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8452 (8452) Fair Value & Analysis

Financial Services · Market cap HK$98.8M

8 8452 8452 · HK
PriceHK$0.2750
Fair ValueHK$0.5400
Upside+96.4%
Quality43/100
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Evidence: Low Range HK$0.4100 – HK$0.6700

Fair value as of: Jul 3, 2026

From 6 valuation models · updated today

Share price −11.3% over the past month.

Price vs Fair Value (12 months)

HK$0.3950 HK$0.2400 Fair Value HK$0.5400 Jun 2025 Jul 2026

12‑month range HK$0.2400 – HK$0.3950 · fair‑value band HK$0.4100 – HK$0.6700 · the HK$0.2750 price screens below the HK$0.5400 fair value. As of Jul 3, 2026.

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Analysis

8452 (8452) currently trades at HK$0.2750, while our model-based Fair Value estimate is HK$0.5400 — implying the stock looks roughly 96.4% undervalued today. We read business quality at 43/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

Over the trailing twelve months, 8452 generated revenue of HK$63.4M at a net margin of -68.7%. Revenue grew 90.1% year over year. It earns a return on equity of -11.3%. The balance sheet holds a net cash position of HK$22.0M. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) HK$63.4M
Revenue growth (YoY) +90.1%
Net margin -68.7%
Return on equity -11.3%
Free cash flow −HK$77.9K FY2025
Operating margin -19.5%
More key figures
EPS growth (YoY) -48.2%
Net cash HK$22.0M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

8452 reported revenue of HK$76.4M in FY2025 versus HK$43.1M in FY2021, a compound +15.4%/yr. Reported net income was −HK$42.4M in FY2025.

Revenue +15.4%/yr
FY21 HK$43.1M
FY22 HK$29.5M
FY23 HK$57.1M
FY24 HK$133M
FY25 HK$76.4M
Net income
FY21 HK$14.9M
FY22 −HK$29.5M
FY23 HK$4.7M
FY24 −HK$6.9M
FY25 −HK$42.4M

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Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).

Stock Price Fair Value vs Fair Value
Visa Inc V 5,663 MXN 229.36 MXN -96%
Mastercard Incorporated MA C$29.95 C$10.05 -66%
M4I M4I €430.50 €368.29 -14%
American Express Company AXP C$28.87 C$24.27 -16%
Capital One Financial Corporation COF $177.63 $125.08 -30%
Bajaj Finance Limited BAJFINANCE ₹889.40 ₹559.13 -37%

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Frequently asked questions

Is 8452 (8452) undervalued?
As of Jul 3, 2026, our model estimates a fair value of HK$0.5400 versus a price of HK$0.2750 — about +96% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 8452?
Our model-based fair value for 8452 is HK$0.5400 (as of Jul 3, 2026), built from audited fundamentals. The current price is HK$0.2750.
What is the quality score of 8452?
8452 has a Quality Score of 43/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of 8452 (8452)?
8452 reported trailing-twelve-month revenue of about HK$63.4M (latest available figure, as of Jul 3, 2026).
What is the net profit margin of 8452?
The net profit margin of 8452 is about -68.7%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.