as of Oct 28, 2026), against a price of 20.69 SAR. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Al Masar Al Shamil Education Co stock overvalued or undervalued in 2026?
As of Oct 28, 2026, 6019 trades above its calculated fair value: price 20.69 SAR, fair value 14.06 SAR, a gap of about −32% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 6019?
No. The price is what the market pays today (20.69 SAR); the fair value is what the company's own numbers justify (14.06 SAR). For Al Masar Al Shamil Education Co the two are 6.63 SAR per share apart. That gap is exactly why we show both numbers side by side.
How much is Al Masar Al Shamil Education Co worth?
The market values Al Masar Al Shamil Education Co at about 2.1B SAR (market capitalisation, as of Oct 28, 2026). Per share that is 20.69 SAR; our models calculate a fair value of 14.06 SAR per share.
What do the bullish and bearish scenarios say about 6019?
Our models span a range for Al Masar Al Shamil Education Co: cautious scenario 8.53 SAR, base 14.06 SAR, optimistic 24.56 SAR per share (as of Oct 28, 2026, price 20.69 SAR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 6019?
Al Masar Al Shamil Education Co trades at a price-to-earnings ratio of 14.4 (as of Oct 28, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 14.06 SAR is built from several models across several years. Other multiples: P/B 6.2, P/S 6.5, EV/EBITDA 22.9.
How solid is the balance sheet of Al Masar Al Shamil Education Co (6019)?
Balance-sheet figures for Al Masar Al Shamil Education Co (as of Oct 28, 2026): return on equity 13.8%, debt of 0.12 per unit of equity. They feed the Quality Score of 67/100, which measures business quality independently of the share price.
How far is 6019 from its 52-week high?
Al Masar Al Shamil Education Co trades at 20.69 SAR, about 24% below its 52-week high of 27.08 SAR and 13% above the low of 18.25 SAR (as of Oct 28, 2026). Distance from the high says nothing about value: that is what the fair value of 14.06 SAR is for.
Which stocks are comparable to Al Masar Al Shamil Education Co?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, Laureate Education, Inc, Covista Inc, Grand Canyon Education, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Al Masar Al Shamil Education Co stock attractive at the current price?
The data as of Oct 28, 2026: price 20.69 SAR, calculated fair value 14.06 SAR (−32%), Quality Score 67/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 6019 calculated?
We run Al Masar Al Shamil Education Co through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 14.06 SAR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.4 % above its aggregate fair value. Al Masar Al Shamil Education Co itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Al Masar Al Shamil Education Co (6019)?
The closing price on Oct 28, 2026 was 20.69 SAR. Our model-based fair value is 14.06 SAR, about −32% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Al Masar Al Shamil Education Co right now?
The model range is unusually wide (8.53 SAR to 24.56 SAR). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid but not exceptional quality (67/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of Al Masar Al Shamil Education Co
How large is the market capitalisation of Al Masar Al Shamil Education Co (6019)?
The market capitalisation of Al Masar Al Shamil Education Co is 2.1B SAR (≈ $565M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Al Masar Al Shamil Education Co (6019)?
The price-to-sales ratio of Al Masar Al Shamil Education Co is 3.55 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Al Masar Al Shamil Education Co (6019)?
Earnings per share at Al Masar Al Shamil Education Co are 1.44 SAR (price ÷ EPS = P/E 14.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Al Masar Al Shamil Education Co (6019)?
The dividend yield of Al Masar Al Shamil Education Co is 3.5% (payout 50.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Al Masar Al Shamil Education Co (6019)?
The net margin of Al Masar Al Shamil Education Co is 26.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Al Masar Al Shamil Education Co (6019)?
The return on equity (ROE) of Al Masar Al Shamil Education Co is 13.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Al Masar Al Shamil Education Co (6019)?
On an EBIT basis the return on assets of Al Masar Al Shamil Education Co is 4.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Al Masar Al Shamil Education Co (6019)?
The operating margin of Al Masar Al Shamil Education Co is 29.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Al Masar Al Shamil Education Co (6019)?
Revenue at Al Masar Al Shamil Education Co is growing +21.6% versus a year earlier (3y avg +43.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Al Masar Al Shamil Education Co (6019)?
Earnings per share at Al Masar Al Shamil Education Co are growing +29.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Al Masar Al Shamil Education Co (6019) hold?
Al Masar Al Shamil Education Co holds more cash than debt, 4.2M SAR net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Oct 28, 2026