EN DE

Asia Pac Financial Investment Company Ltd (8193) Fair Value & Analysis

Financial Services · HK · Market cap HK$28.8M

AP Asia Pac Financial Investment Company Ltd 8193 · HK
PriceHK$0.0830
Fair ValueHK$0.0871
Upside+4.9%
Quality61/100
Watch Asia Pac Financial Investment Company Ltd for free, get notified when fair value or trend changes. Watch for free
Weak Growth
Highly profitable · 121.3% net margin
Low debt · generates free cash flow
Ranks above peers (9/13)
Evidence: High Range HK$0.0741 – HK$0.1194 Share as image

Fair value as of: Aug 13, 2026

From 11 valuation models · updated 3 days ago

Fair value updated Aug 13, 2026, revised from HK$0.2320 to HK$0.0871 (−62.5%) since Aug 6, 2026. Share price −10.8% over the past month.

A solid business, currently priced close to our fair value.

Fair value for all 35,000+ stocks, review alerts and the diversification check: 14 days of Pro free, no card.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

HK$0.7300 HK$0.0480 Fair Value HK$0.0871 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range HK$0.0480 – HK$0.7300 · fair‑value band HK$0.0741 – HK$0.1194 · the HK$0.0830 price screens below the HK$0.0871 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Asia Pac Financial Investment Company Ltd (8193) currently trades at HK$0.0830, while our model-based Fair Value estimate is HK$0.0871, implying the stock looks roughly 4.9% fairly valued today. The Quality Score stands at 61/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Trailing-twelve-month revenue stands at HK$30.2M. Revenue declined 6.3% year over year. It earns a return on equity of 84.2%. Net debt stands at HK$25.2M. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.0741 (bear case) to HK$0.1194 (bull case); at HK$0.0830, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at -22% fair-value upside, at 5%, 8193 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF HK$0.2200 HK$0.2800 HK$0.3700 80
Residual Income HK$1.10 HK$2.31 HK$72.14 76
Rev-Margin DCF HK$0.1600 HK$0.2300 HK$0.3200 74
All 11 models by family
DCF Models
5Y P/E Exit HK$0.6600 HK$1.08 HK$1.59 38
10Y P/E Exit HK$0.4400 HK$0.6800 HK$0.9100 35
Earnings-Based
Graham-Dodd HK$0.8900 HK$1.09 HK$1.22 54
Dividend Discount
Gordon GGM HK$0.0600 HK$0.0700 HK$0.0700 70
DDM Multi-Stage HK$0.0600 HK$0.0700 HK$0.0800 61
Multiples
P/E Multiple HK$1.28 HK$1.70 HK$2.13 63
P/B Multiple HK$0.2300 HK$0.3000 HK$0.3800 55
Asset-Based
NCAV (Graham) HK$0.1100 HK$0.1400 HK$0.2200 50
Growth DCF
Growth DCF HK$0.2200 HK$0.2800 HK$0.3700 80
Rev-Margin DCF HK$0.1600 HK$0.2300 HK$0.3200 74
Economic Profit
Residual Income HK$1.10 HK$2.31 HK$72.14 76

Widest divergence: Economic Profit (HK$2.31) versus Dividend Discount (HK$0.0700). Highest evidence: Growth DCF (80).

Notify me when 8193 reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) HK$30.2M
Revenue growth (YoY) -6.3%
Net margin 121%
Return on equity 84.2%
Free cash flow HK$9.8M FY2026
P/E ratio 1.5 as of Jul 3, 2026
More key figures
Operating margin -13.0%
EPS (TTM) HK$0.1000
EPS growth (YoY) +1,300%
Net debt HK$25.2M FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 61/100

Of which business quality 62 · Market factors (momentum, volatility) 0

Profitability 66
Margins and returns on capital today
Quality Growth 55
Are margins and returns improving?
Cashflow 75
Earnings quality: real cash, not paper profit
Fin. Strength 63
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 0
Calm price path (market factor)
Momentum 0
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 12
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Asia-Pac Financial Investment Company Limited, an investment holding company, provides integrated professional services to public and private companies, and individual investors in Hong Kong and the People's Republic of China.

Full company description

Asia-Pac Financial Investment Company Limited, an investment holding company, provides integrated professional services to public and private companies, and individual investors in Hong Kong and the People's Republic of China. It operates through four segments: Asset Advisory Services and Asset Appraisal Services; Corporate Services and Consultancy Services; Media Advertising Services; and Financial Services. The Asset Advisory Services and Asset Appraisal Services segment offers real estate and fixed asset appraisal; mineral properties appraisal; business and intangible asset valuation; financial instrument and derivative valuation; and asset advisory services, such as investment opportunities or investors identification, due diligence and underlying assets evaluation, and procedural and strategic business advisory. The Corporate Services and Consultancy Services segment provides company secretarial services, human resource management and administrative services, accounting and tax services, corporate communication and marketing services, and management consultancy services, as well as corporate governance, internal control, and enterprise risk management services. The Media Advertising Services segment offers media advertising business services through in-elevator poster frames network and liquid-crystal displays network inside elevators or lobbies of middle to high-end residential communities. The Financial Services segment provides financial credit services, such as personal and commercial loans to individuals and corporations. It also engages in the sub-leasing of offices. The company was formerly known as GreaterChina Professional Services Limited and changed its name to Asia-Pac Financial Investment Company Limited in February 2019. Asia-Pac Financial Investment Company Limited was founded in 1997 and is headquartered in Central, Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Asia Pac Financial Investment Company Ltd reported revenue of HK$31.8M in FY2026 versus HK$51.8M in FY2022, a compound −11.5%/yr. Reported net income was HK$36.6M in FY2026.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2026)
HK$31.8M
Latest YoY
+4.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−0.1%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−6.0%
Avg. growth/yr (17Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.3%
Revenue −11.5%/yr
FY22 HK$51.8M
FY23 HK$31.8M
FY24 HK$29.5M
FY25 HK$30.3M
FY26 HK$31.8M
Net income
FY22 −HK$44.8M
FY23 −HK$38.5M
FY24 −HK$52.3M
FY25 −HK$8.8M
FY26 HK$36.6M

Watch 8193: get an alert when its fair value changes →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Asia Pac Financial Investment Company Ltd Fair Value". https://www.fairvalue-calculator.com/stock/8193

Peer Group

Capital Markets · 423 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 63 · Top 25%
Fair Value upside +8% · Above median
Return on equity (TTM) 84% · Top 25%
Return on assets -2% · Bottom 25%
Net margin (TTM) 121% · Top 25%
Operating margin (TTM) -13% · Bottom 25%
Revenue growth -6% · Bottom 25%
Dividend yield (TTM) 8.7% · Top 25%
Debt / equity 0.40× · Higher than median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 1.5× · Cheaper than 75% of peers
P/B 0.48× · Cheaper than 75% of peers
P/S (TTM) 0.96× · Cheaper than median
P/FCF 0.4× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 45 · sector 14
FUTURE 0 · sector 96
PAST 100 · sector 30
HEALTH 80 · sector 93
DIVIDEND 100 · sector 42

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Mirae Asset Securities Co 006800 38,050 KRW 18,009 KRW -53%
Meritz Financial Group 138040 118,600 KRW 52,717 KRW -56%
Korea Investment Holdings 071050 200,500 KRW 189,335 KRW -6%
NH Investment & Securities Co 005940 28,550 KRW 22,396 KRW -22%
Samsung Securities Co 016360 93,100 KRW 75,573 KRW -19%
Kiwoom Securities Co 039490 299,000 KRW 214,812 KRW -28%
SSI Securities Corporation SSI 25,300 VND 17,375 VND -31%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 294.30 ARS -6%
Daishin Securities Co 003540 26,950 KRW 48,790 KRW +81%
SK Securities Co 001515 4,285 KRW 1,395 KRW -67%

Compare Asia Pac Financial Investment Company Ltd with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is Asia Pac Financial Investment Company Ltd (8193) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.0871 versus a price of HK$0.0830, about +5% (fairly valued).
What is the fair value of 8193?
Our model-based fair value for Asia Pac Financial Investment Company Ltd is HK$0.0871 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$0.0830.
What is the quality score of 8193?
Asia Pac Financial Investment Company Ltd has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Asia Pac Financial Investment Company Ltd (8193)?
Asia Pac Financial Investment Company Ltd reported trailing-twelve-month revenue of about HK$30.2M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 8193?
The net profit margin of Asia Pac Financial Investment Company Ltd is about 121.3%, meaning it keeps roughly 121.3% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track Asia Pac Financial Investment Company Ltd and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.